For overseas travel purchasing insurance seems routine and is usually on our “to do” list, however when it comes to holidaying in the UK should travel insurance still be high up on the agenda?

Stewart Rioch, General Manager of Travel Insurance at Staysure, thinks holidaymakers should make an informed decision when it comes to UK travel in order to avoid financial pitfalls. “Many people associate travel insurance with medical protection, so with the NHS on our doorstep we appreciate cover can be overlooked” says Rioch, “but a typical policy provides far more than just medical benefits, in particular it provides valuable protection against cancellation.”

Cancellation cover is as important for the UK as it is for overseas travel. No one books a holiday with the intention of falling ill a few days before departure, yet it happens more frequently than you imagine. It’s not just your own health - it could be that of a relative or perhaps an incident affecting your home such as a burglary or flood. The fact is its random and if you’re one of the masses who opt for ‘best value non-refundable’ accommodation then you’re likely to incur financial loss.

The only stipulation to obtaining travel insurance for a UK holiday is that you must have pre-booked a minimum of 2 nights paid accommodation. Cover for the UK is included as standard under an Annual Multi Trip policy.

With two large calendar events coming up over the next couple of months - the Olympics and the Queen’s Jubilee - travel experts have forecasted a surge in Brits wanting to holiday in the UK. If you are one of these people, make sure that checking out the benefits travel insurance is on your “to-do” list!

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