Optional travel disruption and security insurance

Extended travel disruption and security cover is an optional policy addition that offers quality insurance for various circumstances that are beyond your control.

Everything from your transfer taxi breaking down and overbooked flights to political unrest and natural disasters can hamper your travel plans or even prevent you from travelling to your dream destination.

Extended travel disruption and security insurance can offer you peace of mind in these situations and is easily added to your Staysure policy – simply contact our insurance team on 0800 033 4902 who will be happy to explain more about the details of this optional cover. Alternatively, you can add it to your policy when you get an online quote.

Extended cover for cancellation or curtailment

If the authorities in a country where you are holidaying make a decision to prohibit travel, recommend evacuating a country or area, or cancel an event on your itinerary, then extended cancellation or curtailment cover can help recoup some of the costs resulting from unused travel and accommodation or additional expenses if you have to return early.

Insured persons are covered up to £500 for Basic cover or £5,000 with our 5-Star Defaqto rated Comprehensive cover.

Travellers should check the latest information relating to their destination on the FCO and the World Health Organisation (WHO) websites before travelling.

Travel delays and missed departures

If your flight is cancelled or delayed for more than a day or you can’t board your plane (for example there may be too many passengers for the seats available) and no alternative could be provided within 24 hours and you cancel your trip, you can claim up to £1,000 for accommodation and travel that you’ve paid for but can’t use.

Alternatively, you can claim if you are delayed as a result of a cancellation, diversion or a re-direct and you have to pay for extra travel and accommodation in reaching your final destination.

There is also coverage up to £500 if you miss your departure as a result of strikes, poor weather conditions, volcanic eruption, public transport failure or being involuntarily denied boarding.

Overseas security, catastrophes and terrorism insurance

The extended travel disruption and security insurance provides cover for numerous circumstances including natural disasters and outbreaks of food poisoning or infectious disease. The list of events covered includes:

  • Fire
  • Flood
  • Earthquake
  • Explosion
  • Tsunami
  • Landslide
  • Avalanche
  • Volcanic eruption
  • Snow
  • Hurricane
  • Storm
  • Tornado
  • Outbreak of food poisoning
  • Outbreak of infectious disease

If there is an incident of terrorism that results in a state of emergency being declared by the UK Government, or the government of the country where you’re holiday or planning to travel to, there is £1,000 of terrorism insurance with the extended travel disruption and security add-on.

The cover will pay for any irrecoverable unused accommodation and other pre-paid bookings. Alternatively it can be used to cover additional accommodation and travel costs incurred if you need to move to other accommodation during the trip or if Staysure Assistance deems it necessary to repatriate you to your home if the trip has to be curtailed.

Travel Insurance with Disruption Cover

Optional travel disruption and security insurance is available to purchase in conjunction with both our Basic and our 5-Star Defaqto Rated Comprehensive policies.

Speak to our travel insurance specialists who will be glad to explain more and make sure you get the cover you need. You can give them a call on 0800 033 4902 or get an online quote in a matter of minutes.

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