Travel Insurance for UK holidays
Holidaying in the UK is on the up – make sure you grab your quality Travel Insurance for UK holidays today!
There’s so much to enjoy on our own doorsteps, so it’s no surprise that staycations are increasing in popularity. Whether it’s the elegance of Edinburgh, Bath or Harrogate. The buzz of Brighton or London, or the country delights of Cornwall, North Wales, or the Highlands.
According to Visit Britain, 7.3 million British people holidayed in the UK in the first three months of 2016. That’s an increase of 10% compared to the previous year. In fact 30% of British holidaymakers now take UK-only holidays*.
The change is due in part to improving hospitality standards in Britain and Northern Ireland, but also because of simple convenience. There is an increasing preference among many to have several short breaks a year rather than the traditional two weeks abroad. With a UK break you can often be settling into your destination within a couple of hours.
Quality Travel Insurance for the UK means peace of mind
However, many of the holiday risks remain the same, and many people still overlook UK travel insurance when they choose to holiday here. They could face some significant costs if they don’t have a quality policy in place and something goes wrong. Even close to home, isn’t it best to be on the safe side?
Everything from long weekends away, overnight spa trips and golfing getaways to hen or stag parties can be covered with a quality travel insurance policy.
With an Annual Multi-Trip Travel Insurance policy, you can cover all your last minute UK trips without the need to plan ahead. You can speak to one of our insurance specialists on 0800 033 4092 or get a quote online.
Key Features of our Travel Insurance UK
- Specialists in UK travel insurance
- Comprehensive Cover rated 5 Star with Defaqto
- Over £23 million claims paid in through 2017
- UK Contact Centre and 24-hour emergency support
Key features of our insurance
Medical travel insurance in the UK
While any medical treatment you require in the UK will be covered by the NHS, be aware that there are some exceptions very close to home.
With countries so close to us that you could be holidaying to, it’s sometimes easy to forget that they aren’t part of the UK. If you’re visiting one of the coastal islands surrounding the UK, travel insurance is often an absolute necessity. If you visit the Channel Islands (including Guernsey, Jersey, Alderney, Herm and Sark) or the Isle of Man, and need to be flown back to the mainland for medical treatment, insurance can help you avoid a hefty bill as the EHIC is not valid on any of the islands. These islands are British Crown dependencies and are not actually part of the UK itself.
Do I need Travel Insurance for UK?
Some ‘staycationers’ may deem insurance unnecessary because any medical treatment they require in the UK will be covered by the NHS.
But they may be overlooking some of the many benefits offered by a quality travel insurance policy. These include coverage for cancellation and cutting your holiday short, lost or stolen baggage and personal money as well as travel delays.
Unexpected glitches in your holiday can happen at home in the UK just as abroad, and make your holiday memorable for all the wrong reasons. Proper travel insurance for the UK means you can be laid-back in the Lake District, Happy-go-lucky in the Highlands or carefree in the Cotswolds.
Wherever you go, it’s nice to feel reassured that you’re covered.
Cancellation and cutting your holiday short
One of the most common reasons you may need to claim on your insurance is for cancelling or curtailing your holiday. If you can’t go on holiday or it gets cut short due to an unforeseen illness, death or even being called up for Jury Service, you can often claim for unused accommodation, flights, train tickets or pre-paid tickets to amusement parks and other attractions in these circumstances.
Lost or stolen baggage
Our 5-Star Defaqto Rated Comprehensive policies provide up to £2,500 cover for baggage which is lost, stolen, damaged or destroyed during a trip. There is also £500 of cover for your personal money if you’re unfortunate enough to lose it or have it stolen while on your trip.
If the first or final legs of your journey are delayed as a result of public transport breakdowns, problems with air traffic control systems, adverse weather conditions or strikes and industrial action, you can claim for travel delays. Up to £1,500 of cover is available with our Comprehensive Travel Insurance.
Think about extra insurance for activities
If you’re planning on playing a round of golf at Royal County Down or skiing in Glenshee, then it is worth considering optional extras when buying your insurance**.
Golf travel insurance provides up to £1,000 of cover for personal golf equipment, replacement cover up to £300 if your hired equipment is lost, stolen or damaged, £150 with no excess for non-refundable green fees if you’re unable to play and hole in one cover up to £75.
Winter sports coverage offers £500 insurance for winter sports equipment, piste closure cover up to £200 and up to £250 lost or stolen ski-passes.
If you’re the kind of person who likes to travel with plenty of gadgets (your mobile phone and a quality camera for instance) then add-on gadget travel insurance may be worth investing in. The optional extra provides £1,000 of insurance for accidental, liquid and malicious third-party damage as well as cover for unauthorised use such as calls and data use after the item was lost or stolen. Cover can be extended to immediate family members named on an add-on policy.
Travel Insurance UK
Get a travel insurance quote online in minutes or call our UK contact centre on 0800 033 4902.