Travel insurance USA
Having adequate travel insurance for the USA is essential; whether you’re planning a long weekend in New York or a family vacation to Disney World Florida, Staysure can provide you with a tailored policy.
Get a quote online or by calling our friendly team of travel insurance specialists on 0844 692 8444^.
Cover for medical conditions
While healthcare in America is generally of a very high standard, costs can be notoriously high – according to the FCO website, a stomach bug treated in a Californian hospital with return flights can cost as much as £100,000.
All our policies cover repatriation, loss or theft of luggage, plus emergency medical and dental treatment. Comprehensive policies include cancellation and curtailment, a valuable addition should you need to cancel your trip due to illness. This option also covers you for new flights home, hospital allowances, extra accommodation due to hospitalisation and flying children home with a competent adult if necessary.
USA travel information
The National Travel Health Network and Centre’s Travel Health Pro website recommends that travellers arrange an appointment with their health professional at least four to six weeks before travel to discuss any health risks including destination, medical history and planned activities. For those with pre-existing medical conditions, an earlier appointment is recommended.
The website also alerts travellers to outbreaks of dengue, a viral infection transmitted by mosquitoes. It causes a flu-like illness, which can sometimes develop into a more serious life-threatening form of the disease.
There is a risk of dengue in the states of Florida (specifically Key West in Monroe County), and Texas (along the border with Mexico in Cameron County) and there have been sporadic outbreaks of locally acquired dengue in Hawaii.
Unfortunately there is no vaccine or preventative measures other than avoiding mosquito bites – take a look at our expert article for tips on avoiding mosquito bites.
There are restrictions on bringing some prescription drugs into the US. The US Department for Homeland Security website offers further information for people who need to take medication with them on holiday.
The Travel Health Pro website states that travellers should be up to date with routine UK vaccination courses and boosters – for example measles-mumps-rubella (MMR) vaccine and diphtheria-tetanus-polio vaccine. It is also recommended that most travellers get vaccinated for tetanus.
Passports should be valid for the duration of the holiday. Most British Citizens can enter the USA via the Visa Waiver Programme (VWP) which allows British passport holders to visit for up to 90 days. Your passport will need to have an integrated chip (an ePassport) in order to enter under the VWP, and will need to apply online for an Electronic System for Travel Authorisation (ETSA) at least 72 hours before travel.
If you plan to travel to the US using a non-chipped passport or Emergency Travel Documents you must apply for a visa from the nearest US Embassy or Consulate before you travel.
Further information on entry requirements can be found here.
Driving in the USA
Traffic laws in the USA, including speed and drink driving limits, vary state by state. Details can be found on each state’s Department of Motor Vehicles website.
The FCO website recommends checking weather conditions before driving as they can vary significantly from heavy snowfall in isolated mountainous areas to deserts where extra water is required.
FCO travel advice
Approximately 3.8 million British people visit the USA every year with most trips being trouble free.
The USA is subject to natural disasters including tornadoes, wildfires and earthquakes, however it is the hurricane season which normally runs from June to November and affects coastal regions that travellers need to be most wary of.
- Exchanging currency is straightforward- dollars are available from most currency exchange providers. Purchasing dollars well in advance of travel dates is recommended as exchange rates in airports and train stations are poor.
- Credit and debit cards are widely accepted throughout the USA but bear in mind you will need to pay foreign currency charges (typically between 2.75% and 2.99%) and withdrawal fees.
- Banks are usually open from 8.30am-4pm, Monday-Friday and 8.30am-midday on Saturdays.
USA Travel Insurance
If you would like further information on USA holiday insurance call our specialists on 0844 692 8444^ or get a quote online in minutes.