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Winter Sports
Travel Insurance

  • Enhance your Single Trip Comprehensive policy with a winter sports add-on
  • Included as standard on Comprehensive annual policies
  • No upper age limit

Get a quote today and be ready to hit the slopes.

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Man skiing downhill - hopefully he has ski travel insurance, with our winter sports cover!

What is winter sports travel insurance?

Winter sports travel insurance is a specific policy that covers you for the extra risks that come hand-in-hand with winter sports. Risks that wouldn’t usually be covered by a standard travel insurance policy.

So, if your holiday involves skiing or snowboarding, add winter sports cover to your Comprehensive policy and protect yourself against the risks that come with snow, ice and high altitudes!

  • Loss, theft or damage to equipment and ski passes
  • Equipment hire fees if your equipment is lost, stolen, damaged or delayed
  • Unused ski-school or ski-instructor fees
  • Piste closure and avalanche/landslide delays

Winter sports cover is included with all Comprehensive Annual Multi-Trip policies. So you can travel as often as you like, with the added bonus of 21 days of winter sports cover.✝

What activities does winter sports insurance cover?

Our winter sports policy covers the following activities:

  • Ice-skating (outdoor)
  • Glacier skiing
  • Guided cross-country skiing (Nordic Skiing)
  • Mono-skiing (on-piste)
  • Skiing or Snowboarding (on-piste)
  • Skiing or Snowboarding (off-piste on recognised and authorised areas only)
  • Snowshoeing
  • Tobogganing
  • Ice sailing/ice windsurfing*
  • Snowmobiling (Ski-doo)*
  • Sleigh pulled by reindeer* (when driven by an experienced driver provided by the organiser only)

Activities are only covered on a non-competitive/non-professional basis.

Know before you go

Before you travel, always check:

  • The Foreign Office (FCDO) say it’s safe to travel to your destination.
  • Your destination’s government advice, safety guidelines and entry requirements.

Important: FCDO travel advice and travel rules issued by the government are two separate pieces of advice.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021
Get 10% off COVID-19 tests for travel with a new policy

Get 10% off COVID-19 tests for travel with a new policy

"...with Staysure you get much more than just peace of mind..."

Watch
Denise and Michael's story and see how we help
our customers

Stay in control of your account with My Staysure

You can make changes to your policy, online and in your own time with My Staysure.

We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.

You can also find some handy travel tips on our lifestyle page, including our guide to travelling after the coronavirus lockdown.

Policies that suit your needs

  • No upper-age limit
  • Best Travel Insurance Provider 2020**
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

All of the great cover you've
come to expect from us...

We can cover... Comprehensive
Medical
emergencies and
repatriation
Unlimited
Cancellation
Up to £5,000
Cutting your
holiday short
Up to £5,000
Baggage claims
Up to £2,500
Cash lost
or stolen
Up to £500
Connecting flight
cover
Up to £1500
Legal protection
cover
Up to £25,000
End Supplier
Failure
£3,000
Personal liability
Up to £2 million
Excess
£65

... and more with our
Winter Sports add-on!

Winter Sports Cover* Comprehensive +
Winter Sports Add-on
Equipment
Up to £500
Equipment hire
£20 per day,
Up to £300
Equipment delay
£20 per day,
Up to £300
Ski pass
Up to £200
Ski pack
Up to £250
Piste closure
£20 per day,
Up to £200
Avalanche or
landslide
£20 per day,
Up to £160

Enjoy your time on the slopes, safe in the knowledge we've got you and your equipment covered.

We can cover... Comprehensive
Medical emergencies and repatriation
Unlimited
Cancellation
Up to £5,000
Cutting your holiday short
Up to £5,000
Baggage claims
Up to £2,500
Cash lost or stolen
Up to £500
Connecting flight cover
Up to £1500
Legal protection cover
Up to £25,000
End Supplier Failure
£3,000
Personal liability
Up to £2 million
Excess
£65
Winter Sports Cover* Comprehensive +
Winter Sports Add-on
Equipment
Up to £500
Equipment hire
£20 per day,
Up to £300
Equipment delay
£20 per day,
Up to £300
Ski pass
Up to £200
Ski pack
Up to £250
Piste closure
£20 per day,
Up to £200
Avalanche or landslide
£20 per day,
Up to £160

*Only available on Comprehensive policies

Optional extras

100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £2,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.

