Travel insurance for depression
Depression can affect any one of us and is a common condition in the UK but you don’t need to put your life on hold if you are diagnosed with depression – and it certainly shouldn’t stop you organising a holiday to your dream destination.
We consider insuring depression as a pre-existing medical condition for a small extra premium. Purchasing travel insurance for depression means you’ll be in safe hands when travelling as you’ll have access to 24-hour emergency medical assistance, should you need it. Call our team of friendly travel insurance professionals on 0800 033 4902 to discuss what level of cover you might need.
Why do I need travel insurance for depression?
Firstly, your doctor needs to declare that you are fit to travel before our insurance specialists help you get a quote for a tailored policy that best suits your needs.
If you have depression it’s reassuring to know that should you need medical assistance, you’ll be covered and looked after by Staysure. For example, our Comprehensive policies will cover you for new flights home and accommodation should the unexpected happen and you end up needing medical attention. We will also pay for your travelling companion or partner to fly home with you, as well as providing a competent person to accompany any children home.
On the other hand, if you need to cancel your holiday plans due to your depression, you will be insured against these costs. It’s also worth noting that all our policies cover you for loss of luggage and passports.
Our simple medical screening process enables you to declare your depression and find the ideal holiday insurance to suit you.
Tips for travelling with depression
- Eat well and don’t be tempted to drink too much alcohol while away
- If you need to, keep in touch with your doctor or health worker back home
- Why not treat yourself while away? After all it is a holiday! This could involve an expensive meal at a swanky restaurant, a spa and massage, a theatre show, long walks or anything that makes you smile
- Take it easy and don’t overdo it. Remember it’s a holiday and you need to rest and rejuvenate yourself
- Don’t try and cram too much in every day, it could make you exhausted or rundown
- If you are on medication, make sure you have enough for the duration of your holiday, plus a little extra just in case you are delayed
- On a similar note, write down the names of all your medication and keep the list in your wallet or purse. If they are lost or stolen you’ll be able to get them replaced more quickly
- For more information on depression visit the Mind website
- The National Health Service (NHS) advises all travellers to cover their holidays adequately with a private travel insurance policy, using their European Health Insurance Card (EHIC) as additional cover only.
Common questions about travel insurance for depression
I’ve just been diagnosed with depression by my GP, but I’d love to take a holiday. Would you cover me?
- Depression is a condition that we consider insuring. You will have to complete a simple medical screening process either online, or by talking to our friendly team of travel insurance specialists. You may have to pay an additional premium and your doctor will need to declare you fit to travel.
I take medication to manage my depression. I’m worried about what happens if I lose it while away on holiday. What would happen in that situation?
- If we have agreed to cover you with our Comprehensive policy then don’t panic. We will assist you in replacing any lost or stolen medication. However, we do advise that you keep a list of all the medication and dosage amounts in your wallet, purse or somewhere safe. This will help us replace it quicker.
If I suddenly needed medical help abroad, what would I do?
- You can call Staysure Assistance 24-hours a day. We have a team of trained nurses and technical support staff on hand to help arrange emergency treatment with local doctors and provide translation services. In addition, you can reverse the charges when calling us.
My doctor has advised me against taking a holiday as I have bi-polar disorder. Would you insure me if I paid a higher premium?
- Unfortunately no. If your doctor has said you are not well enough to travel, then we would not insure you.
Travel Insurance Depression
To get a travel insurance for depression quote, apply online or speak to us today on 0800 033 4902.