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15 months cover for the price of 12 - that’s 3 months extra
when you purchase an Annual Multi-Trip Travel Insurance policy. Terms and Conditions apply

USA Travel Insurance

When travelling to the USA, it’s important that you have proper travel insurance. After all, America is one of the most expensive places to have a medical emergency. With no upper age limit and all medical conditions considered, we can help tailor a policy to suit your needs.

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What is covered with travel insurance for the USA?

Travel insurance for the USA can help protect your holiday and can cover:

  • Medical costs – covering the cost if you fall ill in America. The average medical claim cost in 2018 was £9,941
  • Repatriation – to help you get back home safely after a medical emergency
  • Cancellation – covering your trip cost if you can’t go because of unforeseen events like being declared not fit to travel or the Foreign Commonwealth Office declaring it unsafe to travel because of a hurricane, fire, flood or earthquake
  • Having to cut your holiday short
  • Loss, theft and damage of baggage, personal belongings and cash
  • Legal protection and personal liability
  • Connecting flight cover – if you are taking more than one flight to get to your destination (this needs to be added as an optional extra)
  • Sports and activities you plan on doing (individual limits apply)
  • Cruises with optional cover for things like missed port departures and cabin confinement.
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Why Choose Staysure?

#1 Most Trusted Travel Insurance Provider

#1 Most Trusted Travel Insurance Provider

Moneywise in 2017 & 2018
24 hour medical emergency support

24 hour medical emergency support

We’ve given over 7m people peace of mind

We’ve given over 7m people peace of mind

Data covers 2005 to 2020
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Travel insurance for the USA with pre-existing medical conditions

When you’re off to the USA, you’ll want to enjoy your holiday comfortably, confident that you’re well covered by your travel insurance if you have a medical emergency.

You can declare your medical conditions through our online medical screening process, which is a set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that you declare all pre-existing medical conditions on your medical travel insurance policy. This may avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2019 *
  • Rated as excellent by over 50,000 people on Trustpilot
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

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Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

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Optional extras

Connecting Flight Cover
If you're taking more than one connecting flight to reach your destination or home, it's important you have our optional Connecting Flight add-on. This then extends your cover for connecting flights if cancelled or delayed.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £1,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Terrorism Cancellation Cover
Available on Comprehensive policies only
Be covered for choosing to cancel your holiday if there has been a terrorist act in the past 42 days within 40 miles of where you’re going on holiday. FCO do not have to advise against travel in order to make a claim.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy for up to 21 days cover.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Rated 4.7/5 based on 111715 reviews

"Excellent cover for myself and my husband with pre existing medical conditions. Going to USA, so terrorist cover added. Competitive prices. Discount given. Saw Staysure mentioned on Martin Lewis website. Very happy customer. "

"I used Staysure Insurance when I had an accident in the US and my claim was dealt with very quickly with no problems at all. Very good service."

"We had no problems arranging our travel insurance with Staysure. Very helpful and informative, making sure we were well covered for our journey."

* British Travel Awards 2019
^ Based on all quotes given Oct-17 to Sep-18

Number 1 travel insurance as rated by over 50,000 people on Trustpilot.