Winter Sports
Travel Insurance

Add Winter Sports Travel Insurance to your policy. Ski, skate and slide with peace of mind on your next trip.

  • 11 snow sports covered
  • Cover for equipment, ski passes, piste closure and more
  • 28 days of Winter Sports Cover included on Signature policies
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317,346 reviews
4.7 out of five star rating on Trustpilot
317,346 reviews
Defacto 2022 BTA 2022

What is winter sports travel insurance?

Whether you’re obsessed with the mountains or a snowboarding first timer, Winter Sports Travel Insurance lets you hit the slopes with peace of mind.

It covers you for the risks that go hand-in-hand with snow, ice and high altitudes.

A standard travel insurance policy won’t usually cover these risks, but you can add Winter Sports Cover to your Comprehensive and Signature policy.

You get cover for:

  • Loss, theft or damage to equipment and ski passes
  • Equipment hire fees if your equipment is lost, stolen, damaged or delayed
  • Unused ski-school or ski-instructor fees
  • Cover for avalanches and landslides

Our Comprehensive and Signature Annual Multi-Trip policies come with Winter Sports cover included. With a Comprehensive policy, you’ll have cover for two trips, up to a total of 21 days. But if you upgrade to a Signature policy you get even more cover, with 28 days of protection for two trips – so you can enjoy your winter holidays for longer!

 What activities does Winter Sports Insurance cover?

Your Winter Sports add-on covers the following activities:

  • Glacier skiing
  • Guided cross-country skiing (Nordic skiing)
  • Ice-skating (outdoor)
  • Mono-skiing (on-piste)
  • Skiing or snowboarding (off-piste on recognised and authorised areas only)
  • Skiing or snowboarding (on-piste)
  • Snowshoeing
  • Tobogganing

These activities are only covered on a non-competitive/non-professional basis.

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Why Choose Staysure?

Generous cancellation cover up to £10,000

Generous cancellation cover up to £10,000

We’ve given over 10m people peace of mind

We’ve given over 10m people peace of mind

Data covers Jan 2005 - Jan 2023
Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

"Without Staysure, we would’ve lost so many precious memories as a family..."

Watch Melissa's story and see how we help our customers

What's Covered?

Comprehensive
Medical emergencies and repatriation✝ Unlimited
Cancellation and cutting your holiday short Up to £5k
Baggage Up to £2.5k
COVID-19
Travel delay Up to £1.5k
Personal liability Up to £2m
Winter sports equipment
Ski pass and ski pack
Piste closure
Avalanche or landslide
Excess £99
Comprehensive with Winter Sports add-on
Medical emergencies and repatriation✝ Unlimited
Cancellation and cutting your holiday short Up to £5k
Baggage Up to £2.5k
COVID-19
Travel delay Up to £1.5k
Personal liability Up to £2m
Winter sports equipment Up to £500
Ski pass and ski pack Up to £250
Piste closure Up to £200
Avalanche or landslide Up to £160
Excess £99
Signature
Medical emergencies and repatriation✝ Unlimited
Cancellation and cutting your holiday short Up to £10k
Baggage Up to £5k
COVID-19
Travel delay Up to £1.5k
Personal liability Up to £2m
Winter sports equipment
Ski pass and ski pack
Piste closure
Avalanche or landslide
Excess £0
Signature with Winter Sports add-on
Medical emergencies and repatriation✝ Unlimited
Cancellation and cutting your holiday short Up to £10k
Baggage Up to £5k
COVID-19
Travel delay Up to £1.5k
Personal liability Up to £2m
Winter sports equipment Up to £500
Ski pass and ski pack Up to £250
Piste closure Up to £200
Avalanche or landslide Up to £160
Excess £0
Comprehensive Comprehensive with Winter Sports add-on Signature Signature with Winter Sports add-on
Medical emergencies and repatriation✝ Unlimited Unlimited
Cancellation and cutting your holiday short Up to £5k Up to £5k Up to £10k Up to £10k
Baggage Up to £2.5k Up to £2.5k Up to £5k Up to £5k
COVID-19
Travel delay Up to £1.5k Up to £1.5k
Personal liability Up to £2m Up to £2m
Winter sports equipment Up to £500 Up to £500
Ski pass and ski pack Up to £250 Up to £250
Piste closure Up to £200 Up to £200
Avalanche or landslide Up to £160 Up to £160
Excess £99 £0

Our Comprehensive and Signature annual policies include the Winter Sports add-on as standard. For the ins and the outs, take a look at our policy wording.

