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Strikes: Am I Covered by my Travel Insurance?

Posted on August 8, 2019 by Lucy Hancock
passengers waiting at airport check-in

With Ryanair and British Airways announcing airline strikes and cancellations which will affect flights, you may be asking whether you’re covered by your travel insurance if you can’t go on holiday.

While it may be frustrating to have to change your holiday plans, there are regulations to help you claim compensation if strikes affect you.

Having a good travel insurance policy that gives you delay and strike cover can give you added protection.

Find out more about how your travel insurance can protect you with travel strikes cover below…

What are my rights if my flight is cancelled because of strikes?

While we’re still in the EU, under European air passengers’ rights, your airline must find you an alternative flight as soon as possible.

Your airline may need to find you another airline to fly with, if they’re striking. The airline must cover the expenses of your new flight.

We don’t yet know how Brexit will affect the European air passengers’ rights. For more information on how Brexit may affect your travel insurance, click here.

If you’ve booked your holiday as part of a package (flights and accommodation bought together) and the travel company is ATOL bonded, then they’re responsible for finding you alternative travel. If they fail to do this, you can claim a full refund for the total cost of your holiday from your travel company.

If you need to stay abroad overnight as your return flight is affected by strikes, your airline must provide a reasonable hotel, pay for your food and transport to and from the airport.

Under EU Travel Regulations (while we’re still in the EU), you are entitled to claim compensation from your airline if your flight is cancelled.

Will my travel insurance cover me for strikes?

As long as the travel strike wasn’t already planned when you booked your holiday or travel insurance (whichever came later) while strikes were going ahead, you can claim for travel delay on your travel insurance if you’re covered for that.

If you have a Staysure travel insurance policy and your outward journey is delayed for over 12 hours, you’re able to claim for cancellation of your trip.

Make sure you check with your travel insurance provider what you’re entitled to and what your travel strike cover limits are as individual limits may vary.

Lucy Hancock

by Lucy Hancock

Lucy Hancock is Staysure's Content Executive. As a specialist travel insurance provider, we aim to keep up-to-date with travel trends, all while offering tips on how to make the most of your holiday. Lucy travelled across Europe with Interrail in 2017, and her favourite destination was Budapest. She likes big books, big words and the colour yellow.