Diabetes travel insurance

05:28PM 04/01/2013

Couple cycling, Diabetes travel insurance

Diabetes is one of those long-term conditions that can make it difficult to secure travel cover, and see insurance companies raise their premiums. While this can be frustrating for people with diabetes who feel more than well enough to travel, it is essential that they take out a great policy before they jet off. While no-one likes to think of anything going wrong while they are away on holiday, if you do fall ill and need treatment, a good travel insurance policy will take care of the financial side of things so you don't have to. In addition, just having that cover in place will mean you are can just get on and enjoy your trip without worrying about what would happen if you did experience a flare up of the condition.

Travelling with diabetes

Travelling with diabetes can be a tricky process for some, simply because they have to plan ahead when it comes to medication. The medication is very much 'portable,' so there is no reason people with diabetes should not be able to travel if the doctor has given them the green light. However, unlike other travellers, they will have to remember to pack extra items to ensure their holiday goes smoothly.

As people with diabetes are very dependent on their medication to feel healthy, it is extremely important that they take enough with them to see out the trip, and then more. Visit the doctor before you travel, and they will advise you how much is adequate and prescribe you some extra in case the flight should get delayed or you experience any other little inconveniences. According to NHS Choices, you should double the quantity of medical supplies you would usually need over that period of time.

When flying, it is by far the best option to keep insulin in your hand luggage. If it is put in the hold it could freeze and be much less effective. Remember to take a doctor's note with you explaining why you need the insulin. Different airlines have different policies on this - some will ask that the cabin crew take care of it during the flight, while others will allow it to remain with you. Keeping medication in your carry-on luggage also means you can keep an eye on it - if it is in the hold there is always the possibility of the bag getting lost or being delayed.

It is also important to carry a diabetes ID card so that if you should become unwell, people will know why. Keep your prescription details on you in case you should lose your medication or need to see a medical professional.

Visiting your GP or diabetes specialist for information on travel jabs is another good idea, because some vaccines may disrupt your blood glucose control as your body produces antibodies to fight the disease you've been inoculated against.

Travel insurance

Travel insurance is a vital aspect of booking a holiday for everyone, but it becomes even more important when you have a long-term condition like diabetes. While no-one likes to think of anything going wrong on holiday, if you should fall ill, travel insurance provides a safety net in terms of money, advice and guidance, to get you back on your feet as soon as possible.

When taking out a travel insurance policy, it is essential to declare all medical conditions, including diabetes. Mistakenly or deliberately leaving out an aspect of medical history could potentially void your travel insurance and result in a claim being refused.

If you're travelling in Europe, it is also vital that you pick up a European Health Insurance Card (EHIC), which entitles you to cut cost, and sometimes free treatment on the continent. However, this is an accompaniment to, rather than a replacement for, travel insurance. The EHIC does not cover the cost of being flown back to the UK, for instance, which can sometimes be a necessity if you should fall ill abroad.

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