Guide for over 65s buying travel insurance
Many people count down the days until retirement, seeing decades in front of them where they can finally visit all the places they have always wanted to but never had the time. Trying to fit long-awaited holidays into meagre annual leave allowance, and worrying about work all the time you’re away does not always make for a dream holiday, but retirement offers a chance to fulfil the travel ambitions of a lifetime, and many people use it as such.
The sudden increase in the number of times you will jet off each year after retiring means that it could be worth reviewing your travel insurance policy. If, in the past, you only ever managed to get away for a quick break then it is possible you opted for basic travel insurance, just covering the absolute necessities. However, having the luxury of more time, you may want to venture further afield for longer periods of time, immerse yourself in exotic cultures and partake in sports and activities while away.
Comprehensive Travel Insurance
If you are planning to indulge in more complex trips away, then it is a good idea to switch to a more comprehensive travel insurance policy which will provide more cover should something go wrong abroad. It is essential to consider how you would be covered in an emergency that you could not have seen coming, meaning that repatriation and medical cover is absolutely essential. With up to £10 million of medical and repatriation cover on the comprehensive travel insurance over 65 policy, if you should need to get home in an emergency or need medical treatment while overseas, you will not be left out of pocket.
Furthermore, when identifying the right insurance policy to take out, making sure it includes a good amount of baggage cover is essential. Wherever you are going on holiday to, and no matter how long for, it is likely that some of your most precious and expensive possessions will be travelling along with you. While no amount of insurance can return the sentimental value of some items, with up to £2,500 of baggage cover we can make sure the loss won’t break the bank.
People travelling abroad no doubt want to be free to explore foreign surroundings, but should anything not go to plan, it is nice to know that help and advice is just a phone call away. This is why many people prefer travel insurance policies which offer a 24 hour UK contact centre to provide guidance should it be needed.
Long Stay Travel insurance
Long stay travel insurance is another great option for retirees embarking on a long-awaited trip or going to visit family abroad. With more time to spend travelling the world, there is no reason not to indulge your adventurous side and book a three month jaunt round Asia or spend six months with friends and family living in Australia. These travellers need to ensure they have a travel insurance policy that will cover them for the duration of the trip, providing a comforting safety net that allows customers to get on with their once-in-a-lifetime trip without worry. Those dreaming of a quick beach holiday or a spontaneous city mini break, on the other hand, will not need all the extra cover that long stay travel insurance provides and so the best deal for them is likely to be a cheaper option.
Travel Insurance with Medical Conditions
When choosing travel insurance, looking at the medical benefits it offers is vital, especially for people with pre-existing medical conditions. People with some pre-existing medical conditions may be reluctant to jet off for fear that their condition could flare up when abroad. However, taking out an insurance policy gives travellers the peace of mind that, should anything happen, they will be looked after.
In order to make sure you get the best deal possible, it is important to consider the itinerary for your trip. Depending on how adventurous you are planning on being, you can acquire optional cover for various activities including trekking, golf, yachting, cycling and badminton.
Staysure’s range offers fantastic value for money, but for those planning an action-packed holiday, or who want added peace of mind, there is the attractive option of our comprehensive policy, which offers much more protection, as well as plenty of additional cover options to tailor the insurance to the specific requirements of the customer.
Over 65s Travel Insurance
As the over 50s specialists, Staysure is able to provide a wide range of travel insurance policies for destinations all around the world.
What’s more, we provide great travel insurance for over 65s with all pre-existing medical conditions considered. Why not speak to our travel insurance specialists on 0800 033 4902 who will be more than happy to answer any questions you may have, or alternatively get an online quote in minutes.