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Optional extras

100 Day Upgrade
- Add cover to your Comprehensive or Signature Annual policy

If you’re 70 and under, you can increase your standard 50 day trip duration up to 100 days for one round-trip.
Cruise Plus Cover
- Add cover to your Comprehensive or Signature policy

Off on a cruise? This covers extras like not being able to dock at a scheduled port due to bad weather and cabin confinement.
Excess Waiver
- Cover included on a Signature policy
- Add cover to your Comprehensive policy

Add Excess Waiver to your policy and there’s no excess to pay for any claims you make. This can’t be added retrospectively and does not apply to Gadget cover or Car Hire Excess Waiver.
Gadget Cover
- Cover included on a Signature policy
- Add cover to your Comprehensive policy

Protect your gadgets (phones, tablets, cameras, e-readers, etc.) for up to £2,000 per person when you’re on holiday. Cover against accidental loss, damage, theft, and unauthorised usage.
Golf Cover
- Add cover to your Comprehensive or Signature policy

Cover for your golf equipment, emergency equipment hire fees, non-refundable golfing fees, and hole-in-ones when playing for leisure.
Staysure Travel Insurance

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"Quick and easy to navigate the site and great prices, we always use this company and won't be changing, great value"
5.0 -
"Always good value and easy to use and will cover medical conditions if needed"
5.0 -
"I was unexpectedly diagnosed with an illness that was thankfully cured by surgery. I travel a lot and was unsure how this would affect travel insurance. I phoned Staysure and was given clear and helpful information, asked quite detailed health questions and was finally given a very competitive quote for an annual policy with the option to pay monthly. Very efficient service, great company to deal with."

People also asked

  • Winter sports equipment:
    You can be covered for hiring replacement equipment if yours gets stolen, lost or damaged. You’ll need to give us receipts and written confirmation of the original purchase and its replacement hire. We’ll take into account the age of your lost items to work out a claim.

  • Ski pass:
    You can be covered if your ski pass is stolen, lost or damaged. For this cover to apply, you’ll need to have been carrying it with you at the time or have left it in a locked safe.

  • Ski pack:
    You can be covered for the unused part of your ski pack if you’re unable to take part in winter sports because of illness or injury. A ski pack includes ski-school fees or ski instructor fees and the cost of any lift pass you booked.

    You’ll need to be medically certified as being unfit for your activity, and you’ll need to send us a medical certificate that states that you couldn’t take part.

  • Winter sports equipment delay:
    You can be reimbursed if your equipment is certified by the carrier to have been misplaced for more than 12 hours on the outward journey of your trip.

  • Piste closure:
    You can be covered to travel to another area if you can’t take part in activities at your pre-booked resort for more than 24 consecutive hours because of total closure of the lift system caused by lack of snow.

  • Avalanche or landslide:
    You can be covered for reasonable extra accommodation and travel expenses if avalanches or landslides affect access to the ski resort or cause public transport services to be cancelled.

    • Any medical emergencies caused by taking part in winter sports (like ski accidents or incidents on the slopes) can only be covered if you have added the Winter Sports optional extra to your policy.

    If you haven't added the add-on, you'll still be covered for medical emergencies - just as long as they’re not directly related to winter sports.

    Reindeer-drawn sleigh rides are included as a standard activity with our travel insurance, so you won’t need to take out Winter Sports Cover if this is the only activity you’ll be doing.

    If you're planning on taking a sleigh ride drawn by a husky dog or any other type of animal (and aren't planning on taking the reins), we can still cover you, but we won't cover you for any Personal Accident or Personal Liability claims.

    You won’t be covered for the following activities on any of our travel insurance policies:

    • Bobsleigh
    • Freestyle skiing
    • Heli-skiing
    • Ice hockey
    • Ice sailing/ice windsurfing
    • Luge
    • Off-piste skiing or snowboarding (outside recognised and authorised areas)
    • Paraskiing
    • Skeleton, ski jumping, ski racing, ski slope or ski stunting
    • Skidoo
    • Snow mobiling

    If you’re planning to take part in an activity that isn’t listed here, please get in touch.

    You’ll only be covered by your Winter Sports Travel Insurance if resort authorities classify the avalanche risk as 1 or 2. You won’t be covered if you take part in activities in areas classified as avalanche rating 3 or above.

    Resort authorities classify avalanche risk as follows:

    • 1 = Low
    • 2 = Moderate
    • 3 = Considerable
    • 4 = High
    • 5 = Very High.

    To be covered for COVID on our policies, you need to have had all doses of the COVID vaccine you’ve been offered, including any booster jabs. You can also be covered if you can’t have the vaccine due to a medical exemption.

    If you’ve refused any doses of the COVID vaccine you won’t be covered for COVID related claims.

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    Related Documents
    Policy Documents
    Previous Versions
    Claims

    If you need to make a claim, we'll make it as easy and stress-free as possible.

    View claims information

    *Only available on Signature and Comprehensive policies
    ** British Travel Awards
    ✝ Any medical emergencies or repatriation related claims caused by taking part in winter sports (like ski accidents or incidents on the slopes) can only be covered if you have chosen the Winter Sports add-on.