Travel insurance after a heart attack
The British Heart Foundation estimates that around 50,000 men and 32,000 women have a heart attack in the UK every year, with most occurring in those over the age of 45.
While you may need to wait up to 3 months before holidaying after a heart attack, some people are able to travel after as little as six weeks. As long as the necessary precautions are taken, there is no reason not to enjoy travel after a heart attack.
Getting a quote for holiday insurance after a heart attack is quick and easy. Simply complete our medical screening process online or over the phone on 0800 033 4902.
Why do I need travel insurance after a heart attack?
No one wants to think about the possibility of having another heart attack. The National Health Service (NHS) states that anyone who has already had a heart attack, are at a higher risk for another one. It is therefore crucial that that you are properly insured before going away. An appropriate travel insurance policy will give you the peace of mind you need to relax and enjoy your holiday.
Staysure considers everyone for cover with a range of travel insurance policy options offering different levels of cover.
What will I be asked during the screening process?
When applying for travel insurance, you’ll need to complete a simple medical screening questionnaire where you’ll be asked few questions about your heart attack(s) and any related conditions. Questions will include:
- How many heart attacks you’ve had and how long ago was your most recent one?
- Have you ever had a heart bypass, an angioplasty or a coronary stent, how long ago the procedure was performed and have you had a heart attack since the last procedure was performed?
- Have you ever had any angina symptoms (eg chest pain, chest tightness) since your last procedure? If so, how long ago was the date of onset (or treatment to prevent) your angina?
- Are you awaiting any tests, test results, surgery or to see a heart specialist about new symptoms?
- Do you have high blood pressure or cholesterol and are you taking any medication to manage the conditions? You will also be asked the number of medicines being taken and whether it has been prescribed/dosage has increased in the last six months?
Tips for travelling after a heart attack
- Consult your GP before planning a holiday. If you have signs of heart failure and/ or have other treatment scheduled, you may be advised to delay flying for when you are in a more stable condition
- Your travel operator and/ or airline may have restrictions on flying after a heart attack. Check with them before booking a flight if you are able to fly with them in your current condition
- Travel with the right medication- make sure you bring enough to last you your whole holiday and some extra in case of delays. If you need to bring certain medication onto your flight, check with the airline in advance to make sure this isn’t a problem. Keep a detailed note of your medication so it can be easily replaced if lost, and to help doctors in case of an emergency
- Choose your destination wisely- as well as considering whether or not you’re ready to fly, when choosing your holiday location you should also think about distance from amenities if you’re not yet behind the wheel, and avoid travelling to countries with extreme temperatures or at high altitudes, as these can put added pressure on the heart
- Allow plenty of time when travelling so you don’t feel rushed and reduce stress by not leaving your packing to the last minute
- Keep physical exertion to the minimum, especially if it hasn’t been long since your heart attack- don’t travel with unnecessarily heavy luggage and ask for help lifting baggage when travelling. If you’re an intrepid adventurer, resist the urge to do vigorous cycling, swimming or sky diving, opting instead for activities like walking that won’t exhaust you. Moderate exercise will help strengthen the heart and help muscles use oxygen more efficiently, reducing strain on the heart
Common questions about getting travel insurance after a heart attack
Can I get travel insurance after a heart attack?
- Yes, at Staysure we consider everyone on a case-by-case basis, meaning you can get travel insurance after a heart attack. Before offering you cover, your GP must state you are fit to travel, our underwriter will need to accept cover and you must declare all conditions during our medical screening process. An additional premium may be charged.
I had a coronary angioplasty and a heart stent fitted following a heart attack, will you still be able to insure me for a holiday?
- Yes, we will still consider you for travel insurance following a coronary angioplasty and getting a heart stent fitted as long as your doctor has declared you fit to travel. Before offering travel insurance, our underwriter will need to accept cover and you must declare all conditions during our medical screening process. An additional premium may be charged.
I’m taking medication for high blood pressure and cholesterol following a heart attack, can I still get travel insurance and what will happen if I lose my tablets while travelling?
- Yes, as long as your GP has declared you fit to travel we will consider you for cover if you have had a heart attack and are taking medication for high blood pressure and cholesterol. Our underwriter will need to accept cover and you must declare all conditions during our medical screening process before we can offer travel insurance. An additional premium may be charged.
- If you have a Comprehensive policy and you lose your medication while travelling, our Personal Assistance Services team (+ 44 1403 288 414) will help you replace it. It’s a good idea to make a list of all the medication you require, just in case it goes missing.
I’m waiting for test results, I’ve already taken out insurance with Staysure but do I need to let you know if there are any changes?
- You must contact our medical screening department by phoning 0800 033 4902 as a change in your condition could mean that we alter your premium or that we are unable to provide cover – so it’s important you phone us as soon as possible.
Heart Attack Travel Insurance
Apply for your heart attack travel insurance quote online or call our specialists on 0800 033 4902.