Cancer Travel Insurance

Cancer Travel Insurance

When you’ve been diagnosed with cancer, getting holiday insurance can seem a lot tougher.

You may have already found that some insurers won’t cover you if you’re living with cancer or even if you’re in remission. But where we can help you to go on holiday and relax with peace of mind, we will.

Where we can’t offer you a suitable policy, we can suggest alternatives.

Find out more about how we can insure you when you’re living with cancer, or in remission below. When you’re ready, you can either get a quote online or call us on 0800 033 4902.

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Why should I trust Staysure for my travel insurance?

When it comes to your travel insurance, we know it’s worth doing right.

With us, you won’t just be protected financially, but you’ll also have a helping hand when you need it most.

That’s one of the reasons why we’ve been voted as the Most Trusted Travel Insurance Provider for two years running in 2017 and 2018 by Moneywise.

Having a medical emergency abroad can be worrying. But we’re just a phone call away 24 hours a day.

With a team behind you, we can help to find your nearest and best medical facility.

We can even act as a translator between your medical team to help make sure nothing’s lost in translation.

If you need to be transported back to the UK, or moved to a hospital that can give you better treatment, we send out a dedicated medical professional to look after you on your journey.

When it comes to settling the bill, if your medical fees are more than £350, we’ll even try and pay the agreed amount directly to the medical facility where we can.

As for helping to reimburse you for lost baggage or anything else we cover, after a claim has been agreed, we pay out 98% within 5 working days*.

What does our travel insurance cover?

Do I need travel insurance if I’m travelling to Europe and have an EHIC?

Although the European Health Insurance Card (EHIC) is great to pack with you when you’re going on holiday to Europe, it isn’t a replacement for good travel insurance.

If you’re going on holiday to Europe, then it’s a condition of our insurance that you take your free EHIC.

EHIC allows you to have access to free, or subsidised healthcare in most European countries.

It could help you to pay for medical assistance in state funded medical facilities (like our NHS) even if you have cancer.

Where you’ve used your EHIC, and where you are eligible to claim for compensation for any subsidised healthcare, you won’t need to pay the excess on your medical claim.

Do I need to declare my cancer if I’ve been in remission for years?

It’s always a good idea to declare that you’ve had a condition for travel insurance – even if it was a few years ago.

This helps us to make sure you’ve got the best cover possible and means that we can protect you if something goes wrong.

Can you cover me if my cancer is terminal or if I’m involved in a clinical trial?

Unfortunately, we are unable to cover anyone who has received a terminal diagnosis.
However, we would suggest contacting the British Insurance Brokers Association (BIBA) to assist you in finding appropriate cover.

We can also signpost you to InsureCancer.com who can also be contacted on 0845 6490190. Insure Cancer specialise in providing cover for people with active, metastatic, relapsed or terminal cancer, as well as people involved in clinical trials.

What if I’m awaiting chemotherapy, radiotherapy or awaiting surgery?

Where you’re awaiting chemotherapy, radiotherapy or surgery for your cancer, we may still be able to offer you some level of cover.

It’s important to know that we would have to exclude your cancer from your travel insurance if you’re awaiting any of these types of treatment.

We would still be able to cover you for other accidents as well as to cover things like lost baggage and delays. But if you had a medical emergency that was caused by your cancer that we would not be able to cover you.

What information will I need to tell you about the cancer?

To make sure we can provide you with the right level of cover, we’ll need to ask you a few confidential questions about your cancer.

We’ll always treat you with respect when it comes to talking about your medical history as we appreciate it can be a sensitive subject.

The answers are multiple choice and you can either use our online form or complete our medical screening on the phone.

As an example, we’ll ask you questions like this:

• The specific name of the cancer
• Whether the cancer has spread
• What treatment you’re undergoing, or will be undergoing
• Whether the cancer has been completely removed
• How long ago your last treatment was
• The names and dosages of any medication you are taking

What happens if my cancer changes once I’ve already bought my travel insurance policy?

If your cancer or any other aspect of your health alters after you’ve bought your policy, it’s vital that we know as soon as possible.

It may mean there’s an additional premium or change to the cover provided. In some rare cases it may mean that we have to withdraw the cover.