The UK’s favourite travel insurance based on more 5-star Trustpilot reviews than any other provider
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Up to £15,000 cancellation cover per personon Signature policies
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Excellent 4.7 | 545,461 reviews
We've got more 5-Star reviews on Trustpilot than any other UK travel insurance provider
“An excellent product with a comprehensive range of features and benefits" - Defaqto
Awarded Best Company for Travel Insurance at the British Travel Awards 2016-2025
Pregnancy travel insurance at a glance
With Staysure, pregnancy itself isn’t considered a pre-existing medical condition, meaning you don’t need to declare it. However, you’ll need to let us know about any complications like gestational diabetes or pre-eclampsia. With the right policy in place, you can be covered for pregnancy-related medical conditions subject to screening, plus unlimited emergency medical costs abroad (on Comprehensive and Signature policies only) and £15,000 for cancellation or curtailment (on Signature policies only). Getting a quote is simple online or over the phone.
Staysure has specialised in travel insurance for pre-existing medical conditions since 2004. 97% of customers are able to get medical cover with us. We hold a Defaqto 5-star rating for our Comprehensive and Signature policies, and have more 5-star Trustpilot reviews than any other UK travel insurance provider.
You’ll be happy to hear that we don’t treat pregnancy as a medical condition as long as it’s progressing as normal. That means you don’t need to declare it when buying your travel insurance. But to make sure you can get travel insurance with us, you’ll need to be able to say ‘yes’ to all of these statements:
I’m not intending to give birth while away.
I’m fit to travel according to my doctor or midwife.
The airline carrier has authorised me to travel to and from my destination.
I understand that I won’t be covered for any medical costs if I give birth abroad – unless it’s a medical emergency.
I’m 8 weeks away from giving birth or more (16 weeks for a multiple birth) after the end date of my trip.
If you have or develop a pregnancy complication, like gestational diabetes or pre-eclampsia, you’ll need to let us know so we can make sure your policy is geared up to protect you.
emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.
cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
lost, stolen or damaged belongings – including your baggage, passport and personal money.
pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.
Example: You’re kicking back and relaxing on your Spanish babymoon, but a few days in, something doesn’t feel right. You end up needing to be checked over and treated in hospital for the pre-eclampsia you declared when getting your policy. We could help with the cost of your care and getting you home safely if needed.
What isn’t covered?
cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
missed flights – unless it’s due to a strike*** severe weather, or mechanical breakdowns.
undeclared medical conditions – always let us know about any health issues when you get a quote.
unattended items – valuables left alone may not be covered.
activities not listed on your policy – like extreme sports, unless you’ve added them.
travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all travel.
incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
going against medical advice – for example, flying too soon after an operation or illness.
travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
Example: You’ve swapped the UK’s grey drizzly skies for a long stay in Tenerife, and are planning to stay until your final week of pregnancy. If you went into labour while there, we wouldn’t cover the costs of childbirth.
Travel insurance for pregnancy-related medical conditions
If your pregnancy has come with a few bumps in the road, you don't have to put your travel plans to bed. As a medical travel insurance specialist, we cover over 1,300 medical conditions, including pregnancy-related ones,* and all ages.
To get the cover you need, you’ll need to fill us in about your medical history. Being honest about your health during our quick and simple screening process means you will be fully covered should the worst happen. If you forget to mention something while buying your cover, you can simply log into your MyStaysure account or get in touch with our team to fill us in.
Pregnancy complications we regularly cover
You can be covered for the following complications with one of our travel insurance policies:
Ectopic pregnancy
Gestational hypertension
Hydatidiform mole (molar pregnancy)
Hyperemesis gravidarum
Medically necessary emergency Caesarean section
Medically necessary termination
Miscarriage
Placental abruption
Placenta praevia
Post-partum haemorrhage
Pre-eclampsia
Premature birth more than 8 weeks (or 16 weeks in the case of a known multiple pregnancy) prior to the expected delivery date.
