Winter Sports Travel Insurance

Winter Sports Travel Insurance

Planning a holiday on the slopes? Sun, blue skies, the fresh mountain air, and the ‘whish!’ of your skis through snow… and at the end of another exhilarating day, the warmth and relaxation of après-ski.  It’s no surprise that winter sports holidays are a favourite with so many of our customers!

Not surprisingly, you’ll want to concentrate on the fun stuff. To do so with confidence you might want to buy some Winter Sports Travel Insurance. This can cover you against the unnecessary expense of costly medical bills, lost or damaged equipment, piste closures and other mishaps.

Whether you’re putting on your skates, your skis or your snowshoes, these activities and many more are included with Staysure Winter Sports Travel Insurance, meaning you can take to the slopes in the knowledge that we’ve got you covered.

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What does our Winter Sports Travel Insurance policy cover?

At Staysure we provide insurance cover for all of those unpredictable problems familiar to winter holiday travellers, plus a large range of Winter Sports activities. And if you want to do something that’s a bit out of the ordinary – such as snow mobiling or riding in a reindeer sleigh – we can provide you with extra cover for that too.

Who is eligible for Winter Sports Travel Insurance?

Our winter sports cover is available for comprehensive policy holders under the age of 71, with 21 days of winter sports cover included as standard on an annual multi-trip travel insurance policy.

And if you’re buying a single trip insurance policy, you can add winter sports cover to your policy from the additional cover options menu, or by calling one of our specialists on 0800 033 4902.

Benefits of using our Winter Sports Travel Insurance

• Up to £10 million cover for medical and repatriation
• We offer winter sports cover regardless of medical condition
• Up to £500 cover for winter sports equipment
• Up to £300 cover for delayed Winter Sports equipment
• Up to £250 cover for a lost, damaged or stolen ski pass
• Piste closure cover up to £200
• Avalanche and landslide cover up to £160
• Cover includes mono and cross country skiing and snow boarding

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Why do I need Winter Sports Travel Insurance?

Skiing holidays are riskier than many other types of holiday – after all, the chances of injuring yourself on the slopes are greater than if you were relaxing on a beach or beside the pool. Also, if you are unfortunate enough to have an accident, the cost of a rescue on-piste is also likely to be greater if specialist teams and air ambulances are required.

With Staysure’s Winter Sports Travel Insurance you receive all the usual benefits of cover for medical emergencies. So if you have a mishap when you’re out there enjoying your skiing, ice skating, mono-skiing and snowboarding or a number of other activities, we’ll cover you. In addition, you’ll be covered for delayed or lost ski equipment, ski passes, piste closure and more.

What activities does Staysure Winter Sports Travel Insurance cover?

• Ice-skating (outdoor)
• Glacier skiing
• Guided cross-country skiing (Nordic Skiing),
• Mono-skiing (on-piste)
• Skiing or Snowboarding (off-piste but on recognised and authorised areas only)
• Skiing or Snowboarding (on-piste)
• Snowshoeing
• Tobogganing

So long as you meet our age and policy conditions, your Winter Sports travel insurance will include the above.

Can I make add-ons to my winter sports holiday insurance?

Yes. As well as insuring you for a large range of common Winter Sports activities, your policy can be extended to cover the following winter sports pursuits for an additional premium, though no cover will apply in respect of any Personal Accident or Personal Liability claims:

What additional winter sports activities do Staysure cover?

• Ice sailing/ice windsurfing
• Skidoo
• Sleigh pulled by reindeer (when driven by an experienced driver provided by the organiser only)
• Snow mobiling

If you are travelling twice or more in one year, Staysure’s Comprehensive Annual Multi-trip cover includes 21 days winter sports cover as standard† as well as insurance for all your other trips during the year. It’s worth considering.

If you’re not sure whether your chosen activity is covered by our Winter Sports holiday insurance, our friendly travel specialists will be happy to help. Why not give us a call on 0800 033 4902.

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Winter holiday travel tips

We all want our holiday to be memorable for the right reasons, not the wrong ones. No matter what the snow or ice conditions are, travelling in winter weather deserves sensible planning. When it comes to flight delays, travellers often find themselves at the mercy of airlines, but here are a few useful tips to help avoid disruptions and help you get to your destination comfortably whether you’re travelling by plane or by car.

If you’re flying:

• Try to book direct flights to your destination. This avoids the possibility of missing your connection or even being stranded in a hotel for a period of your holiday. When searching for flights online, remember to tick the “Direct flights only” box. If you indicate your dates are flexible, you will increase your chances of finding as direct a route as possible.
• If you have no option but to book a connecting flight, allow plenty of time between flights to minimise your chances of missing a connection should your initial flight be delayed. Airlines are not necessarily legally obliged to give you a seat on the next flight. Our winter sports insurance policies can cover you for flight delays and cancellations.
• If you have a really tight connection time and your flight is running late, let your flight attendant know – he or she may be able to make arrangements to hold your next flight, or at least allow you to get off your flight quickly.
• Choosing morning flights mean you are far less likely to have your flight delayed by problems at other airports. If it’s cancelled or badly delayed, your options for alternate flights are increased, hopefully enabling you to get on a different flight by the end of the day.
• If you can, avoid peak travel dates, including school holidays and bank holiday weekends. This will help reduce your costs as well as the potential for long delays and queues.

If you’re going by car:

• If you plan to drive in winter, make sure you pack extra clothing (gloves, blanket, extra socks, pull-overs etc.), plus thermos, sandwiches and other essentials.
• Remember as well to bring jump cables, a torch, windscreen ice scraper and other emergency supplies in your car. If you break down in cold weather, these could come in very handy.
• Find out in advance any possibly relevant emergency numbers for the places you are travelling to – or through – in advance, and bring them along with your (charged) phone.
• Reduce your speed by at least 50% when driving in very bad weather and leave extra space between you and the car in front.

And whichever way you travel:

• Don’t forget your skis (if you have them), your ski-wear… or your sunblock!

Winter Sports Travel Insurance FAQ

Am I eligible for Winter Sports cover?

Cover is available to you if you are a Comprehensive Policy holder under the age of 71.  If you hold a Staysure Annual Multi-trip policy, you’re automatically covered for 21 days of Winter Sports travel insurance.

Is the winter sports activity I want to take part in covered?

The sports and activities covered are listed on this page, but if you are not quite clear, you can speak to one of our helpful insurance agents. They will be happy to confirm whether or not we can cover you for your chosen activity.

Am I covered if the piste is closed?

Yes. If you can’t take part in Winter Sports activities at your pre-booked resort because of insufficient snow, we will pay £20 per day up to £200 in compensation or to cover alternative arrangements – e.g. use of another piste.

What if I am unable to use part of my ski pack due to illness?

No problem. If injury, illness or other medical problems intervene, we will pay up to £250 for the unused part of your ski pack. This includes ski-school fees or ski instructor fees, and the cost of any lift pass that you have booked.

Does my EHIC card cover me for Winter Sports?

If you have a European Health Insurance Card (EHIC), you are entitled to access state-provided healthcare in European countries at the same cost as local citizens. This includes Winter Sports holidays. But while it will provide you with medical treatment cover, it’s not an alternative to Winter Sports travel insurance. An EHIC does not cover you for lost baggage, piste closure, damage to ski equipment or other risks.