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HIV and AIDS Travel Insurance

Feel protected on holiday with our travel insurance when you have HIV or AIDS. With unlimited medical cover, you can relax on holiday knowing you’ve got the right cover.

 

Find out more about our travel insurance options below and when you’re ready, get a quote online or over the phone today.

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Why do I need travel insurance for HIV and AIDS?

By declaring your AIDS or HIV on your travel insurance, you can be covered with a tailored policy that covers your medical and travel needs.

We want you to have a stress-free holiday, with the peace of mind that you’re in the best hands if something unexpected happens. We like to do things the right way. We’re sure that where travel insurance is concerned, you have the same approach. In 2018, 1 in 20 people made claims on their Annual Travel Insurance*. So, it’s not as uncommon as you might think.

Covering the costs of lost luggage, cancellations, flight delays or a lost passport, travel insurance saves you the hassle and expensive fees that come with any unexpected problems that disrupt what’s meant to be a relaxing trip.

The right policy could save you a lot of money (and unnecessary stress) if issues do crop up while you’re away.

After all, we know that peace of mind at a time you’re meant to be stress-free, is priceless.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021
Calls are FREE to our UK Contact Centres

Calls are FREE to our UK Contact Centres

“Without Staysure, we would’ve lost so many precious memories as a family.”

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Should I declare my pre-existing medical conditions on my travel insurance?

It’s important you declare AIDS or HIV and any other pre-existing medical condition you may have, when taking out a policy with us.

You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • Simple online quote process
  • Flexible cover options to suit your needs
  • No upper age limit
  • Best Travel Insurance Provider**

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Optional extras

100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £2,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.

Excellent

"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."
"Always good value and easy to use and will cover medical conditions if needed"
"Very happy with a straighforward process. Good range of options available and very easy to enter the pre-existing medical conditions. Great cover provided at a good price"

People also asked

If your AIDS is terminal we still may be able to cover your holiday.

As long as your doctor declares you fit enough to travel and your life expectancy is more than six months from the return date of your trip, we might be able to cover you with a Single Trip policy.

We are unable to give quotes for terminal AIDS travel insurance online, so for more information please speak to our friendly team today.

To check that we can cover you for HIV or AIDS, you’ll be asked a few questions about your condition. The questions you can expect to be asked for HIV and AIDS include:

  • In the last three months have you started a new antiviral drug or is a new drug planned?
  • What is your latest CD4 count?
  • If you have been on antiviral treatment for more than three months, what is your latest viral load?
  • Have you been advised to start antiviral treatment but chosen not to?

While most destinations are safe to travel to with AIDS or HIV, it’s vital that you check with your doctor or care provider before travelling that it’s safe for you to travel.

Your doctor will be able to advise you of any risks you may be taking and whether they are happy with your travel plans, especially if you’re travelling to a developing country.

Be aware that food and water in some countries may not be clean, so would be unsafe to consume and leave you vulnerable to infections.

Unfortunately, some locations are unsafe to visit for those with HIV related illness’. To find out more information, visit the Terrence Higgins Trust

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Related Documents
Policy Documents Key Facts
Previous Versions
Claims

Whenever you need us, our 24/7 claims team is here for you.

View claims information

100%

of claims are progressed to decision stage within 2 days of receiving all documents

* As provided by our underwriter
** British Travel Awards 2018

1 - Discount applies to base price only, does not include medical or add ons. Offer ends 28/2/22

Based on more Trustpilot reviews than any other travel insurance provider.