Retained placenta membrane
Stillbirths
Toxaemia
If you can’t find your condition here, don’t worry. You can browse more medical conditions on our website or contact our team for support.
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Free English-speaking medical help abroad
Travel Doctor, our new online service, connects you with an English-speaking doctor if you need medical support while you are abroad.** It lets you book a video-based consultation to discuss your health needs with a doctor right from your sun lounger.
You can choose a slot that works for you, go through your symptoms, get your prescription and even use Travel Doctor to find your nearest pharmacy, so you can get your meds and get on with enjoying your holiday.
Beth Craig
Travel insurance expert
Pregnancy travel insurance doesn’t just help with medical care
What our expert says…
“When people think about pregnancy and travel insurance, they’re often focused on whether it counts as a health condition, and covering any emergency medical costs that might crop up abroad. But it’s worth remembering that your policy can also step in to protect you from knock-on costs, like cancelling or cutting your trip short – especially if you buy as soon as you book.
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Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
Will my pregnancy limit what destinations I can get travel insurance for?
If your healthcare team is happy for you to fly and the Foreign, Commonwealth & Development Office (FCDO) isn’t warning against travel to your chosen country, we can look at cover for almost any destination.
To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover.
For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port.
2. Share your medical history with us
Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling.
You won’t need to tell us about your pregnancy if everything is going smoothly, but be sure to tell us if you’ve experienced any complications.
3. Get a tailored quote
Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.
You’ll be able to choose your policy level and add any optional extras that suit your trip, like Cruise Plus or gadget cover.
If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time.
Many experts agree that buying travel insurance as soon as you’ve booked your holiday is the best way to go. By doing this, you’ll be covered during the run-up to your holiday and while you’re abroad.
Despite the benefits of buying early, lots of people leave it to the last minute. Our sales data from July 2025 to January 2026 shows that the majority of travellers purchased their policy within 30 days of leaving, with a significant proportion doing so within just a few days of departure.
Travel insurance can’t be backdated, so it’s best to get it locked in before you are on holiday. If you still have to get your policy in place for future travels, it’s not too late. Simply get in touch with our friendly team to get a quote.
How much is pregnancy holiday insurance?
If everything’s progressing normally, pregnancy isn’t treated as a medical condition and won’t increase the price of your Staysure policy. That leaves a bit more room in the budget for decorating the nursery!
What will affect the price is your destination, how long you’ll be away for, your age, and any medical conditions you declare, including pregnancy-related ones.
For example, a short UK break or getaway to Italy will usually cost less than a two-week trip to the USA, where medical care is more expensive, and there’s more to protect.
Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy:
buy your policy early – taking out travel insurance soon after booking your trip can keep you covered if you need to cancel before you travel.
choose a higher excess – a higher excess will help to lower your premium, but be sure to choose an amount you’re comfortable paying if needed.
skip the add-ons – by not adding things like cruise or gadget cover if you don’t need them, you can lower your overall cover cost.
declare your medical conditions – being open about your health history helps to ensure the right cover is in place and makes sure all your claims sail through.
combine travellers on one policy – make sure all your travel companions are on the same policy, such as our family travel insurance, to save on cover costs.
keep your baggage light – by taking only what you need, you can lower the baggage limit on your policy and bring your premium down.
find a discount – make sure you swing by our discounts page before you buy so you can save on your policy.
Beth Craig
Travel insurance expert
An easier way to cover your family trip
What our expert says…
“If you’re heading away as a family with another little one on the way, a family policy is often the easiest option. Everyone is protected under a single plan for one price, with just one set of documents to sort before you go. For busy parents with enough on their plates already, that means less to think about in the run-up to the trip, and more headspace for the holiday itself.
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The big-ticket costs travel insurance can help with
From October 2024 to October 2025, emergency medical expenses were our most common claim, and for good reason. Hospitalisation for a stomach bug in the USA with medical repatriation back to the UK could set you back £150,000+, according to the UK government.
