Travel Insurance for Over 50s

Travel insurance for over 50s is tailored travel insurance that is personalised to suit your medical and travel needs. With no upper age limit, we don’t see age as a barrier for you being able to relax on holiday with peace of mind.

Over 50s travel insurance covers pre-existing medical conditions. Medical treatment abroad can be costly, and with 1 in 20 people claiming on their travel insurance in 2018**, things go wrong on holiday more often than you might have realised.

Off on a winter sports trip? You can tailor your travel insurance for 50s to cover the activities you enjoy on holiday. That way? You can travel knowing should a mishap crop up, you’ll have our support.

We offer two types of insurance policy to suit you and your family’s travel plans:

• Single Trip Travel Insurance: If you’re going on a stand alone trip, then our Single Trip cover may be ideal for you. Once your holiday is over, your cover will stop too. For single trips, you can stay for up to 104 days at a time, with no upper age limit.
• Annual Travel Insurance is great if you’re planning on going on more than one holiday a year. Annual Multi-Trip Travel Insurance policies cover your travel plans for up to 183 days in total. There is no upper age limit on our Annual Multi-Trip policies.

All our policies can be tailored to suit your unique travel plans to make sure you’re covered properly.

As we specialise in travel insurance for people with pre-existing medical conditions, if any member of your party has a pre-existing medical condition, then we’ll need to ask you a few questions about their health and medical history.

As well as the basic information about yourself or any person who you’re setting up the policy for, it’s a good idea to have the following information to hand when starting your quote process:

• Names of all medical conditions you have had in the past 2 years, or currently have. Even if you think it’s only minor, or doesn’t matter. This includes anything that you don’t take medication for.
• If and when you have ever had any of the following (even if it was longer than 5 years ago):
• Cardiovascular or circulatory condition, e.g. heart condition
• Hypertension (high blood pressure)
• Blood clots
• Raised cholesterol
• Stroke
• Aneurysm

You can make changes to your travel insurance policy prior to your departure - subject to the terms and conditions set within the policy.

Whether that change is updating us with your medical conditions, to adding optional extras, if we can help, we will.

What we aren’t able to do is reduce coverage in return for a partial refund so please do check that you’re happy with the level of cover.

When you’re travelling in Europe, you’ll want to enjoy your holiday comfortably, confident that you’re well covered by your travel insurance if you have a medical emergency.

You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

You should be covered to visit most destinations across the globe, as long as the country you’ve chosen is safe to visit.

To check your destination is safe to visit, take a look at the FCDO’s travel advice. The FCDO’s advice may change, so make sure you check it’s safe to travel before you set off.

If the FCDO, World Health Organisation or local authorities have advised against all or all but essential travel to your destination, it wouldn’t be safe for you to travel.

If you travelled against the FCDO’s advice, your policy would become invalid and wouldn’t cover you if you needed to claim. Even if advice changes while you’re on holiday, you won’t be covered if your destination was listed as unsafe when you travelled.

Travel insurance only covers the cost of unexpected events and emergencies. COVID-19 testing has become a routine procedure for many countries, so it isn’t covered by your travel insurance.

You can get 10% off COVID-19 tests from Randox Health with new travel insurance policies, though.