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By declaring your AIDS or HIV on your travel insurance, you can be covered with a tailored policy that covers your medical and travel needs.
We want you to have a stress-free holiday, with the peace of mind that you’re in the best hands if something unexpected happens. We like to do things the right way. We’re sure that where travel insurance is concerned, you have the same approach. In 2018, 1 in 20 people made claims on their Annual Travel Insurance*. So, it’s not as uncommon as you might think.
Covering the costs of lost luggage, cancellations, flight delays or a lost passport, travel insurance saves you the hassle and expensive fees that come with any unexpected problems that disrupt what’s meant to be a relaxing trip.
The right policy could save you a lot of money (and unnecessary stress) if issues do crop up while you’re away.
After all, we know that peace of mind at a time you’re meant to be stress-free, is priceless.
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It’s important you declare AIDS or HIV and any other pre-existing medical condition you may have, when taking out a policy with us.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
If your AIDS is terminal we still may be able to cover your holiday.
As long as your doctor declares you fit enough to travel and your life expectancy is more than six months from the return date of your trip, we might be able to cover you with a Single Trip policy.
We are unable to give quotes for terminal AIDS travel insurance online, so for more information please speak to our friendly team today.
To check that we can cover you for HIV or AIDS, you’ll be asked a few questions about your condition. The questions you can expect to be asked for HIV and AIDS include:
While most destinations are safe to travel to with AIDS or HIV, it’s vital that you check with your doctor or care provider before travelling that it’s safe for you to travel.
Your doctor will be able to advise you of any risks you may be taking and whether they are happy with your travel plans, especially if you’re travelling to a developing country.
Be aware that food and water in some countries may not be clean, so would be unsafe to consume and leave you vulnerable to infections.
Unfortunately, some locations are unsafe to visit for those with HIV related illness’. To find out more information, visit the Terrence Higgins Trust
Whenever you need us, our 24/7 claims team is here for you.
View claims information95%
of claims paid in 5 working days^* As provided by our underwriter
** British Travel Awards 2018
Based on more Trustpilot reviews than any other travel insurance provider.
