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Whether you’re exploring your favourite city, or basking in the Mediterranean sunshine, jet off with travel insurance for Europe you can feel confident in.
Cover for cancelling or cutting your holiday short
Trusted by over 12 million people since 2005
Excellent 4.7 | 474,289 reviews
We've got more 5-Star reviews on Trustpilot than any other UK travel insurance provider
“An excellent product with a comprehensive range of features and benefits" - Defaqto
Awarded Best Company for Travel Insurance at the British Travel Awards 2016-2024
Do I need travel insurance for Europe?
While exploring all that Europe has to offer, it’s important to protect yourself from unexpected mishaps. Although it’s not a legal requirement, 29% of people have made at least one claim* on their travel insurance, so it can be a lifeline when something does go wrong.
Take out holiday insurance for Europe as soon as you book your trip and you’ll be covered for:
✔ cancelling or cutting your holiday short
✔ medical repatriation
✔ travel disruptions and delays
✔ lost or damaged baggage
✔ lost or stolen cash
You’ll need to let us know about any pre-existing medical conditions you have when you take out your policy. This way, you’ll be covered in case of any medical emergencies related to that condition – and you can rest assured knowing your policy is tailored just for you.
What type of insurance policy do I need for Europe?
There are two different types of policy to choose from for your European holiday.
Annual multi-trip travel insurance may be a better fit if you’re planning on taking more than one holiday in a year. There are five different levels of regional cover you can choose in total, with two you can choose for Europe.
It’s really important that you choose the right region to cover your holiday destinations. Find out more in our explainer to single trip vs annual multi-trip insurance.
Before you travel you should also check that The Foreign Office (FCDO) say it’s safe to travel to your destination, and any government advice, safety guidelines, and entry requirements.
Why choose Staysure?
Up to unlimited medical emergency expenses
Generous cancellation cover up to £10,000
We’ve given over 12m people peace of mind
Most pre-existing medical conditions covered
Easy to access and amend your policy online
Pick the right policy, tailored to you
Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
When it comes to travel insurance, although Morocco, Tunisia, and Egypt are North African countries, they're classed as being no greater risk than travelling to wider European destinations
Beth Craig
Travel insurance expert
Stay covered abroad: the importance of EHIC/GHIC and travel insuranceWhat our expert says…
“Don't forget your European Health Insurance (EHIC) or Global Health Insurance Card (GHIC)! With a GHIC or EHIC, you'll get discounted or free state healthcare in 27 EU countries, along with Switzerland and Montenegro. Other unexpected costs can come up if something on your trip doesn't go to plan, which is why it's important to have travel insurance too.
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Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online, such as updating traveller details or renewing a policy where the details are staying the same. Just visit your My Staysure account.
Excellent 4.7 | 474,289 reviews
We get double the love of other insurers
Customers give us twice as many 5-star reviews as any other travel insurance company. That’s over 340,000 glowing reviews and counting.
Fair prices
Fair prices, good selection of policy cover, easy to use website ....
customer,
Always great service and good price
Always great service and good price
MRSLINDAGARDINER,
Easy to use Website and competitive…
Easy to use Website and competitive quotes!!
Mike S,
Frequently asked questions
How much European travel insurance costs depends on where in Europe you’re travelling to and the level of cover you need.
Factors that can affect the price of travel insurance to Europe include:
Where you’re travelling to
How long you’re going for
If you have any pre-existing medical conditions
Whether you need cover for a one-off trip or several
If you choose any policy add-ons
Yes! Don’t let a pre-existing medical condition stop you from travelling to Europe with confidence.
Our online medical screening process is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, we can help you to complete the medical screening over the phone.
Take out a policy as soon as you’ve booked your trip – just in case an unexpected twist means you have to cancel your holiday.
Single Trip cover starts right away. You might be able to buy it up to 18 months before you’re due to travel, depending on your age. With an Annual Multi-trip policy, you can select the start date that suits you best. You’ve got a 90-day window to activate your policy from the day you buy.
You still need travel insurance even if you have a GHIC or a valid EHIC.
A GHIC/EHIC is not a replacement for holiday insurance. These cards won’t cover you for cancellations, loss of baggage, repatriation and other things that a travel insurance policy can.
It’s a condition of our insurance that when you travel to one of the countries covered by the scheme, your GHIC card goes too.
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Up to unlimited emergency medical expenses
