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When you’re planning a long trip, you’ll need travel insurance that can cover your whole holiday.
Long stay travel insurance is cover for a longer term trip – usually for holidays where you’ll be away between three and 18 months.
If your holiday is up to three months you’ll be covered by our Single Trip policy with no upper age limit for global travel.
It’s important to keep up-to-date with travel advice before booking your trip and taking out holiday insurance.
Before you travel, you’ll need to check:
Important: FCDO travel advice and the traffic light system’s red, amber and green list are two separate pieces of advice. Find out more here.
From 19 July 2021, fully vaccinated travellers are not required to self-isolate when returning from amber list countries.
Find out how your travel insurance policy can cover you for coronavirus.
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Emergency medical cover abroad for COVID-19
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Data covers 2005 to 2020
Get 10% off PCR tests for travel with a new policy
If you’re heading abroad anytime soon, chances are you’ll be expected to test for COVID-19 using a government approved PCR test.
We’ve teamed up with Randox Health to offer you 10% off PCR tests when you buy any travel insurance policy with us.
Simply buy a travel insurance policy with us and receive your discount code by email. Your discount will lower the cost of a standard PCR test by 10% per person.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
All you have to do is tell us when you’re leaving and when you’re coming back and we’ll automatically add on your long stay cover to your Single Trip Travel Insurance policy. Ideal if you’re travelling the world, whether you’re backpacking across Europe, interrailing during a gap year, or spending a few months in one country.
The amount of time we can cover you for varies depending on how old you are and where you’re travelling to.
Find your age below to see how long you can travel with our long stay travel insurance:
You can travel for up to 18 months (550 days) worldwide with our long stay policy.
For European destinations, you can travel up to a whole year (366 days).
If you’re travelling to Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean and the United States of America then you can travel up to 6 months (184 days).
If you’re travelling anywhere else, you can travel up to 9 months (276 days).
For European destinations, you can travel up to a whole year (366 days).
If you’re travelling to Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean and the United States of America then you can travel up to 4 months (123 days).
If you’re travelling elsewhere, you can travel up to 6 months (184 days).
If you’re over 75, then you can travel the globe for up to 3 months (104 days) with our standard Single Trip policy.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
All you have to do is tell us when you’re leaving and when you’re coming back and we’ll automatically add on your long stay cover to your Single Trip Travel Insurance policy. Ideal if you’re travelling the world, whether you’re backpacking across Europe, interrailing during a gap year, or spending a few months in one country.
The amount of time we can cover you for varies depending on how old you are and where you’re travelling to.
Find your age below to see how long you can travel with our long stay travel insurance:
You can travel for up to 18 months (550 days) worldwide with our long stay policy.
For European destinations, you can travel up to a whole year (366 days).
If you’re travelling to Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean and the United States of America then you can travel up to 6 months (184 days).
If you’re travelling anywhere else, you can travel up to 9 months (276 days).
For European destinations, you can travel up to a whole year (366 days).
If you’re travelling to Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean and the United States of America then you can travel up to 4 months (123 days).
If you’re travelling elsewhere, you can travel up to 6 months (184 days).
If you’re over 75, then you can travel the globe for up to 3 months (104 days) with our standard Single Trip policy.
As long as we can cover the length of your cruise, then you can add cruise cover to your long stay travel insurance policy.
To be eligible for cruise cover, you’ll need to choose our Comprehensive Travel Insurance cover option.
You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your policy.
This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
Whenever you need us, our 24/7 claims team is here for you.
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