Tailored travel insurance for over 85s

Making sure you have the right level of holiday insurance for over 85 year olds is important. Because should the worst happen, it’s reassuring to know that you’re covered.

Whether you’re going on a relaxing cruise, or staying closer to home, we can offer our Single Trip Travel Insurance to anybody over 85.

We tailor our cover just for you. So whether you have a pre-existing medical condition, or you want to make sure your extra special holiday plans are covered, we can tailor a quote just for you.

Get your quote online in minutes, or speak to us on 0800 033 4902.

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Travel insurance for over 85 with medical conditions

There’s a world out there, ready to explore. We know you don’t want to let your medical conditions get in the way of your travel plans, so if we can help, we will.

We’ll consider all pre-existing medical conditions when we tailor your policy. That means that if something goes wrong related to your condition or otherwise, you’ll know that you’re fully covered.

We believe in travel insurance done right. For us, that means helping you to create a policy that works for you.

That’s one of the reasons why we’ve been voted as the Most Trusted Travel Insurance Provider for two years running by Moneywise in 2017 and 2018.

Types of 85 plus holiday insurance policies we offer

For over 85s, we can provide Single Trip Travel Insurance

If you’re going on holiday, then our single trip insurance is perfect to make sure you’re covered. Once your trip is over, your cover will stop too.

For single trips, you can stay for up to 104 days at a time. That’s plenty of time for an extra long cruise, a road trip across America or even a tour of the UK.

Whatever your plans, you can feel safe in the knowledge that your holiday plans are fully covered.

Here’s a simple comparison between our two levels of cover to help you decide which holiday insurance is best for your needs.

What does Staysure’s over 85s travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

Take a look at our policy documents for a more detailed look at the level of cover we offer.

What happens if I need non-emergency medical help while I’m away?

Being in a foreign country and needing non-emergency medical assistance can be daunting. You may be worried about where the nearest clean, trustworthy medical facility is. Will they understand you if they don’t speak English? How will you know what they are telling you?

But with our help, should you need non-life threatening medical assistance, we’re at the end of the phone to make a stressful time a bit easier.

We’re here to help you find a medical facility close by that you can trust. With our multi-lingual team, we can also act as a translator. It’s extra peace of mind and it’s all part of our service.

Our Staysure assistance team is available 24 hours a day. You even call us with reverse charges or ask us to call you back.

It’s the little things that make a big difference.

After all, we’re here to help make sure you’re receiving the care you deserve, wherever you are in the world.

It’s over 85s travel insurance done the right way.

Of course, if you have a medical emergency, then emergency services should be contacted as a priority.

It’s always a good idea to make sure that those close to you are aware of how to contact the Staysure Assistance team if you are unable to contact us directly. We can then help them to make sure you’re getting the best care and help to process your claim.

Upgrade to cover your cruise

If you’re taking a relaxing cruise, then it’s a good idea to make sure you’re covered properly.

Although our travel insurance covers most general things that can go wrong with your holiday, it won’t cover cruise-specific eventualities.

For example with our basic and comprehensive policies, you’ll be covered for medical emergencies and cancellations, but not things like cabin confinement or missed port departures.

Find out more about our optional cruise cover to find out if this cover is right for you.

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What to consider when tailoring your over 85s holiday insurance:

Tailoring your policy is really simple with Staysure.

We think that a ‘one size fits all’ approach isn’t the right way when it comes to travel insurance.

You may think that our basic policy is fantastic if you feel that it covers you properly. But what if it doesn’t? Then you may want to think about tailoring your policy to suit your needs.

This will mean that if something unexpected does happen, we can cover you and make sure you’re not left with an unexpected bill.

Here’s a few questions you may like to think about when choosing a tailored policy that’s right for you:

  • Did your holiday cost more than £500? If it did, then tailoring your policy to fully cover the cost will mean that you’ll be reimbursed for your cancelled trip – instead of for a fraction of it. With a basic policy, you can tailor your cover from £500 to £3,000 while our comprehensive cover can be tailored from £5,000 to £15,000 subject to further underwriting criteria.
  • Are you planning on taking over £250 cash? If your money is lost, stolen or damaged on holiday, our basic cover reimburses you up to £250. What if you planning on carrying more? It’s worth making sure it’s covered.
  • If your baggage was lost or stolen, how much would you need to cover the contents? Is £300 in the basic policy enough
  • How would you feel about paying the excess if you need to claim? With our basic policies, the excess for each claim type is between £85 – £100. Our comprehensive policies have a reduced excess of £65. If you want to waive it completely, upgrade your comprehensive cover with an excess waiver option.

It’s worth thinking about how you’d feel and what you’d do if something did go wrong.

If you think that our basic policy will fully cover you, then great. But if it won’t, then you may want to think about tailoring your plan to boost the level of cover where it’s needed.

Or, for full peace of mind, choose our comprehensive policy. In most cases, it has all the bells and whistles you’ll need.

To find out exactly what cover we can provide you with, simply talk to our insurance specialists for free on 0800 033 4902 or get a quick quote online.

What information will I need to have to hand to get my quote?

If anybody in your party has pre-existing medical conditions, then we’ll need to ask you detailed medical questions about them.
These questions help us to make sure we can create a policy that works for you.

It’s important that these questions are answered as accurately as possible, as giving the wrong answer could invalidate your policy.

Here’s a quick run down of the type of information you should have to hand before starting your over 85s travel insurance quote:

  • Names of all medical conditions you have had in the past five years, or currently have. Even if you think it’s only minor, or doesn’t matter. This includes anything that you don’t take medication for.
  • If  and when you have ever had any of the following (even if it was longer than 5 years ago)
  • Cardiovascular or circulatory condition, for example, a heart condition
  • Hypertension (high blood pressure)
  • Blood clots
  • Raised cholesterol
  • Stroke
  • Aneurysm
  • The name and doses of any medication you take.

Once you’re ready, either start your quote online, or call us on 0800 033 4902.

How can I make changes to my policy?

You can make any changes prior to departure – subject to the terms and conditions set within the policy.

Whether that change is letting us know about any changes to your medical condition, or if you decided that you need to add optional extras to upgrade your level of cover.

What we aren’t able to do is reduce coverage in return for a partial refund so please do check that you’re happy with the level of cover.

Get your Over 85s travel insurance quote today

Get a quote in minutes and tailor your insurance for you and your family’s medical and travel needs today!

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