UK Travel Insurance | Staysure™

Getting the right UK travel insurance

Whether you’re planning a city break, a retreat to the country or a spell by the seaside, you’ll still want proper protection for your UK holiday.

If you’re staying for a minimum of 2 nights in pre-booked accommodation in the UK, then our Single Trip and Annual Travel Insurance should cover you.

You can get your tailored quote for UK travel insurance online here in minutes, or talk to us now on 0800 033 4902.

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Why do I need travel insurance for the UK?

Even when you’re taking a break ‘on your own doorstep’, many of the holiday risks remain the same. Sadly, things do sometimes go wrong on holiday – even close to home. 1 in 20 people made claims on their Annual Travel Insurance in 2017*.

Any medical treatment you need in the UK will be covered by the NHS. But if needed, we can help you to be transferred to a hospital that’s closer to home – which wouldn’t be covered by the NHS.

Having a good insurance policy also gives you extra perks such as cover for cancellation and having to cut your holiday short due to a medical emergency.

When it comes to travel insurance, isn’t it worth doing it right?

You can get your tailored quote for travel insurance for the UK online here, or talk to us now on 0800 033 4902.

Will I be covered if my holiday is cancelled or if I have to cut it short?

Yes. In fact having to cancel your holiday is one of the most common reasons for travel insurance claims.

With us, you can be covered for up to £15,000** for these unforeseen problems with a comprehensive policy.

Am I covered for UK travel delays?

Yes. there’s cover of up to £1,500 available if the first or final leg of your trip in the UK is disrupted by any of the following:

•public transport breakdown
•air traffic control systems problems
•adverse weather conditions
•strikes or industrial action.

Will I be covered by the NHS in the Channel Islands or Isle of Man?

Sadly no. The Channel Islands (including Guernsey, Jersey, Alderney, Herm and Sark) and the Isle of Man are not actually part of the UK itself, meaning that that they do not have the NHS.

Also, the Channel Islands and Isle of Man do not accept the EHIC.

So if you need to be flown back to the mainland for medical treatment, it could mean a hefty bill. But having good quality travel insurance will mean you’re covered.

How does the medical screening work?

We’ll ask you some questions about any pre-existing medical conditions you have to help us cover your conditions.

All of the questions we ask are multiple choice and you’ll need to give us full and accurate answers. That’s because if you have a medical condition that’s not included in your policy, in the event of a claim you would find you’re not actually covered. So it might help to have details of your medical condition to hand during the process.

The sort of questions we may ask you include:

• How long have you had this medical condition?
• Have you recently been treated with surgery?
• Do you take regular medication for this?

You can complete the screening online or over the phone.

You can get a quote online now or call us 0800 033 4902.

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What are my choices of travel policy?

You can choose from two types of policy for you and your family’s travel plans in the UK (and beyond):

Single Trip Travel Insurance is ideal if you’re going for a one-off holiday or trip. A couple of weeks in Cornwall? A long weekend in Edinburgh? A Single Trip policy is just right for this. Cover only ends when your holiday is over.

Annual Travel Insurance may be a better fit for you if you’re planning on taking more than one holiday within a year. It can cover all of your trips in the UK as long as you have paid for at least two nights away, as well as any trips outside the UK, depending on the regional cover you’ve chosen.

Plus, with an annual plan, you’ll automatically get 21 days of Winter Sports cover if you’re under 71 years old.

What does our travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Unlimited medical emergency and repatriation cover
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

Thinking of extra activities?

If you’re planning on playing a round of golf at Royal County Down or skiing in Glenshee, then you might like to consider optional add-ons for Golf and Winter Sports.

Gadget cover

If you’re the type who likes to travel with plenty of electronic gadgets, then it might be worth investing in gadget travel insurance. You can extend the cover to immediate family members named on your policy.

Can I make changes to my policy even after I’ve bought it?

If something changes with your medical conditions before you go on a trip, we need you to tell us about it as soon as possible, or it may mean you aren’t covered for a claim later on.

We’ll try, where we can, to amend your policy to suit your updated medical conditions.

If you’re looking to upgrade from a basic to a comprehensive policy or add on an optional extra, you can do this at any time before you’ve travelled or claimed.

Please be aware: while we can increase your policy cover, we can’t reduce cover in return for a partial refund. So please do check that you’re happy with the level of cover when you book.

What if I have to make a claim?

If you do need to make a claim, you simply call the number on your travel policy document and we’ll be right on hand to help.

Get your UK travel insurance quote today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

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* 5.04% of people claimed on their Annual Travel Insurance Policy in 2017.

**Available with further underwriting criteria