Excellent

"Quick and easy to navigate the site and great prices, we always use this company and won't be changing, great value"
"Always good value and easy to use and will cover medical conditions if needed"
"I was unexpectedly diagnosed with an illness that was thankfully cured by surgery. I travel a lot and was unsure how this would affect travel insurance. I phoned Staysure and was given clear and helpful information, asked quite detailed health questions and was finally given a very competitive quote for an annual policy with the option to pay monthly. Very efficient service, great company to deal with."

People also asked

  • Winter sports' equipment:
    We will pay the above price for hiring replacement winter sports equipment, if yours were to be stolen, lost or damaged, during your holiday.
    Make sure you provide us with receipts and written confirmation of the original purchase and its replacement hire. We will take into account the age of your lost items to work out a claim.

  • Ski pass:
    You’ll be covered if your ski pass, which you’re carrying (or left in a safety-deposit box or safe) were to be stolen, lost or damaged.

  • Ski pack:
    We’ll cover the unused part of your ski pack, if you’re unable to take part in winter sports because of illness or injury (as long as you are medically certified as being unfit for your activity.)
    A ski pack includes ski-school fees or ski instructor fees, and the cost of any lift pass that you have booked. You must make sure you have a Medical Certificate to send to us if you need to claim to state you couldn’t take part.

  • Winter sports’ equipment delay:
    We will reimburse you if your equipment is certified by the carrier to have been misplaced for more than 12 hours on the outward journey of your trip.

  • Piste closure:
    We will reimburse your costs for travel to an alternative safe area, if you are unable to participate in any activities at your pre-booked resort for more than 24 consecutive hours, because of insufficient snow causing total closure of the lift system.

  • Avalanche or Landslide:
    We will cover you for the amount above for reasonable extra accommodation and travel expenses if avalanches or landslides affect the access to the ski resort, or public transport services are cancelled.

    • To be covered, you need to have received all doses of the COVID vaccine that you’ve been offered, including any booster jabs.

    You can also be covered if you can’t have the vaccine due to a medical exemption.

    If you have refused any doses of the COVID vaccine or any booster jab, then you won’t be covered for COVID related claims.

    Husky-drawn sleigh rides are included as a standard activity with our travel insurance, so you won’t need to take out extra Winter Sports cover if this is the only activity you’ll be taking part in.

    If you're planning on enjoying a seasonal ride in an animal drawn sleigh (and aren't planning on taking the reins), we can still cover you, but we won't cover you for any Personal Accident or Personal Liability claims.

    You won’t be covered for any of the following activities on any of our travel insurance policies.

    • Bobsleigh
    • Freestyle skiing
    • Heli-skiing
    • Ice hockey
    • Luge
    • Off-piste Skiing or Snowboarding (outside recognised and authorised areas)
    • Paraskiing
    • Skeleton, Ski jumping, Ski racing, Ski slope or Ski stunting

    If you’re planning to take part in an activity that isn’t listed here, please get in touch.

    You will only be covered by your winter sports travel insurance if resort authorities classify avalanche risk as 1 or 2. You won’t be covered if you take part in activities in areas classified as avalanche rating 3 or above.

    Resort authorities classify avalanche risk as follows:

    • 1 = Low
    • 2 = Moderate
    • 3 = Considerable
    • 4 = High
    • 5 = Very High.

    Travel insurance only covers the cost of unexpected events and emergencies. COVID-19 testing has become a routine procedure for many countries, so it isn’t covered by your travel insurance.

    You can get 10% off COVID-19 tests from Randox Health with new travel insurance policies, though.

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    Related Documents
    Policy Documents Key Facts
    Previous Versions
    Claims

    Whenever you need us, our 24/7 claims team is here for you.

    View claims information

    100%

    of claims are progressed to decision stage within 2 days of receiving all documents

    * No cover is provided for Personal Accident or Personal Liability for these activities
    ** Winner of the British Travel Awards 2016-2020
    ✝ Annual policies give you cover for trips up to 183 days in total

    1 - Discount applies to base price only, does not include medical or add ons. Offer ends 28/2/22

    Based on more Trustpilot reviews than any other travel insurance provider.