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Pregnancy isn’t classified as a medical condition, which means you don’t need to declare it when getting your travel insurance.
But, if you have a pre-existing medical condition, or a condition related to your pregnancy like high blood pressure, then you’ll need to let us know.
Declaring all of your pre-existing medical conditions means that if something goes wrong while you’re away, you’ll have complete peace of mind.
Isn’t it worth doing right?
To make sure we can cover you properly, please check this list and make sure you can say yes to each one:
✓ I am not intending to give birth while away
✓ I am fit to travel in the opinion of my doctors or midwife
✓ The airline carrier has authorised me travel to and from the destination.
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Easy to access and amend your policy online
Calls are FREE to our UK Contact Centres
We’ve given over 8m people peace of mind
Data covers Jan 2005 - Jan 2021You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your policy.
This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
The following conditions are seen as complications with pregnancy. The below list could be covered as unforeseen medical emergencies as part of all of our travel insurance policies:
If any of the above complications are certified by a doctor, who declares it necessary to cancel or cut your holiday short or that you need urgent medical attention, then they could be covered as part of your policy if your expected date of delivery is less than eight weeks (16 weeks for multiple births) after the end date of your booked trip.
If you have previously had a pregnancy related medical condition such as one of the following speak to one of our friendly agents who will guide you through it.
Any other symptoms or diagnosis which you have been told could affect natural birth.
Not knowing where your nearest health centre is while on holiday can be really worrying.
Would you know which one can you trust? When you have a medical non-emergency and need to speak to a doctor, we’re on hand to help you find the right place to go.
You can call us 24 hours a day - which is particularly helpful when you’re in a different timezone!
We can also act as a translator between you and your doctor and medical team to make sure that nothing gets lost in translation.
Whenever you need us, our 24/7 claims team is here for you.
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