Long Stay Travel Insurance

Basic Travel Insurance	Comprehensive Travel Insurance
Medical emergencies and repatriation, up to £5m Cancellation and curtailment up to £500 Baggage claims, up to £300 Cash lost or stolen, up to £250 Home country medical transfer	Medical emergency and repatriation, up to £10m Cancellation and curtailment up to £5,000 Baggage loss, up to £2,500 Cash lost or stolen, up to £500 Personal liability, up to £2m Legal protection cover of up to £25,000

Getting the right cover for your medical conditions

If you have an existing medical condition, a quality travel insurance policy is vital. Medical treatment abroad can prove very expensive. Most countries do not have a reciprocal health cover agreement with the UK, and even if you are travelling in Europe, an EHIC card will only cover you so far.

Staysure will consider all medical conditions and offers you a straightforward online screening process that can be completed in just a few minutes. Proper insurance that meets your individual needs will set your mind at ease and ensure we can help you cope if something does go wrong.

If you have any concerns or queries please do call our friendly holiday insurance team free on: 0800 033 4902 We’re experts in our field and we’ll be glad to help you.

Get a Quote

Staying safe while you’re away

You might spend weeks and months looking forward to your holiday, so the last thing you want is for something to go wrong. We’ve put together some tips for staying safe while you’re away.

Tips for medical emergencies and illness abroad

• Always take your Staysure Validation Certificate with you, so you have all relevant information at hand.
• Always travel with your health information written down, such as blood type, allergies and any medication you are taking.
• Leave copies of your insurance policies at home with someone you can trust. That way, you can always ring them should you lose your documents.

Keeping your personal effects safe

• Before you leave, take a photo of any valuable belongings you intend to take with you.
• Always keep your possessions either on your person or locked away in a safe place – travel insurance does not include items left unattended.
• When out and about, keep your wallet/purse in a secure bag and keep it close to you at all times.

Taking care of your money and passport

• Avoid carrying around large amounts of cash. Just take what you need for the day and lock the rest in a safe.
• Keep any valuables and important documents including passports in a safe place.
• Take a photocopy of your passport and driving licence and keep these apart from the originals.

Long Stay Travel Insurance FAQ

How many days am I covered for with a Long Stay Travel Insurance policy?

The trip duration offered with a policy from Staysure will vary depending on your age and travel destination.

• If you’re under 65, you can travel anywhere in the world up to a maximum of 550 days
• If you’re aged over 65-70, you can travel for up to 366 days in the UK and EU or 184 days anywhere in the world
• If you’re 71-75 can travel for up to 366 days in the UK and EU or 123 days to all countries in the world.

Do I really need travel insurance?

We all hope it won’t happen to us, but the cost of repatriation and other emergency necessities can add financial woes to any medical problems. That’s why whenever you go away it’s always worth taking out good quality travel insurance.

What happens if I need to curtail or interrupt my long stay trip?

Sadly, sometimes unexpected events at your destination or at home mean you have to interrupt your trip or cut it short. Staysure travel insurance can help soften the blow.

Compensation available is:

Curtailment: up to £500 for Basic cover (with optional additional cover limits available of up to £1000 and £3,000); or £5,000 for Comprehensive cover (up to £15,000 may be available – please see table of benefits).

Trip Interruption: up to £500 for Basic cover, and £1,500 for Comprehensive cover**.

So long as your circumstances meet our insurance conditions, we will provide compensation. This includes additional travel costs and unused accommodation, if you are forced to cut short a trip you have commenced and return to your home country, due to any of the following:

• Unforseen illness, injury or death of you, a close relative, travelling companion or someone you had arranged to stay with on your trip
• You or any person you plan to travel with being called for Jury Service or summoned as a witness to court (other than as a professional)
• Accidental damage, burglary, flooding or fire affecting your home, during your trip, costing more than £1,500

For details and conditions, please see Section 2, Curtailment and Trip Interruption, in our travel insurance policy here.

Do I need to disclose all my medical conditions?

Yes. Disclosing and covering all pre-existing medical conditions means you will not be liable for large bills if you fall ill while travelling. This is especially important in locations where there is no state health care and countries that do not have a reciprocal health agreement with the UK. For instance, if you fall ill while you’re in the USA, the cost of a hospital stay could easily amount to tens of thousands of pounds.

To make sure you’re properly covered, all medical conditions should be disclosed when you apply, and this must be confirmed on the travel insurance Validation Certificate we send you.