The UK’s favourite travel insurance based on more 5-star Trustpilot reviews than any other provider
Up to £15,000 cancellation cover per personon Signature policies
Talk to an English-speaking GP via video call with Travel Doctor***
Our Signature and Comprehensive policies are Which? Best Buys.
Excellent 4.7 | 544,639 reviews
We've got more 5-Star reviews on Trustpilot than any other UK travel insurance provider
“An excellent product with a comprehensive range of features and benefits" - Defaqto
Awarded Best Company for Travel Insurance at the British Travel Awards 2016-2025
Worldwide travel insurance at a glance
Staysure worldwide travel insurance protects international trips to countries like the USA, Canada, Australia, Thailand and more under a single policy. It covers £15,000 for trip cancellations (on Signature policies), baggage loss, unlimited medical and repatriation expenses (on Comprehensive and Signature policies), and 24/7 emergency medical assistance. We offer policies for pre-existing medical conditions, and all ages. Getting a quote is simple, and can be done online or over the phone.
Staysure has specialised in travel insurance for pre-existing medical conditions since 2004. 97% of customers are able to get medical cover with us. We hold a Defaqto 5-star rating for our Comprehensive and Signature policies, and have more 5-star Trustpilot reviews than any other UK travel insurance provider.
Worldwide travel insurance is not legally required for overseas travel. But some countries like Cuba, Jordan, Russia and Saudi Arabia won’t let you cross the border without it.
Long-haul trips abroad mean you have more to lose if your plans don’t work out, and should you fall ill or get injured, global healthcare costs could leave a big dent in your wallet. But with worldwide cover, you can answer the call of distant shores while being protected against the unexpected on our single-trip and annual multi-trip policies.
We offer two options of worldwide protection:
Worldwide (Region 3) – Covers all countries except the USA, Canada, the Caribbean, Mexico, Bermuda, China, Hong Kong and Thailand.
Worldwide (Region 4) – Covers all countries the Foreign, Commonwealth and Development Office (FCDO) advises are safe to travel to.
If your grand travel plans only include Europe, our European travel insurance could be just the ticket.
Beth Craig
Travel insurance expert
Holiday for longer with worldwide travel insurance
What our expert says…
“Plan on ticking off several counties on your bucket list? With our worldwide single-trip policies, you can travel for up to 550 days at a time, depending on your holiday destination and age. It’s ideal for long cruises, gap years, retirement, sabbaticals, or simply when you want to immerse yourself in a new culture.
”
You may also be able to get cover for other destinations in Africa – such as Kenya, Tanzania, Namibia and Ghana – depending on your policy and FCDO advice.
You may also be able to get cover for other destinations across Asia – like Vietnam, the Phillipines, Nepal and South Korea – depending on your policy and FCDO advice.
You may also be able to get cover for other destinations across North America and the Caribbean – including Bermuda, Barbados, the Bahamas, Saint Lucia and the Dominican Republic – depending on your policy and FCDO advice.
You may also be able to get cover for other destinations in South America – like Argentina, Peru, Colombia and Chile – depending on your policy and FCDO advice.
You may also be able to get cover for other destinations in the Pacific – including Fiji, French Polynesia (like Bora Bora) and Samoa – depending on your policy and FCDO advice.
What does worldwide travel insurance cover?
With our award-winning worldwide travel insurance, the world is your oyster. Our cover includes everything you’d expect and more. From medical emergencies, lost luggage, repatriation, travel delays, and more.
What’s covered?
emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.
cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
lost, stolen or damaged belongings – including your baggage, passport and personal money.
pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.
Example: After wriggling into your favourite Speedo, you’re ready to surf some waves on the Australian coastline. You’re showing the youngsters how it’s done when an unwelcome hitchhiker wraps itself around your leg. Turns out it’s a Bluebottle jellyfish. We’ll cover your medical care (and ambulance transport, if you need it) so you can get back on your feet and enjoy the rest of your holiday.
What isn’t covered?
cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
missed flights – unless it’s due to a strike* severe weather, or mechanical breakdowns.
undeclared medical conditions – always let us know about any health issues when you get a quote.
unattended items – valuables left alone may not be covered.
activities not listed on your policy – like extreme sports, unless you’ve added them.
travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all travel.
incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
going against medical advice – for example, flying too soon after an operation or illness.
travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
Example: You’re skydiving in Mexico with a beautiful bird’s eye view of Puerto Vallarta. Your foot catches a rock when you land, and you end up giving your strapped-in instructor a nice, soft landing. Because skydiving isn’t covered under our policies, we won’t be able to cover your medical claims.
