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Coronavirus travel insurance

Choose a travel insurance policy that covers you for COVID-19. With up to unlimited medical expenses and generous cancellation cover, you can travel with confidence.

Find out more below and when you’re ready, get your quote today.

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What’s covered with COVID-19 holiday insurance?

Time to dip your toes back in the water? When you’re ready to book your next holiday abroad, we’ve got you covered with award-winning travel insurance with Covid cover.

All new single trip and annual travel insurance policies with us include COVID-19 cover at no extra cost. We’ll even cover any pre-existing medical conditions you may have.

So, if the FCDO says it’s safe to travel to your destination, you can enjoy your holiday with peace of mind.

Cancellation cover before you go

Cancellation cover protects you:

  • If you have COVID-19 within 14 days of travelling*
  • If you’re told to self-isolate by the government’s Test & Trace system
  • If you can’t complete your vaccine course due to other illnesses, or you have an allergic reaction to the vaccine that would stop you travelling
  • If your travelling companion(s), people you live with, or people you’re staying with on holiday are diagnosed with COVID-19 within 14 days of travel**
  • If you’re denied boarding with a positive test for COVID-19 or have a confirmed temperature above 38 degrees Celsius
  • If there is a  hospitalisation or death of a close relative or member of your household from COVID-19

Cover during your holiday

  • Emergency medical expenses cover when abroad^
  • Repatriation cover to help you get back home^
  • Cover for additional accommodation and transport, if deemed necessary by our medical officer
  • Additional daily benefit if you are ordered to self-isolate in your holiday accommodation if you have COVID-19
  • Cover for cutting your trip short after hospitalisation or death of a close relative or member of your household from COVID-19

If you get COVID-19 and need help, you can be covered as long as you’ve declared your pre-existing medical conditions.

Our enhanced COVID-19 cancellation cover (above) applies to all new policies bought from 29 April 2021, as long as you’ve had your recommended COVID-19 vaccinations. 

If you bought your policy before 29 April 2021, please check your policy document to see what COVID-19 cover is included.

Making a change to your policy

If you need to, you can change your single trip policy start date as long as it falls within 18 months from the date you bought your policy, or 24 months if you bought your policy from 29 April 2021, subject to age and medical acceptance†.

You’ll need to make these changes before you were originally due to travel. (There may be a charge for changes to your policy.)

Find out more about how we can help if your trip is affected by coronavirus.

Know before you go

Before you travel, always check:

  • The Foreign Office (FCDO) say it’s safe to travel to your destination.
  • Your destination’s government advice, safety guidelines and entry requirements.
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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021
Get 10% off COVID-19 tests for travel with a new policy

Get 10% off COVID-19 tests for travel with a new policy

"...with Staysure you get much more than just peace of mind..."

Watch
Denise and Michael's story and see how we help
our customers

Stay in control of your account with My Staysure

You can make changes to your policy, online and in your own time with My Staysure.

We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.

You can also find some handy travel tips on our lifestyle page, including our guide to travelling after the coronavirus lockdown.

Policies that suit your needs

  • No upper age limit
  • Cover for pre-existing medical conditions
  • Simple online quote process
  • Optional extras available
  • Over 80 sports and activities included

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65
Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Optional extras

Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Staysure Travel Insurance

Excellent

5.0 -
"Have used Staysure Travel Insurance for a few years. Have always found the staff friendly, helpful and courteous whether discussing a renewal or dealing with a claim. Would definitely recommend."
5.0 -
"Easy to renew and reduce my cover as I’m travelling less this year. I have 3 long term chronic conditions well controlled by tablets and I consider myself well and active. I am happy with the price too."
5.0 -
"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."

People also asked

To be covered, you need to have received all doses of the COVID vaccine that you’ve been offered, including any booster jabs.

You can also be covered if you can’t have the vaccine due to a medical exemption.

If you have refused any doses of the COVID vaccine or any booster jab, then you won’t be covered for COVID related claims.

If your destination is safe to travel to, your trip should be covered by UK travel insurance as long as you have pre-booked and paid for at least two consecutive nights of accommodation.

  • Not wanting to travel
  • Buying a policy after receiving a positive COVID-19 test result or waiting for a result when your trip starts within 14 days
  • The cost of any COVID-19 tests or results that might be needed to travel
  • Your GP or medical practitioner advising you not to travel due to existing health conditions
  • Quarantine costs on arrival back to the UK, if necessary
  • Costs incurred as a result of any change of the current travel lists

While you can’t yet declare COVID-19 as a pre-existing condition, it’s important to let us know about any other pre-existing medical conditions you may have. Don’t worry, you can still be covered for cancellation and medical expenses if you develop coronavirus at home or abroad.

You can declare your conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, you can complete the medical screening over the phone.

Covering your conditions will help you to avoid large medical bills if you need treatment abroad - including treatment for COVID-19. Failure to declare any pre-existing medical conditions may affect the validity of your policy if you need to claim.

You should be covered to visit most destinations across the globe, as long as the country you’ve chosen is safe to visit.

To check your destination is safe to visit, take a look at the FCDO’s travel advice. The FCDO’s advice may change, so make sure you check it’s safe to travel before you set off.

If the FCDO, World Health Organisation or local authorities have advised against all or all but essential travel to your destination, it wouldn’t be safe for you to travel.

If you travelled against the FCDO’s advice, your policy would become invalid and wouldn’t cover you if you needed to claim. Even if advice changes while you’re on holiday, you won’t be covered if your destination was listed as unsafe when you travelled.

Travel insurance only covers the cost of unexpected events and emergencies. COVID-19 testing has become a routine procedure for many countries, so it isn’t covered by your travel insurance.

You can get 10% off COVID-19 tests from Randox Health with new travel insurance policies, though.

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* Subject to medical certification / test result. No cover if symptoms or diagnosis occurred prior to your policy purchase.
** No cover if your relative was already hospitalised before you left on your trip.
^ Cover only applies for newly diagnosed cases while travelling.
† 75 years old or under and have a medical score of below 6
Our Covid Cover is rated superior by an independent consumer group.

‡ Discount only applies to the base premium of your travel insurance quote and does not apply to any medical screening premiums where relevant or add-ons.