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Over 50s travel insurance for complex medical conditions launched

• Illnesses covered include cancer, diabetes and heart problems
• Policies for people aged between 50 and 85
• Up to five times cheaper than competitors – policies start from around £8

Staysure.co.uk, a leading over 50s insurance provider, has developed its established travel cover by launching a new service that will transform holidays for millions of people with pre-existing and serious medical conditions.

Staysure.co.uk – which was established five years ago and also offers holiday home insurance – has launched one of the UK’s most comprehensive travel policies that cover a range of minor pre-existing medical conditions free of charge. Staysure.co.uk’s new medical screening programme offers protection for holidaymakers with illnesses including diabetes, heart problems and cancer(a).

The launch follows growing concern and frustration among people recovering from serious illness about the current insurance schemes available and aims to shake up the over 50s travel industry.

Staysure.co.uk’s prices are up to fives times cheaper (b) than its competitors and start from as little as £14 for a couple going on a 7-day single trip within Europe, or £35 for worldwide travel including the USA (comparison tables attached).The new cover, provides travel cover for those aged up to 85 on single policies, 81 for annual multi-trip and 76 for long-stay is a lower cost alternative to the current major providers.

Ryan Howsam, chief executive of Staysure.co.uk, commented: “Our mission is to provide travel insurance for people aged over 50 at the lowest possible cost. Many people have overseas holiday homes or family and friends that live outside the UK – not being able to visit them due to ill-health is a serious burden and one which our new policy should help to ease.

Howsam continued: “Our staff are trained to be understanding and supportive of medical conditions and we always try to secure the best possible deal for even the most complex cases.”

Staysure.co.uk’s simple, three-stage application process has attracted more than 92,000 new customers in the last twelve months.

Key policy features:

• Comprehensive medical screening programme
• Cancellation & curtailment
• Up to £10,000,000 medical cover & repatriation
• Accommodation for travelling companion in the event of hospitalisation of policy holder
• Money, baggage & increased single item cover
• Low excess - £65

Restrictions:

• No cover provided for as yet undiagnosed conditions - e.g. someone waiting for test results on a biopsy would be covered but not for anything relating to that illness.

Example quotations:

(a) Cover for people with/have had cancer based on a 7-day single trip to France

Example caseExample price
Male, 65 diagnosed and treated for bowel cancer two years ago.If no further treatment/check-ups/medication - £7.74 basic or £10.60 comprehensive.
With ongoing treatment - £55.72* basic and £58.58* comprehensive
Female, 58 diagnosed and treated for breast cancer in the last 2 years. Cancer hasn’t spread, was successfully removed and is currently undergoing chemotherapy.£85.84*

*Prices for medical conditions vary according the detail of specific cases.

(b) Single trip European policy for a couple with no medical conditions

Aged 50Aged 66Aged 75Aged 75+
Basic£14£22.72£33.80£40.07
Comprehensive£17.67 
£33.10 
£38.74 
£52.58 
SAGA£33.67£43.47£62.35£80.28
RIAS£29.66£29.66£79.65£79.65
Castle Cover Econ   
£17.74£56.09£63.74£229.47

 

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