Worldwide travel insurance for medical conditions
The UK’s reciprocal healthcare agreements with countries like Europe or Australia ensure you have free or cheaper state healthcare if you need it. But this only applies to certain countries and doesn’t replace health insurance. You may also need to pay certain medical costs upfront or foot the bill for daily hospital fees if you need to be admitted.
As a medical travel insurance specialist, we cover over 1,300 medical conditions**, and all ages. To get you sorted, you’ll need to take us through your medical history. Being honest about your health during our quick and simple screening process means you will be fully covered should your travel plans take a turn.
Medical conditions we regularly cover
We cover a vast number of medical conditions, including:
If you can’t find your condition here, don’t fret. You can browse more medical conditions on our website or contact our team for support.
Proud to be a part of BIBA's medical directory
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Free English-speaking medical help abroad
Travel Doctor, our new online service, connects you with an English-speaking doctor if you need medical support while you are abroad.*** It lets you book a video-based consultation to discuss your health needs with a doctor right from your sun lounger.
You can choose a slot that works for you, go through your symptoms, get your prescription and even use Travel Doctor to find your nearest pharmacy, so you can get your meds and get on with enjoying your holiday.
Pick a travel insurance policy and tailor it to you
Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
Buying worldwide travel cover has never been easier.
1.Tell us where you want to go
We have two levels of worldwide travel insurance:
Worldwide (Region 3) – Covers all countries except the USA, Canada, the Caribbean, Mexico, Bermuda, China, Hong Kong and Thailand.
Worldwide (Region 4) – Covers all countries the Foreign, Commonwealth and Development Office (FCDO) advises are safe to travel to.
By telling us about all the places you want to go, we can categorise your trip by travel region to make sure your policy fits your plans.
2.Share your medical history with us
Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years.
3.Get a tailored quote
Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.
You’ll be able to choose your policy level and add any optional extras that suit your trip, like Cruise Plus or gadget cover.
If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time.
Many experts agree that buying travel insurance as soon as you’ve booked your holiday is the best way to go. By doing this, you’ll be covered during the run-up to your holiday and while you’re abroad.
Despite the benefits of buying early, lots of people leave it to the last minute. Our sales data from July 2025 to January 2026 shows that the majority of travellers purchased their policy within 30 days of leaving, with a significant proportion doing so within just a few days of departure.
Travel insurance can’t be backdated, so it’s best to get it locked in before you are on holiday. If you still have to get your policy in place for future travels, it’s not too late. Simply get in touch with our friendly team to get a quote.
How much does worldwide travel insurance cost?
The cost of your worldwide travel insurance policy depends on you and how you like to travel. Your holiday destinations, trip length, time of year you’ll be travelling, what activities you plan on doing, your age, and your pre-existing conditions all play a role.
For instance, if your worldwide travels include the USA, you will likely pay a bit more, seeing as America’s healthcare costs are higher compared to other countries. Likewise, island hopping may be more costly to cover compared to only visiting big European cities. That’s because specialist evacuation in remote areas is more expensive, and we need to be ready for anything.
Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy:
buy your policy early – taking out travel insurance soon after booking your trip can keep you covered if you need to cancel before you travel.
choose a higher excess – a higher excess will help to lower your premium, but be sure to choose an amount you’re comfortable paying if needed.
skip the add-ons – by not adding things like cruise or gadget cover if you don’t need them, you can lower your overall cover cost.
declare your medical conditions – being open about your health history helps to ensure the right cover is in place and makes sure all your claims sail through.
combine travellers on one policy – make sure all your travel companions are on the same policy, such as our family travel insurance, to save on cover costs.
keep your baggage light – by taking only what you need, you can lower the baggage limit on your policy and bring your premium down.
find a discount – make sure you swing by our discounts page before you buy so you can save on your policy.
Beth Craig
Travel insurance expert
Save on insurance by choosing the right policy
What our expert says…
“It's worth checking which of our regions your destination fits into. Some far-flung places, like Egypt, Morocco and Turkey are actually included in our European policies. This is because they're similar in terms of cover costs and travel risks.