In reality, the biggest claims are often more costly. While the average emergency medical claim on our worldwide policies was about £3000, the highest we paid was closer to an eye-watering £350,000.^
Over the same period, our second most common claim on worldwide policies was cancellation. If you need to pull the plug on your holiday, we can help you recover the prepaid costs – with the average cancellation claim on our worldwide policies coming in at around £2000, and the highest reaching more than £50,000.
Excellent 4.7 | 545,461 reviews
The UK’s favourite travel insurance provider
with more 5-star Trustpilot reviews than any other provider.†
Great customer service
Took out a travel insurance policy with Neil .Would just like to thank him for his helpfulness and patience .He explained everything thoroughly and answered all our questions in detail .Nothing appeared too much trouble
The price was higher than we would of liked but as this is a highly recommended company ,we are just hoping that if ever we do need to make a claim ,it all goes through without a hitch. Then it will be money well spent
Patricia Hayes,
The best telephone experience I’ve had…
The best telephone experience I’ve had in years, what a treat from the usual long-winded business.
Norma, my advisor was extremely efficient, clear and friendly. I was renewing my policy with her. I can’t praise her highly enough.
Vanessa Maundrell.,
Brilliant service ..Explained what my…
Brilliant service ..Explained what my travel schedule was for the next 12 months and was advised which policy best met my needs .
MRS J BISHOP,
Voted Best Travel Insurance 9 years running
The British Travel Awards have recognised us as the Best Company for Travel Insurance nine years in a row (2016-2025). This achievement is based on the votes of real customers, showing the trust travellers place in us.
This award is only given to travel companies that provide stellar service to their customers. It shows that we prioritise customer service, round-the-clock support when you need it most, and a reliable and speedy claims process.
Other expectant parents often ask...
It’s best to speak to a member of our team if you’ve previously had a pregnancy related medical condition, such as:
Ectopic pregnancy
Gestational diabetes
Low amniotic fluid
Miscarriage
Placenta previa
Preeclampsia
Premature labour and birth
Any other symptoms or diagnosis which you have been told could affect natural birth
Travel insurance might cover cancellation due to a pregnancy-related reason, but it depends on exactly what’s changed.
For example, if you’ve found out you’re pregnant between booking and your departure date (or while abroad), deciding to cancel purely because you’re expecting usually won’t be covered.
However, if you’re advised not to travel or develop a pregnancy-related complication like gestational hypertension, we should be able to cover you. This means you won’t be left out of pocket for any pre-booked flights or hotels.
Routine childbirth isn’t included, even if it happens while you’re away. That means if you travel within 8 weeks of your due date (or 16 weeks for multiples) and go into labour as planned, the costs of delivery wouldn’t be covered.
However, if you go into labour earlier than these dates, or develop a complication that needs medical treatment, we’ll be able to step in – helping with the cost of care and getting you home safely if needed.
Most people can fly while pregnant, as long as everything is going smoothly.
Each airline usually has its own set of rules about how far along you can travel. They’ll likely ask for a fit-to-fly certificate after around the 28-week mark, and may start to restrict travel later in pregnancy. It’s always worth checking with them before you book.
From an insurance perspective, your doctor will need to have declared you fit to travel, and you’ll need to be within our allowed timeframe (more than 8 weeks away from the due date for single pregnancies and 16 weeks for multiples).
If anything changes before you go, or you’re advised not to travel, it’s easy to let us know via your My Staysure account.
You can be covered for gestational diabetes (and over 1,300 other pre-existing medical conditions)* as long as you declare it when you get your cover quote.
Once it’s declared and accepted, you can be covered for things related to it – like needing medical treatment while you’re away, or cancellation if you’re advised not to travel because of it.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that's details are staying the same, just visit your My Staysure account.
The UK’s favourite travel insurance based on more 5-star Trustpilot reviews than any other provider
