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Travel Insurance after Brexit and GHIC

Find out what impact Brexit has for the EHIC, GHIC and travel insurance. 

When you’re ready, get your travel insurance quote today.

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Will the EHIC still be valid after Brexit?

If you’re hoping to visit Europe in 2021, you may be wondering if you’ll need to pack your EHIC (European Health Insurance Card). Carrying this little blue card with you on your holiday would give you access to free state-provided medical treatment should you fall ill or have an accident while on holiday in any EU country (along with Switzerland, Norway, Iceland and Liechtenstein).

As of 1 January 2021, the Global Health Insurance Card (GHIC) replaced the EHIC. You can read more about the new GHIC here.

However, the Government confirmed all EHIC cards issued before 2021 will still be valid until their expiry date. After this point, you will need to apply for a  GHIC. If you don’t have a GHIC or valid EHIC card, you can apply for a GHIC card on the NHS website.

What happens after 2020?

As long as you have access to a GHIC or valid EHIC, UK travellers will be eligible for free or reduced cost emergency medical treatment when travelling in Europe.

The UK government recommends that all holidaymakers arrange travel insurance with healthcare cover before they travel to Europe, just as you would if you were travelling elsewhere.

It is especially important for anyone travelling with pre-existing medical conditions to find a specialist insurer that will cover their specific health needs.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

Calls are FREE to our UK Contact Centres

Calls are FREE to our UK Contact Centres

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021

"...with Staysure you get much more than just peace of mind..."

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Should I declare my pre-existing medical conditions on my travel insurance?

You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your medical travel insurance.

This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020*
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65
Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Optional extras

Connecting Flight Cover
If you're taking more than one connecting flight to reach your destination or home, it's important you have our optional Connecting Flight add-on. This then extends your cover for connecting flights if cancelled or delayed.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £1,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Terrorism Cancellation Cover
Available on Comprehensive policies only
Be covered for choosing to cancel your holiday if there has been a terrorist act in the past 42 days within 40 miles of where you’re going on holiday. FCDO do not have to advise against travel in order to make a claim.
"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."
"I was unexpectedly diagnosed with an illness that was thankfully cured by surgery. I travel a lot and was unsure how this would affect travel insurance. I phoned Staysure and was given clear and helpful information, asked quite detailed health questions and was finally given a very competitive quote for an annual policy with the option to pay monthly. Very efficient service, great company to deal with."
"The website was very easy to use and provided good and helpful feedback "

* Winner of the British Travel Awards 2016-2020

Based on more Trustpilot reviews than any other travel insurance provider.