Annual travel insurance

Staysure’s Annual travel insurance could save you thousands in policy and medical costs if you’re planning more than one holiday this year.

If you are a regular traveller you get the flexibility to travel where you want, when you want, without going to the trouble and cost of purchasing a new policy each time you go away – an Annual policy could save you up to £79† compared to buying a policy for each trip you take.

Get a quick and simple quote online in minutes or talk to one of our travel insurance specialists free on: 0800 033 4902.

Policies that suit your needs

At Staysure, you also have the option to tailor your annual insurance cover to suit your needs. For example, you can add an excess waiver, cover for travel disruptions, gadget insurance as well as cover for sports and activities such as skiing (21 days of Winter Sports Cover included as standard in all Comprehensive policies) and golfing trips.

You can tailor your policy online by clicking on the Additional Cover Option during our quick and simple quote process or by discussing your requirements with our travel insurance specialists.

Which level of cover do you need?

Basic travel insurance Comprehensive travel insurance
  • Medical emergencies and repatriation, up to £5m
  • Cancellation and curtailment up to £500
  • Baggage claims, up to £300
  • Cash lost or stolen, up to £250
  • Home country medical transfer
  • Medical emergency and repatriation, up to £10m
  • Cancellation and curtailment up to £5,000
  • Baggage loss, up to £2,500
  • Cash lost or stolen, up to £500
  • Personal liability, up to £2m
  • Legal protection cover of up to £25,000

Travel safety

If you’re planning a number of trips in a year it’s important that you’re armed with as much knowledge as possible before you travel. Staysure is an official partner of the Foreign & Commonwealth Office’s Travel Aware campaign which helps to keep British travellers safe and healthy abroad. Travel Aware comprises a number of simple steps to run through before travelling including:

  • Making sure you have the right travel insurance (and your free European Health Insurance Card if you’re travelling in Europe)
  • Checking the FCO’s foreign travel advice for your destination which lets you know if travel is safe as well as basic information on the country’s customs, laws and entry requirements
  • Checking your passport is valid for the entirety of your trip and note that some destinations require an extra period of validity to allow you to enter the country
  • Taking a look at the Travel Health Pro website, which gives you comprehensive information about health-related travel issues on a country-by-country basis.

Common questions about annual travel insurance

  • How many trips can I take?

    You can take an unlimited number of trips as long as you don’t spend more than 183 days abroad.
  • How many days can I travel for?

    You can spend up to a total of 183 days abroad during the period covered by the policy, however each trip you take must not be longer than:

    • 50 days if you are aged 70 or below. You can increase your trip duration limit to 100 days (for one trip) by paying an additional premium
    • 35 days if you are aged 71-85.

    If you are planning a longer holiday, Long-Stay policies are available.

  • What is the age limit for annual travel insurance?

    You must be 85 years of age or under to buy annual travel insurance. If you’re over 85 you can still get cover with our Single-Trip insurance, which has no upper age limit.
  • When should I buy an annual policy?

    A Staysure annual travel insurance policy can be bought up to 90 days before you want it to start.

    If you buy an annual policy, you will be covered for cancellations from the moment you book each trip covered within the policy’s dates or from the first day of the period of cover shown on your Validation Certificate, whichever is later.

  • Does annual multi trip insurance include cover within my home country?

    Yes, any travel in your home country is covered as long as the trip lasts at least two consecutive nights and the accommodation is pre-booked.  While medical treatment in the UK will be covered by the NHS, a quality UK travel insurance policy that will offer numerous additional benefits including coverage for cancellation and curtailment, lost or stolen baggage and personal money as well as travel delays.

Making the most of a Multi-Trip policy

If you’re planning on seeing the world with annual cover, you will find plenty of inspiration online. Our travel inspiration blog contains everything from what to do on short city-breaks in Europe to expert guides on exotic, far-flung destinations.

Annual Travel Insurance

If you have any questions regarding annual travel insurance, call us free on 0800 033 4902 or get a quote online in minutes.

Get Quote

*£39.99 Price is correct at time of publishing, based on one person aged 18 – 65 travelling in Europe on a Comprehensive policy excluding medical conditions. Prices vary according to medical conditions covered and individual needs. Annual cover available up to 85 years of age or under
†You could save up to £79 when you buy an Annual Multi-Trip policy instead of multiple Single Trip policies. Based on an adult couple, 50–64 taking one 5 day Barcelona break, one 2 week holiday in Turkey, one 8 day Winter Sports trip in France and one 4 day break in Dublin in a 12 month period on a Comprehensive European Annual Multi-Trip policy, travelling within 30 days of purchase
‡Winter sports cover available for people aged under 71
§Based on all quotes given between January 2016 – December 2016
||50 day and 100 day trip durations available up to the age of 70. There is a maximum of 35 days in any one trip for those aged 71-85