Stroke travel insurance
Strokes are a common health problem in the UK and affect more than 150,000 people each year, according to the NHS. If you’ve had a stroke, getting travel insurance can sometimes be difficult.
At Staysure we pride ourselves on considering every customer on a case by case basis. Strokes affect people in different ways so you’ll need to complete our medical screening process online or contact our travel insurance specialists on 0844 692 8444^ to apply for a tailored policy.
Why do I need travel insurance if I’ve had a stroke?
It’s essential to be prepared for every eventuality when travelling, especially if you’ve had a stroke.
As long as you’ve declared your stroke and our underwriters agree to cover it, you’ll have access to 24-hour medical assistance in the event of an emergency. Our policies cover you for new flights home and accommodation should you have a stroke while abroad. Plus, if you need to cancel your holiday due to a stroke, these costs will be met up to the value detailed in your policy.
We will also pay for your travelling companion to accompany you home and we can provide a competent person to return your children or grandchildren back to the UK if necessary. This cover can also be added as an optional extra on our Basic policies. It’s also worth noting that all our policies cover you for lost luggage and passports.
What will I be asked during the screening process?
When applying for travel insurance, you’ll need to complete our quick medical screening questionnaire where you’ll need to declare your stroke and any other medical conditions. Questions will include:
- How many strokes have you had in total?
- How long ago was your last stroke?
- Are you awaiting surgery for this condition and/or for any scans to be performed?
- Have you had any transient ischaemic attacks (TIAs), also know as mini-strokes, since your last stroke?
- Do you suffer from an irregular heartbeat/arrhythmia or atrial fibrillation?
- Are you on medication to thin the blood excluding aspirin?
Tips for travelling after a stroke
- When on holiday, try to resist over eating, smoking and drinking too much alcohol, as these increase your risk of a stroke
- Eat more fruit and vegetables while away to keep yourself fit and healthy
- Ask your doctor if you are well enough to travel before booking any holiday
- If you are planning to explore a new city, a bus tour will cut down on your walking. Although a little exercise is encouraged, at least you can stay on the bus if you get tired
- Take additional supplies of any medicine in case you lose it, damage it or get delayed
- Write the names of your medications down and keep the list in your wallet or purse. If you lose them, you’ll be able to replace them more quickly
- Stroke survivors in financial hardship can apply for grants of up to £200 towards a holiday in the UK by contacting the Stroke Association. For more information phone 0303 3033 100, email firstname.lastname@example.org or visit www.stroke.org.uk
- If you have mobility problems as a result of your stroke, you could book a holiday through a travel agent as they can arrange extra care and check the suitability of destinations
- Look for a destination where amenities such as restaurants and places of interest are nearby so that you don’t have to travel too far after arriving
- The National Health Service (NHS) advises all travellers to cover their holidays adequately with a private travel insurance policy, using their European Health Insurance Card (EHIC) as additional cover only.
Common questions about stroke travel insurance
What happens if I have a stroke while overseas?
- If you’ve been accepted by our underwriters and purchased an insurance policy and have declared any pre-existing medical conditions, then you will be covered for any medical emergency abroad.
I’m going on a cruise- what will happen if I misplace my medication?
- If you have bought a Comprehensive policy we will assist you in replacing any lost or stolen medication as quickly as possible so you can continue to enjoy your cruise. Nevertheless, we recommend that you keep a list of all your medicines and doses (not just the brand names) as this will help to replace the medicine quickly.
If I went ahead and booked a holiday but had to cancel it because I had a stroke, would I be covered?
- If your doctor gave you the green light to travel, as your policy includes cancellation and curtailment cover, then your costs would be met. Your stroke would need to be declared and agreed to by our underwriters as a pre-existing medical condition, along with any other conditions you may have. All family members travelling with you would need to be named on the same policy.
My doctor advised I am not to travel at the moment as I recently had a stroke, will you still cover me?
- Unfortunately, no. If your doctor has advised against you travelling for health reasons then we would not be able to cover you.
Stroke Travel Insurance
Although getting ill is the last thing you want to think about while planning an exciting holiday, you’ll feel more at ease knowing you are in safe hands with Staysure. Get a quote in a matter of minutes online or call our travel insurance specialists on 0844 692 8444^.
All travel insurance provided by Staysure is subject to agreement from our underwriter. Terms and conditions apply, details of which can be found within the Policy Documents.