The following conditions are seen as complications with pregnancy. The below list could be covered as unforeseen medical emergencies as part of all of our travel insurance policies:

• Toxaemia
• Gestational hypertension
• Pre-eclampsia
• Ectopic pregnancy
• Hydatidiform mole (molar pregnancy)
• Post-partum haemorrhage
• Retained placenta membrane
• Placental abruption
• Hyperemesis gravidarum
• Placenta praevia
• Stillbirths
• Miscarriage
• Medically necessary emergency Caesarean sections/medically necessary termination and any premature births more than 8 weeks (or 16 weeks in the case of a known multiple pregnancy) prior to the expected delivery date.

If any of the above complications are certified by a doctor, who declares it necessary to cancel or cut your holiday short or that you need urgent medical attention, then they could be covered as part of your policy if your expected date of delivery is less than eight weeks (16 weeks for multiple births) after the end date of your booked trip.

If you have previously had a pregnancy related medical condition such as one of the following speak to one of our friendly agents who will guide you through it.

• Miscarriage
• Premature labour and birth
• Preeclampsia
• Low amniotic fluid
• Gestational diabetes
• Ectopic pregnancy
• Placenta previa

Any other symptoms or diagnosis which you have been told could affect natural birth.

Not knowing where your nearest health centre is while on holiday can be really worrying.

Would you know which one can you trust? When you have a medical non-emergency and need to speak to a doctor, we’re on hand to help you find the right place to go.

You can call us 24 hours a day - which is particularly helpful when you’re in a different timezone!

We can also act as a translator between you and your doctor and medical team to make sure that nothing gets lost in translation.