Nobody wants to think about passing away but sadly it's inevitable for us all. One of the most valuable gifts we can pass on to our loved ones is the financial security that quality life insurance provides.
What is life insurance?
A Life Insurance policy is designed to offer a financial lifeline to those who matter most to you and ease the strain when you're not around to take care of them. Whether the funds are used for funeral expenses, to pay off the mortgage or simply to maintain their current standard of living, Life Insurance can make sure your loved ones don't struggle to make ends meet in the event of your death.
What is critical illness cover?
Critical Illness Insurance is designed to pay out a lump sum of money on the diagnosis of a critical illness. This includes cancers, strokes, heart attacks and debilitating conditions such as multiple sclerosis. It can be added to a Life Insurance policy or taken out separately. Most policies today will cover over 40 illnesses and will also make partial payments for less severe illnesses allowing you put funds towards medical care without worrying about your finances.
Great reasons to choose Staysure
- Up to £250* cash back plus free afternoon tea for two at Patisserie Valerie**
- Protect the ones you love…for less than £20 per month^
- FREE review and no obligation quote from professional financial advisers
- A Guaranteed acceptance irrespective of health issues – with no medical or health checks
- Fixed premiums and specialist policies – if you're aged 50 to 80 years inclusive
- Serious and terminal illness cover – cancer and heart conditions covered
What is income protection?
Income Protection pays out a regular tax-free replacement income if you are made redundant or unable to work because of ill health or an accident; it enables you to pay the mortgage, as well as the daily costs of living.
You can choose how much of your salary you want to cover and how long you want the policy to be in place for.
Why do I need life insurance
Some people put off buying Life Insurance as they fear that insurers won't pay out when needed but that's simply not true. In 2013 Aviva paid out 99.3% of its Life Insurance claims with LV paying 98%, the same applies across the whole market.
Who can get life insurance
A 50 year old can get £100,000 worth of cover for as little as £10 per month. Despite this outstanding value for money on cover, more than 50% of adults in the UK do not have Life Insurance, leaving their dependents financially vulnerable if something were to happen to them.
Why choose us?
Staysure has handpicked its health partner for providing quality Life Insurance cover with specialists who can ensure that you are provided with the best guidance when it comes to your life cover, so that it is tailored to suit your needs and budget. They pride themselves on working with the UK's top insurers to offer you a range of quotes so you can choose the cover that's right for your family.
Simply fill in our quick enquiry form and one of our health partner's experts will be in touch to help you find the cover your loved ones deserve.
*The sum is payable after 2 months from the policy start date when the customer signs an administration agreement committing to continue their policy for 12 months from the policy start date. If cancelled within the 12 month period the sum must be refunded on a pro-rata basis by the customer.
**Any client that takes out a life insurance policy will receive a voucher entitling them to afternoon tea for two at any Patisserie Valerie store. There is no minimum spend required.
^Based on a 55-year-old male, non-smoker with no previous health conditions. Quoted May 2016, with Vitality Life Essentials. Actual premium £19.68.