Need help? Find out more about our Covid Cover, how to update your policy online & the latest travel updates in our Covid Help Centre

Europe Travel Insurance

Travel insurance for Europe can give you the confidence to set foot on those sunny beaches after lockdown.

 

All new travel insurance policies include COVID-19 cover at no extra cost, to give you peace of mind on your next holiday.

 

Find out more below, or get your quote today.

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Can I get travel insurance for Europe?

We know that travel may feel a bit different at the moment, but travel insurance for Europe can give you confidence to get travelling once again. Rediscover your favourite European cities or take in the Mediterranean sea air, all while knowing we’ll be there if the unexpected happens.

Protect one-off holidays with single trip cover, or choose an annual policy if you’re lucky enough to have several trips planned. Both policies include cover for pre-existing medical conditions too.

Can I get European travel insurance against FCDO advice?

With FCDO guidance changing regularly right now, it’s vital that you make sure it’s safe for you to travel before you set off. 

If the FCDO has advised against all but essential travel to your European destination but you feel it’s safe to go, you can add the European FCDO Travel Advice Extension to your policy for a level of cover.

Know before you go

Before you travel, always check:

  • The Foreign Office (FCDO) say it’s safe to travel to your destination.
  • Your destination’s government advice, safety guidelines and entry requirements.

Important: FCDO travel advice and travel rules issued by the government are two separate pieces of advice.

Find out what our coronavirus cover includes with a new travel insurance policy.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021
Get 10% off COVID-19 tests for travel with a new policy

Get 10% off COVID-19 tests for travel with a new policy

"...with Staysure you get much more than just peace of mind..."

Watch
Denise and Michael's story and see how we help
our customers

Stay in control of your account with My Staysure

You can make changes to your policy, online and in your own time with My Staysure.

We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.

You can also find some handy travel tips on our lifestyle page, including our guide to travelling after the coronavirus lockdown.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020*
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Optional extras

100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
European FCDO Travel Advice Extension
This add-on allows you to travel to Europe with a valid travel insurance policy, even if the FCDO have advised against ‘all but essential’ travel. Cover includes £1,000 towards extra accommodation or travel expenses if the FCDO advise travellers to return home, and cover for COVID-19 when abroad as long as you have had your recommended COVID-19 vaccinations. But you will not be covered for any other reason that caused the FCDO to change their travel advice.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £2,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.

Excellent

"Always good value and easy to use and will cover medical conditions if needed"
"I was unexpectedly diagnosed with an illness that was thankfully cured by surgery. I travel a lot and was unsure how this would affect travel insurance. I phoned Staysure and was given clear and helpful information, asked quite detailed health questions and was finally given a very competitive quote for an annual policy with the option to pay monthly. Very efficient service, great company to deal with."
"Having to cancel my annual holiday 8 days before travelling last year, due to an injury, was frustrating but Staysure helped me reclaim most of the expense on my basic insurance. This year I have upped the premium with the help of an advisor - all the options detailed, so I have been able to choose what is right for me."

People also asked

To be covered, you need to have received all doses of the COVID vaccine that you’ve been offered, including any booster jabs.

You can also be covered if you can’t have the vaccine due to a medical exemption.

If you have refused any doses of the COVID vaccine or any booster jab, then you won’t be covered for COVID related claims.

The NHS recommends that British holidaymakers carry a GHIC (UK Global Health Insurance Card), which now replaces the EHIC (European Health Insurance Card), as well as a valid travel insurance policy when travelling in Europe. There are limits to what the GHIC covers - they are not a replacement for quality travel insurance.

Carrying a GHIC entitles you to free or reduced cost medical care and treatment when travelling within the EU.

It's a condition of our insurance that when you travel to Europe you do take a GHIC, or if you’re still eligible an EHIC with you.

This means we can waive your travel insurance excess if you need to make a medical claim. (This could amount to £100 per person on a Basic Travel Insurance policy and £65 per person for Comprehensive Travel Insurance policies.)

Travellers should also be aware that the GHIC is not accepted in the following places:

  • Iceland
  • Liechtenstein
  • Norway
  • Switzerland
  • The Channel Islands, including Guernsey, Alderney and Sark
  • The Isle of Man
  • Monaco
  • San Marino
  • The Vatican

We offer two types of policy to suit you and your family’s travel plans in Europe:

Single Trip Travel Insurance is ideal if you're going for a one-off holiday or trip. A weekend break in Amsterdam? A city break in Austria? A couple of weeks in Spain? You'll be covered with a Single Trip policy.

It's flexible too. You can add in as many destinations as you want within the trip, and your trip can last for up to 104 days.

Annual Travel Insurance may be a better fit for you if you're planning on taking more than one holiday within a year. It can cover all of your trips in Europe in that time and even further afield if you choose worldwide cover. Also, if you're under 70, you'll be able to stay for up to 50 days in any one trip, up to a total of 183 days.

Thinking of an even longer trip? If you're under the age of 76, our long stay plan means you'll be covered for up to 366 days away for any single trip.

When you’re travelling in Europe, you’ll want to enjoy your holiday comfortably, confident that you’re well covered by your travel insurance if you have a medical emergency.

You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Travel insurance only covers the cost of unexpected events and emergencies. COVID-19 testing has become a routine procedure for many countries, so it isn’t covered by your travel insurance.

You can get 10% off COVID-19 tests from Randox Health with new travel insurance policies, though.

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Claims

Whenever you need us, our 24/7 claims team is here for you.

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100%

of claims are progressed to decision stage within 2 days of receiving all documents

* Winner of the British Travel Awards 2016-2020
If the country you are in or travelling to changes from Green to Amber and you want to cancel or cut your trip short, any costs incurred or elements of the trip that are lost will not be covered by our policy. You should contact your airline, tour operator, accommodation provider, or other carriers to enquire about refunds, or about changing your travel plans.

1 - Discount applies to base price only, does not include medical or add ons. Offer ends 28/2/22

Based on more Trustpilot reviews than any other travel insurance provider.