Need help with FCDO advice, traffic light system or COVID cover? Find out more in our COVID Help Centre
15 months cover for the price of 12 - that’s 3 months extra
when you purchase an Annual Multi-Trip Travel Insurance policy. Terms and Conditions apply

Medical Travel Insurance

Medical Travel Insurance can give you the confidence you need to embrace your next adventure.

 

All new policies include COVID-19 cover for extra peace of mind, especially if you live with pre-existing medical conditions.

 

Find out more below, or get your quote today.

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Money Advice Service

What is medical travel insurance?

From 19 July 2021, fully vaccinated travellers can travel to amber list countries from the UK without needing to self-isolate on return. Be sure to check FCDO travel advice before planning your next trip.

Medical travel insurance can give you the confidence you need to step foot on a plane again and enjoy the holiday you deserve when it is safe to travel.

Unlike some insurers, we consider all pre-existing medical conditions for travel insurance and with us, there’s no upper age limit. So, with the right health travel insurance in place, you can go on holiday knowing should the unexpected happen, we’ll always be there if you need us.

Travel insurance with medical conditions cover can protect you for the things a regular travel insurance policy would, as well as claims caused by pre-existing conditions that have been declared and covered.

Why do I need travel insurance with medical conditions?

Without travel insurance for existing medical conditions you would have to pay for any costs, such as emergency treatment, relating to pre-existing conditions yourself. 

Emergency medical treatment can be costly. The USA is the most expensive country to have a medical emergency in. The average cost of medical treatment comes in at £9,941!✝

Health travel insurance with COVID-19 cover

Medical travel insurance that covers coronavirus means you can embrace your next adventure abroad, even during the pandemic if the FCDO says it’s safe to travel to your destination. 

Our Superior-rated COVID-19 cover is included with all new policies, and includes generous cancellation cover and emergency medical expenses during your holiday✝✝.

What if we can’t cover your pre-existing conditions?

We can cover most medical conditions. But if we can’t cover you, you may find the Money & Pensions Service directory helpful. They list specialist medical insurance providers – of which we are a listed provider. The directory can be found online, or by calling 0800 138 7777.

Know before you go

It’s important to keep up-to-date with travel advice before booking your trip and taking out holiday insurance.

Before you travel, you’ll need to check:

Important: FCDO travel advice and the traffic light system’s red, amber and green list are two separate pieces of advice. Find out more here.

From 19 July 2021, fully vaccinated travellers are not required to self-isolate when returning from amber list countries. Fully vaccinated travellers are required to have their final vaccination dose at least 14 whole days before arriving back in the UK.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

We’ve given over 7m people peace of mind

We’ve given over 7m people peace of mind

Data covers 2005 to 2020
24 hour medical emergency support

24 hour medical emergency support

Get 10% off PCR tests for travel with a new policy

Get 10% off PCR tests for travel with a new policy

"...with Staysure you get much more than just peace of mind..."

Watch
Denise and Michael's story and see how we help
our customers

Dr Dawn Harper

We’ve teamed up with Dr Dawn Harper to help answer your questions about travelling with medical conditions.

Any advice or information shared by Dr Dawn is her own and accurate at the time of publishing.





Get 10% off PCR tests with any Staysure policy

If you’re heading abroad anytime soon, chances are you’ll be expected to test for COVID-19 using a government approved PCR test.

We’ve teamed up with Randox Health to offer you 10% off PCR tests when you buy any travel insurance policy with us.

Simply buy a travel insurance policy with us and receive your discount code by email. Your discount will lower the cost of a standard PCR test by 10% per person.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020**
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas that you might need to upgrade your level of cover. Get your quote online today!
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Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas that you might need to upgrade your level of cover. Get your quote online today!
Get Quote

Optional extras

Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Connecting Flight Cover
If you're taking more than one connecting flight to reach your destination or home, it's important you have our optional Connecting Flight add-on. This then extends your cover for connecting flights if cancelled or delayed.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Terrorism Cancellation Cover
Available on Comprehensive policies only
Be covered for choosing to cancel your holiday if there has been a terrorist act in the past 42 days within 40 miles of where you’re going on holiday. FCDO do not have to advise against travel in order to make a claim.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Travel Disruption Cover
This add-on covers you for cancellation or cutting your holiday short if the FCDO advises against all, or all but essential travel to your destination because of an unforeseen incident such as earthquake, fire, flood or hurricane.
"Very happy with a straighforward process. Good range of options available and very easy to enter the pre-existing medical conditions. Great cover provided at a good price"
"Have used Staysure Travel Insurance for a few years. Have always found the staff friendly, helpful and courteous whether discussing a renewal or dealing with a claim. Would definitely recommend."
"Always good value and easy to use and will cover medical conditions if needed"

*Based on most ‘Excellent’ Trustpilot reviews of any travel insurance provider
**Winner of the British Travel Awards 2016-2020
✝All data Jan-Dec 2018 provider by Staysure’s underwriter
^Data courtesy of www.gov.uk
✝✝COVID-19 cover rated Superior by a major independent consumer association

Based on more Trustpilot reviews than any other travel insurance provider.