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When you’re planning a long trip, you’ll need travel insurance that can cover your whole holiday.
Long stay travel insurance is cover for a longer term trip – usually for holidays where you’ll be away between three and 18 months.
If your holiday is up to three months you’ll be covered by our Single Trip policy with no upper age limit for global travel.
Before you travel, always check:
Important: FCDO travel advice and travel rules issued by the government are two separate pieces of advice.
Find out how your travel insurance policy can cover you for coronavirus.
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Emergency medical cover abroad for COVID-19
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Data covers Jan 2005 - Jan 2021
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You can make changes to your policy, online and in your own time with My Staysure.
We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.
You can also find some handy travel tips on our lifestyle page, including our guide to travelling after the coronavirus lockdown.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
All you have to do is tell us when you’re leaving and when you’re coming back and we’ll automatically add on your long stay cover to your Single Trip Travel Insurance policy. Ideal if you’re travelling the world, whether you’re backpacking across Europe, interrailing during a gap year, or spending a few months in one country.
The amount of time we can cover you for varies depending on how old you are and where you’re travelling to.
Find your age below to see how long you can travel with our long stay travel insurance:
You can travel for up to 18 months (550 days) worldwide with our long stay policy.
For European destinations, you can travel up to a whole year (366 days).
If you’re travelling to Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean and the United States of America then you can travel up to 6 months (184 days).
If you’re travelling anywhere else, you can travel up to 9 months (276 days).
For European destinations, you can travel up to a whole year (366 days).
If you’re travelling to Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean and the United States of America then you can travel up to 4 months (123 days).
If you’re travelling elsewhere, you can travel up to 6 months (184 days).
If you’re over 75, then you can travel the globe for up to 3 months (104 days) with our standard Single Trip policy.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
All you have to do is tell us when you’re leaving and when you’re coming back and we’ll automatically add on your long stay cover to your Single Trip Travel Insurance policy. Ideal if you’re travelling the world, whether you’re backpacking across Europe, interrailing during a gap year, or spending a few months in one country.
The amount of time we can cover you for varies depending on how old you are and where you’re travelling to.
Find your age below to see how long you can travel with our long stay travel insurance:
You can travel for up to 18 months (550 days) worldwide with our long stay policy.
For European destinations, you can travel up to a whole year (366 days).
If you’re travelling to Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean and the United States of America then you can travel up to 6 months (184 days).
If you’re travelling anywhere else, you can travel up to 9 months (276 days).
For European destinations, you can travel up to a whole year (366 days).
If you’re travelling to Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, the islands of the Caribbean and the United States of America then you can travel up to 4 months (123 days).
If you’re travelling elsewhere, you can travel up to 6 months (184 days).
If you’re over 75, then you can travel the globe for up to 3 months (104 days) with our standard Single Trip policy.
To be covered, you need to have received all doses of the COVID vaccine that you’ve been offered, including any booster jabs.
You can also be covered if you can’t have the vaccine due to a medical exemption.
If you have refused any doses of the COVID vaccine or any booster jab, then you won’t be covered for COVID related claims.
As long as we can cover the length of your cruise, then you can add cruise cover to your long stay travel insurance policy.
To be eligible for cruise cover, you’ll need to choose our Comprehensive Travel Insurance cover option.
When you’re travelling in Europe, you’ll want to enjoy your holiday comfortably, confident that you’re well covered by your travel insurance if you have a medical emergency.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
You should be covered to visit most destinations across the globe, as long as the country you’ve chosen is safe to visit.
To check your destination is safe to visit, take a look at the FCDO’s travel advice. The FCDO’s advice may change, so make sure you check it’s safe to travel before you set off.
If the FCDO, World Health Organisation or local authorities have advised against all or all but essential travel to your destination, it wouldn’t be safe for you to travel.
If you travelled against the FCDO’s advice, your policy would become invalid and wouldn’t cover you if you needed to claim. Even if advice changes while you’re on holiday, you won’t be covered if your destination was listed as unsafe when you travelled.
Whenever you need us, our 24/7 claims team is here for you.
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