Guide for over 70s buying travel insurance

If you're heading abroad for a holiday it is likely that you realise how important travel insurance is, but securing the right policy can often be something of a daunting prospect, with so many options on offer. However, if you are over the age of 70 then deciding to go with a travel insurance over 70 policy is a safe bet, as it will ensure you are covered for the things that are really important to you.

Some people may have put off long-awaited trips or let their holiday experience be ruined in the past because of various pre-existing medical conditions. If you have such a condition, jetting off can be a worrying experience due to concerns about how you would cope if any problems flared up abroad. However, with Staysure's over 70s policy, there are 220 pre-existing conditions covered at no extra cost, providing a safety net and plenty of help and guidance should you need it. No-one likes to think of anything going wrong during a vacation, but just having a policy in place gives you that all-important peace of mind, enabling you to get more out of your trip.

Depending on the type of holiday you have planned and what activities are featured on the itinerary, you may have different insurance requirements to others, but a travel insurance policy for over 70s is a great place to start. People who are looking forward to a whirlwind European trip or an idyllic UK holiday will need a different rate to those travelling around Asia for six months.

Basics travel insurance is one option for many, providing numerous benefits including £5 million medical emergency and repatriation costs, £200 personal money cover, and 24 hour emergency medical assistance - as well as insuring 220 pre-existing medical. The policy also includes £200 baggage cover, which can be a lifesaver if luggage should go missing during your travels. While your home insurance policy may cover you if you're travelling in the UK, venturing further afield is likely to require additional insurance.

A more comprehensive policy is likely to be the best bet if you are jetting off on a long haul trip, or if you are planning the holiday of a lifetime. As well as providing cover for 220 pre-existing medical conditions, this also offers £10 million of medical emergency and repatriation cover, up to £2,000 personal belongings and baggage cover and online medical screening is available if necessary. It also provides £5,000 of cancellation cover, meaning that you won't be left out of pocket should anything go wrong prior to the trip. Even if you have a UK getaway in mind cancellation cover is an extremely helpful option, because if you book a pricey cottage or hotel you don't want to lose the money should you be unable to attend.

The length of the trip is another essential factor when it comes to choosing the right policy for you, as if you are staying abroad for an extended period of between three and 18 months, you will need a long stay policy. People going away for a number of months are likely to have already paid a considerable amount for their trip, so it makes sense to have a travel insurance policy that accompanies.