Travel insurance for Morocco

Chaotic town life with vibrant souks, medinas (old, walled towns) and colourful markets sitting alongside the High Atlas and Rif Mountains and a stunning coastline make Morocco a top travel destination. Before making your way to this gem of a country off, make sure you have a quality travel insurance policy in place.

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Cover for medical conditions in Morocco

Wherever you go on holiday, it’s vital to get a quality travel insurance policy in place to protect you against any potential costs should you need medical treatment while travelling.

Morocco has no reciprocal healthcare agreements with the UK so it’s vital that you buy travel insurance that covers any existing medical conditions as well as providing cover for any unforeseen treatment.

Morocco travel information

Health

The healthcare system in Morocco is vastly different to the UK, with universal public and private systems in place. The main cities offer decent facilities however public hospitals tend to offer basic facilities only and may not be able to provide a wide range of treatments. Private hospitals – in which you would receive your care with a travel insurance policy – provide a better standard of care.

Tap water is not safe to drink and may be contaminated so sterilisation is advisable if you have no bottled water. Avoid salads, raw vegetables, fresh fruits and ice cubes unless you are sure bottled water was used to prepare them.

Henna tattoos are traditional in Morocco. Be aware that some may contain the chemical para-phenylenediamine (PPD) which sometimes causes an allergic reaction entailing an itchy rash and swelling.

In a medical emergency, dial 150 for an ambulance. You should contact your travel insurance company immediately if you are referred to a medical facility for treatment.

Vaccinations

The Government’s travel advice pages recommend that you visit your doctor or health professional about four to six weeks before your trip to check whether you need to take any vaccinations or other preventive measures before you go.

Depending on where you are going, vaccinations against tuberculosis and hepatitis B are sometimes recommended. Malaria is almost unheard of in Morocco but can occur in rural Chefchaouen. If you are visiting the area between May and October, you might want to consider taking malaria tablets as well as using some form of mosquito repellent especially if you are sleeping outside.

Visas

Travellers simply need a valid passport to visit Morocco for up to three months. However, make sure you get your passport stamped when entering the country, so that you have no problems when leaving.

Driving in Morocco

Morocco has a poor road safety record so drive carefully, particularly at night. It’s quite usual to encounter pedestrians crossing motorways so stay alert to the out-of-the-ordinary and take extra care when overtaking.

If you’re unfortunate enough to have a road accident, you will need to fill in a declaration form (Constat Amiable) for both parties to sign. You can get these upon arrival at Tangier port, from the insurance company booths and from tobacconists all over the country.

If you enter Morocco with your own vehicle, the registration number will be recorded and you will have to leave Morocco in the same vehicle, or you may be detained or even refused exit. Always carry your insurance documents, driving licence and vehicle registration documents with you.

Local laws customs

It is important to remember that Morocco Is a Muslim country which follows Islamic laws and customs accordingly. Public displays of affection, consumption of alcohol outside of licensed premises and provocative clothing are all frowned upon and can lead to unwelcome attention.

Bargaining is an essential part of life in Morocco. As you wander through the souks, don’t be afraid to do as the Moroccans do: haggle for the best price.

Start at around half of the asking price, but bear in mind that if there are plenty of tourists around, the initial price will be higher and bargaining even small amounts off the price may get quite difficult.

FCO advice

For all the latest information on the safety of UK nationals visiting Morocco, consult the Foreign and Commonwealth Office travel advice pages.

Petty crime is reasonably common, particularly in town medinas and on the public beaches. Watch out for pick-pockets and bag snatchers and don’t wear any expensive jewellery. Take care when withdrawing cash at ATMs and steer politely but firmly clear of persistent beggars.

Make sure any guide offering you services is operating under the local tourist authorities and displays the relevant official badge. Harassment of tourists by tourist “guides” posing as official guides is common.

If you are a woman travelling solo, be vigilant, dressing modestly and not inviting what could easily become unwanted attention.

Currency

  • The official currency of Morocco is the Dirham (MAD)
  • Most major credit cards are accepted in the main towns where ATMs are also widely available. There’s no limit on the amount of cash you can bring into the country, bearing in mind travellers cheques are not generally accepted, other than for exchange at banks
  • The Moroccan Dirham is non-convertible but you can import or export up to 1,000 MAD
  • Bank opening hours are normally from Monday to Friday, 8.15am to 3.45pm.

Travel Insurance Morocco

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*Price is correct at the time of publishing, based on one person aged 18–65 on a Basic policy travelling within 30 days of purchase, excluding medical conditions
†Based on all quotes given between January 2016 – December 2016