Travel Insurance for HIV

Feel protected on holiday with our travel insurance when you have HIV or AIDS.

With unlimited medical cover, you can relax on holiday knowing you’ve got the right cover.

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4.7 out of five star rating on Trustpilot
317,346 reviews
4.7 out of five star rating on Trustpilot
317,346 reviews
Defacto 2022 BTA 2022

Why do I need travel insurance for HIV and AIDS?

By declaring your AIDS or HIV on your travel insurance, you can be covered with a tailored policy that covers your medical and travel needs.

We want you to have a stress-free holiday, with the peace of mind that you’re in the best hands if something unexpected happens.

Covering the costs of lost luggage, cancellations, flight delays or a lost passport, travel insurance saves you the hassle and expensive fees that come with any unexpected problems that disrupt what’s meant to be a relaxing trip.

The right policy could save you a lot of money (and unnecessary stress) if issues do crop up while you’re away.

After all, we know that peace of mind at a time you’re meant to be stress-free, is priceless.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 10m people peace of mind

We’ve given over 10m people peace of mind

Data covers Jan 2005 - Jan 2023
Calls are FREE to our Contact Centres

Calls are FREE to our Contact Centres

“Without Staysure, we would’ve lost so many precious memories as a family.”

Watch
Melissa's story

What's Covered?

Basic
Medical emergencies and repatriation Up to £5m
Cancellation Up to £500
Cutting your holiday short Up to £500
Baggage Up to £300
Travel delay Up to £300
Money and passport Up to £300
COVID-19
Excess £129
Comprehensive
Medical emergencies and repatriation Unlimited
Cancellation Up to £5k
Cutting your holiday short Up to £5k
Baggage Up to £2.5k
Travel delay Up to £1.5k
Money and passport Up to £500
COVID-19
Excess £99
Signature
Medical emergencies and repatriation Unlimited
Cancellation Up to £10k
Cutting your holiday short Up to £10k
Baggage Up to £5k
Travel delay Up to £1.5k
Money and passport Up to £500
COVID-19
Excess £0
Basic Comprehensive Signature
Medical emergencies and repatriation Up to £5m Unlimited Unlimited
Cancellation Up to £500 Up to £5k Up to £10k
Cutting your holiday short Up to £500 Up to £5k Up to £10k
Baggage Up to £300 Up to £2.5k Up to £5k
Travel delay Up to £300 Up to £1.5k Up to £1.5k
Money and passport Up to £300 Up to £500 Up to £500
COVID-19
Excess £129 £99 £0

These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.

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Optional extras

100 Day Upgrade
- Add cover to your Comprehensive or Signature Annual policy

If you’re 70 and under, you can increase your standard 50 day trip duration up to 100 days for one round-trip.
Cruise Plus Cover
- Add cover to your Comprehensive or Signature policy

Off on a cruise? This covers extras like not being able to dock at a scheduled port due to bad weather and cabin confinement.
Excess Waiver
- Cover included on a Signature policy
- Add cover to your Comprehensive policy

Add Excess Waiver to your policy and there’s no excess to pay for any claims you make. This can’t be added retrospectively and does not apply to Gadget cover or Car Hire Excess Waiver.
Gadget Cover
- Cover included on a Signature policy
- Add cover to your Comprehensive policy

Protect your gadgets (phones, tablets, cameras, e-readers, etc.) for up to £2,000 per person when you’re on holiday. Cover against accidental loss, damage, theft, and unauthorised usage.
Golf Cover
- Add cover to your Comprehensive or Signature policy

Cover for your golf equipment, emergency equipment hire fees, non-refundable golfing fees, and hole-in-ones when playing for leisure.
Winter Sports
- Cover included on Comprehensive and Signature Annual policies
- Add cover to your Comprehensive or Signature Single Trip policy

Cover for winter sports holidays. Cover your ski equipment against accidental damage or loss, and claim back the costs of any unused ski passes. Plus compensation for piste closures and avalanches.
Staysure Travel Insurance

Excellent

4.7 Based on 317,346 reviews on
5.0 -
"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."
5.0 -
"Always good value and easy to use and will cover medical conditions if needed"
5.0 -
"Very happy with a straighforward process. Good range of options available and very easy to enter the pre-existing medical conditions. Great cover provided at a good price"

People also asked

If your AIDS is terminal we still may be able to cover your holiday.

As long as your doctor declares you fit enough to travel and your life expectancy is more than six months from the return date of your trip, we might be able to cover you with a Single Trip policy.

We are unable to give quotes for terminal AIDS travel insurance online, so for more information please speak to our friendly team today.

To check that we can cover you for HIV or AIDS, you’ll be asked a few questions about your condition. The questions you can expect to be asked for HIV and AIDS include:

  • In the last three months have you started a new antiviral drug or is a new drug planned?
  • What is your latest CD4 count?
  • If you have been on antiviral treatment for more than three months, what is your latest viral load?
  • Have you been advised to start antiviral treatment but chosen not to?

While most destinations are safe to travel to with AIDS or HIV, it’s vital that you check with your doctor or care provider before travelling that it’s safe for you to travel.

Your doctor will be able to advise you of any risks you may be taking and whether they are happy with your travel plans, especially if you’re travelling to a developing country.

Be aware that food and water in some countries may not be clean, so would be unsafe to consume and leave you vulnerable to infections.

Unfortunately, some locations are unsafe to visit for those with HIV related illness’. To find out more information, visit the Terrence Higgins Trust

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