Getting the right holiday insurance for over 50s

Finding the right over 50s travel insurance is important to make sure you’re covered should something unexpected happen.

After all, hitting the big five-o shouldn’t mean that your travel plans have to be any less adventurous. Right?

With our tailored plans and expertise in travel insurance with pre-existing medical conditions, you can feel assured that you have the right level of cover for you and your family.

So go ahead and plan that epic holiday and find out how our travel insurance for over 50s can help to give you peace of mind.

Get your quote in minutes below, or call us on 0800 033 4902.

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Travel insurance for over 50s with medical conditions

Wanderlust doesn’t disappear when you’re living with a pre-existing medical condition and nor should it.

We’ve created a lot of policies over the years. Over 3.1 million if we’re being precise. We’ve helped millions of people like you to have peace of mind while they travel the world.

What makes our over 50s holiday insurance a little different from the rest is that we consider all medical conditions on a case by case basis. We believe that living with a medical condition, or being a certain age shouldn’t be a barrier to having a good holiday.

It’s insurance done the right way.

That’s one of the reasons why we’ve been voted as the Most Trusted Travel Insurance Provider for two years running by Moneywise in 2017 and 2018.

Types of 50 plus travel insurance policies we offer

We offer two types of insurance policy to suit you and your family’s travel plans:

Single Trip Travel Insurance does what it says on the tin. If you’re going on one trip, then our single trip insurance is great to make sure you’re covered for that holiday. Once your holiday is over, your cover will stop too. For single trips, you can stay for up to 104 days at a time.

Annual Travel Insurance is great if you’re planning on going on more than one holiday a year. It can even save you up to £79* compared to buying a single policy for each trip you take. For under 70s, you can stay for up to 50 days in any one trip up to a total of 183 days. Although this can be extended up to 100 days for one trip for an additional premium.

All our policies can be tailored to suit your unique travel plans to make sure you’re covered properly.

Travelling for longer?

If the above two policies aren’t long enough to cover your extended travel plans, you’ll need one of our long stay policies. For under 65s, our long stay policies allow you to travel for up to 550 days – great to explore the world, or delve into a new culture!

Here’s a simple comparison between our two levels of cover – available on both Single Trip and Annual Travel Insurance policies.

What are the features of Staysure’s over 50s travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and curtailment up to £500
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess from £85-£100
  • Medical emergency and repatriation up to £10m
  • Cancellation and curtailment up to £5,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Optional extra to cover golf, cruises and more
  • Excess of £65

Take a look at our policy documents for a more detailed look at the level of cover we offer.

What to consider when tailoring your over 50s holiday insurance:

When deciding what over 50s travel insurance policy is right for your needs, there’s a lot of information to take in.

So it’s important that you think carefully about what you need cover for.

Of course it needs to be competitively priced, but if it doesn’t cover you properly? It will be useless in your time of need. You won’t want that to happen.

We believe in doing travel insurance right. Because getting it wrong can mean that you and your family are not fully covered if something does happen.

Here’s a few questions you may like to think about when choosing a tailored policy that’s right for you:

  • Did your holiday cost more than £500? If it did, you may want to think about increasing your cancellation cover. On basic policies, you can increase this up to £3,000. With our comprehensive cover, you can cover holidays from £5,000 to £15,000 – subject to further underwriting criteria.
  • If your baggage was lost or stolen, how much would you need to cover the contents? Is £300 in the basic cover enough?
  • The list goes on.

It’s worth thinking about how you’d feel and what you’d do if something did go wrong.

If you feel that our basic level insurance will fully cover you, then great. But if it won’t, then you may want to think about tailoring your plan to boost your cover where it’s needed.

Or, for full peace of mind, choose our comprehensive cover. In most cases, it has all the bells and whistles you’ll need.

Doing something extra special on holiday like a cruise? A round of golf? Or skiing? You can also get extra cover for these sort of activities to make sure your plans are fully covered.

To find out exactly what cover we can provide you with, simply talk to our insurance specialists for free on 0800 033 4902 or get a quote online.

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What information will I need to have to hand to get my quote?

As we specialise in travel insurance for people with pre-existing medical conditions, if any member of your party has a condition then we’ll need to ask you a few questions about their health and medical history.

As well as the basic information about yourself or any person who you’re setting up the policy for, it’s a good idea to have the following information to hand when starting your quote process:

  • Names of all medical conditions you have had in the past five years, or currently have. Even if you think it’s only minor, or doesn’t matter. This includes anything that you don’t take medication for.
  • If  and when you have ever had any of the following (even if it was longer than 5 years ago)
    • Cardiovascular or circulatory condition, e.g. heart condition
    • Hypertension (high blood pressure)
    • Blood clots
    • Raised cholesterol
    • Stroke
    • Aneurysm
  • The name and doses of any medication you take.

Once you’re ready, either start your quote online, or call us on 0800 033 4902.

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Can my travel start from outside the UK?

For our standard policies, your travel must always start from the UK, Channel Islands or the Isle of Man.

If you’re living your dream and reside outside of the UK, then take a look at our special Expat insurance policy, where travel must always commence from your home country.

How can I make changes to my policy?

You can make any changes prior to your departure – subject to the terms and conditions set within the policy.

Whether that change is updating us with your medical conditions, to adding optional extras after you’ve pre-booked your round of golf, if we can help, we will.

What we aren’t able to do is reduce coverage in return for a partial refund so please do check that you’re happy with the level of cover.

Get your over 50s travel insurance today

Get a quote online in minutes and tailor your quote for you and your family’s medical and travel needs today.

Or call us today on freephone 0800 033 4902.

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*You could save up to £79 when you buy an Annual Multi-Trip policy instead of multiple Single Trip policies. Based on an adult couple, 50–64 taking one 5 day Barcelona break, one 2 week holiday in Turkey, one 8 day Winter Sports trip in France and one 4 day break in Dublin in a 12 month period on a Comprehensive European Annual Multi-Trip policy, travelling within 30 days of purchase.