Travel Insurance for USA | #1 Most Trusted | Staysure™

Do I need travel insurance for the USA?

It’s important to have travel insurance for the USA, because medical care in the United States can be very expensive. If you are not a US citizen, you won’t be eligible for free healthcare. Even ER (our A&E) is charged for.

With the right travel insurance policy, you can be well protected if the worst happens when you’re away. When it comes to your travel insurance for the USA, isn’t it worth doing right?

We like to do things the right way, helping to cover your pre-existing medical conditions. Maybe that’s one of the reasons we were voted the UK’s Most Trusted Travel Insurance Provider in 2018 by Moneywise.

You can get your tailored quote online, or talk to us now on 0800 033 4902.

Travel insurance for the USA with pre-existing medical conditions

When you’re off to the USA, you’ll want to enjoy your holiday comfortably, confident that you’re well covered by your travel insurance if you have a medical emergency.

You can declare your medical conditions through our online medical screening process, which is a set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that you declare all pre-existing medical conditions on your policy. This may avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Can I make changes to my policy after I’ve bought it?

Sometimes holiday plans or medical circumstances can change after you’ve bought your policy. We will always try to help. If you have an update on your pre-existing medical conditions or you’re adding optional extras to your holiday, please let us know and we’ll do our best to see if we can increase the coverage where necessary.

We really do need you tell us if something changes before you go on your trip, otherwise it could mean that we can’t cover you for a claim later on.

Also, please be aware: while we may be able to increase your policy coverage, we can’t reduce coverage in return for a partial refund. So, please do check that you’re happy you’ve got the right level of cover when you book.

What does our travel insurance for USA cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

What else should I consider covering for my trip to the USA?

Whether you’re planning on playing a round of golf while on holiday in Florida, or want travel disruption cover for your trip to New York, there are optional extras available to tailor your policy to your needs.

Get your travel insurance quote for your USA holiday today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

Get a Quote

* 5.04% of people claimed on their Annual Travel Insurance Policy in 2017.

‡ Discounts only apply to the base premium of your travel insurance quote and do not apply to any additional medical screening costs, where relevant. The discount offer cannot be used in conjunction with any other offer.