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When you’re off on a holiday that involves skiing or other winter-themed activities, there’s the unfortunate risk of injury, more so than if you were relaxing by the pool in the sun.
Being covered for skiing and winter sports can reduce the unnecessary expenses of medical bills, if you have an accident during your activity, loss or damage of your equipment and other costs that you weren’t prepared for.
With the right cover for your winter sports activities, you can travel with peace of mind.
Isn’t it worth doing right?
With travel advice changing so quickly, it’s important you keep up-to-date with travel advice.
Before you travel, you’ll need to check:
FCDO travel advice and the red, amber and green list are separate. Even if a country is on the ‘green list’ you need to check the FCDO advice to be sure it’s safe to travel.
Find out how your travel insurance policy can cover you for coronavirus.
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We’ve given over 7m people peace of mind
Data covers 2005 to 2020You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance.
This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
| Comprehensive | Comprehensive with Winter Sports cover add-on | |
| Winter sports equipment up to £500 | - | ✔ |
| Ski pass up to £200 | - | ✔ |
| Winter sports equipment hire - £20 for each day, up to £300 | - | ✔ |
| Ski pack up to £250 | - | ✔ |
| Winter sports equipment delay - £20 for each day, up to £300 | - | ✔ |
| Piste closure - £20 for each day, up to £200 | - | ✔ |
| Avalanche or landslide £20 for each day, up to £160 | - | ✔ |
| Excess up to £65 | ✔ | ✔ |
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
| Comprehensive | Comprehensive with Winter Sports cover add-on | |
| Winter sports equipment up to £500 | - | ✔ |
| Ski pass up to £200 | - | ✔ |
| Winter sports equipment hire - £20 for each day, up to £300 | - | ✔ |
| Ski pack up to £250 | - | ✔ |
| Winter sports equipment delay - £20 for each day, up to £300 | - | ✔ |
| Piste closure - £20 for each day, up to £200 | - | ✔ |
| Avalanche or landslide £20 for each day, up to £160 | - | ✔ |
| Excess up to £65 | ✔ | ✔ |
Looking for travel insurance that covers a variety of winter sports? You’ve come to the right place.
Our winter sports travel insurance covers the following (on a non-competitive/professional basis):
If you’re thinking of taking a husky-drawn sleigh, it is included as a standard activity, so you don’t need Winter Sports cover if doing that alone.
If you're planning on enjoying a seasonal ride in an animal drawn sleigh (and aren't planning on taking the reins), we can still cover you but we won't be covered for personal accident or liability.
Your policy can be extended to cover these activities for an additional premium, but won’t include cover for Personal Accident or Personal Liability:
We can’t cover the following winter sports with travel insurance:
We want you to have a fun and safe holiday. You will not be covered if you participate in activities that are against local authority warnings or advice.
Resort authorities classify avalanche risk as follows:
You are covered for low to moderate risk resorts rated 1 or 2.
It’s always better to be safe than sorry.
Whenever you need us, our 24/7 claims team is here for you.
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