”
The big-ticket costs travel insurance can help with
From October 2024 to October 2025, emergency medical expenses were our most common claim, and for good reason. Hospitalisation for a stomach bug in the USA with medical repatriation back to the UK could set you back £150,000+, according to the UK government.
In reality, the biggest claims are often more costly. While the average emergency medical claim on our worldwide policies was about £3000, the highest we paid was closer to an eye-watering £350,000.^
Over the same period, our second most common claim on worldwide policies was cancellation. If you need to pull the plug on your holiday, we can help you recover the prepaid costs – with the average cancellation claim on our worldwide policies coming in at around £2000, and the highest reaching more than £50,000.
Voted Best Travel Insurance 9 years running
The British Travel Awards have recognised us as the Best Company for Travel Insurance nine years in a row (2016-2025). This achievement is based on the votes of real customers, showing the trust travellers place in us.
This award is only given to travel companies that provide stellar service to their customers. It shows that we prioritise customer service, round-the-clock support when you need it most, and a reliable and speedy claims process.
Excellent 4.7 | 544,639 reviews
The UK’s favourite travel insurance provider
with more 5-star Trustpilot reviews than any other provider. †
The lady who I spoke to was so very…
The lady who I spoke to was so very helpful......excellent service
Francis Martin,
Acessibility
Acessibility, speed of respnse and price of premium
EDWARD,
Good honest travel insurance
Good honest travel insurance, hard to find these days.
Phillip Kiernan,
Other worldwide travellers often ask...
We’ve split our worldwide travel insurance into two regions. Worldwide (region 3) includes all countries except the USA, Canada, the Caribbean, Mexico, Bermuda, China, Hong Kong and Thailand. Worldwide (region 4) includes all countries, but any country you visit should be deemed safe by the FCDO.
Our second Worldwide option (region 4) covers countries that are more expensive to cover because of costly healthcare and repatriation. But if you’re not travelling to destinations in region 4, our more economical worldwide policy (region 3) can help you save on costs by only paying for what you really need.
If the FDCO advises you not to travel to your holiday destination because of a natural disaster, like a hurricane, wildfire or earthquake, we can recover your prepaid costs up to the limit of your cover if you purchased your policy before the event took place. This usually includes non-refundable travel and accommodation costs.
Our Travel Disruption Extension cover provides even more protection by covering extra travel and accommodation costs if you have to stay somewhere else or go home early because of unexpected events. Apart from hurricanes, wildfires or earthquakes, this add-on can also cover terrorist events, explosions, tsunamis and war or conflict situations.
If a war breaks out in a country where you’re headed to before you depart, we may be able to move your holiday dates or change your destination. These changes could cost extra, depending on seasonality and your change of country, but the good news is that your pre-paid holiday costs will still be covered.
Yes, it does. If you want to see the world all in one go, our single-trip policies offer up to 550 days of cover depending on your age and chosen destinations. An annual multi-trip policy allows you to pop back home in between trips.
If you tell us about your sea voyage when buying your policy, we will be able to cover your cruise for things like cruise cancellation, medical emergencies and baggage cover. You will also need to tell us about every country you'll be porting at during your cruise holiday to be fully covered.
If you want more protection, our Cruise Plus add-on can cover you for cabin confinement and any resulting unused excursions, missed port departures, cruise interruptions and itinerary changes. This add-on is available on our Comprehensive and Signature policies and also covers river cruises.
How long you can travel depends on your age and all the regions you’ll be visiting. Most trips to Europe for someone between 0 - 65 years old can be covered up to 550 days at a time. Our annual multi-trip policies can cover you up to 183 days in total, with different maximum trip durations depending on your age.
Travel regions we cover:
Region 1: Includes the Uk and Europe, but excludes Cyprus, Egypt, Greece (including the Greek Islands), Malta, Morocco, Spain (including the Balearic Islands and the Canary Islands), Turkey and Tunisia.
Region 3: Worldwide, excluding the USA, Canada, the Caribbean, China, Bermuda, Mexico, Thailand and Hong Kong.
Region 4: Worldwide, including all countries (if they are deemed safe for travel by the FCD
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that's details are staying the same, just visit your My Staysure account.
The UK’s favourite travel insurance based on more 5-star Trustpilot reviews than any other provider
