Travel Insurance with Medical Conditions | Staysure™ Worried about Coronavirus and travel insurance? Find out more
15 months cover for the price of 12 - that’s 3 months extra
when you purchase an Annual Multi-Trip Travel Insurance policy. Terms and Conditions apply

Medical Travel Insurance

Medical Travel Insurance can give you the confidence you need to embrace your next adventure.

All of our travel insurance policies include our COVID-19 cover. There to give you extra peace of mind, especially if you live with a pre-existing medical condition.

Find out more below, and when you’re ready get your quote today.

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Can I still get medical travel insurance?

Medical travel insurance can give you the boost to step foot on a plane again and enjoy the holiday you deserve after lockdown.

We consider all pre-existing medical conditions for travel insurance with no upper age limit. With the right travel insurance in place, you can go on holiday knowing should the unexpected happen, you’ll have us there to pick up the pieces.

With FCDO travel advice changing rapidly at the moment, it’s vital that you check it’s safe for you to go on holiday before you set off. If you go on holiday while your destination is unsafe, your cover would be made invalid. Even if advice changes while you’re on holiday, you won’t be covered if your destination was listed as unsafe when you travelled.

Travel insurance that covers coronavirus means you can set foot on the sand again with confidence, even with pre-existing medical conditions. COVID-19 cover is included with all new policies at no extra cost. This means you can be covered for cancellation and emergency medical expenses abroad if you’re diagnosed with COVID-19 at home, or while on holiday.

Travel update: If you’re looking to travel soon, be sure to check that your travel dates don’t conflict with any UK government travel bans. Travel restrictions vary according to your home nation, so we recommend checking the latest guidance before you take out a policy as information can change quickly.

Government enforced bans are different from FCDO travel advice.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

We’ve given over 7m people peace of mind

We’ve given over 7m people peace of mind

Data covers 2005 to 2020
Calls are FREE to our UK Contact Centres

Calls are FREE to our UK Contact Centres

24 hour medical emergency support

24 hour medical emergency support

"...with Staysure you get much more than just peace of mind..."

Watch
Denise and Michael's story and see how we help
our customers

Dr Dawn Harper

We’ve teamed up with Dr Dawn Harper to help answer your questions about travelling with medical conditions.

Any advice or information shared by Dr Dawn is her own and accurate at the time of publishing.





What is a pre-existing medical condition?

A pre-existing medical condition is a condition that you have had symptoms, surgery, investigations or medical appointments for in the past two years. It’s important you declare any pre-existing medical conditions you have when taking out a policy with us.

You can declare your medical conditions through our medical screening process, which is a set of questions for us to understand how your medical conditions affect you. You can complete the medical screening either online or over the phone.

It’s important that all pre-existing conditions are declared on your policy. This may avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020**
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas that you might need to upgrade your level of cover. Get your quote online today!
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Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas that you might need to upgrade your level of cover. Get your quote online today!
Get Quote

Optional extras

Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Connecting Flight Cover
If you're taking more than one connecting flight to reach your destination or home, it's important you have our optional Connecting Flight add-on. This then extends your cover for connecting flights if cancelled or delayed.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Terrorism Cancellation Cover
Available on Comprehensive policies only
Be covered for choosing to cancel your holiday if there has been a terrorist act in the past 42 days within 40 miles of where you’re going on holiday. FCDO do not have to advise against travel in order to make a claim.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Travel Disruption Cover
This add-on covers you for cancellation or cutting your holiday short if the FCDO advises against all, or all but essential travel to your destination because of an unforeseen incident such as earthquake, fire, flood or hurricane.

Excellent

"Very happy with a straighforward process. Good range of options available and very easy to enter the pre-existing medical conditions. Great cover provided at a good price"
"Have used Staysure Travel Insurance for a few years. Have always found the staff friendly, helpful and courteous whether discussing a renewal or dealing with a claim. Would definitely recommend."
"Always good value and easy to use and will cover medical conditions if needed"

* Based on most ‘Excellent’ Trustpilot reviews of any travel insurance provider.
** Winner of the British Travel Awards 2016-2020

Based on more Trustpilot reviews than any other travel insurance provider.