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Trips to the USA can be expensive, so it’s important to choose the right travel insurance that fits you and your holiday.
Think about the cost of flights and accommodation when you’re choosing cancellation cover to make sure you can claim costs back should the unexpected happen.
Medical costs in the USA are notorious for being among the most expensive in the world. Declare and cover any pre-existing conditions on your travel insurance to make sure medical claims can be covered. With up to unlimited medical expenses available, we’ll be right here if you need us.
Superior-rated Covid Cover* is included in all policies and can cover you if you catch Covid-19 at home or in America. Find out how your travel insurance policy can cover you for Covid.
The USA is not currently allowing entry to most British Citizens – this advice might change quickly, so it’s worth checking the FCDO website. Although holidays are off the cards to the USA for now, future trips might be possible. With travel advice changing so quickly, it’s important you keep up-to-date with travel advice.
Before you travel, you’ll need to check:
FCDO travel advice and the red, amber and green list are separate. Even if a country is on the ‘green list’ you need to check the FCDO advice to be sure it’s safe to travel.
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Emergency medical cover abroad for COVID-19
24 hour medical emergency support
We’ve given over 7m people peace of mind
Data covers 2005 to 2020
Get 10% off PCR tests for travel with a new policy
If you’re heading to the USA soon, you might be expected to test for COVID-19 using a government approved PCR test.
We’ve teamed up with Randox Health to offer you 10% off PCR tests when you buy any travel insurance policy with us.
After you’ve bought a travel insurance policy with us, we’ll email you your discount code. Your discount will lower the cost of a standard PCR test by 10% per person.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
The amber list doesn’t tell you if your travel insurance to the USA will be valid. The government’s traffic light system for travel only tells you about the Covid tests and self-isolation you might need to do on return to the UK. To enter the USA, you’ll need to make sure you’ve checked that you fulfil the entry requirements and have a valid visa.
If the FCDO advise against ‘all’, or ‘all but essential’ travel at the time of travel, then you can’t travel with valid cover.
Sometimes holiday plans or medical circumstances can change after you've bought your policy. We will always try to help. If you have an update on your pre-existing medical conditions or you're adding optional extras to your holiday, please let us know and we'll do our best to see if we can increase the coverage where necessary.
We really do need you tell us if something changes before you go on your trip, otherwise it could mean that we can't cover you for a claim later on. Also, please be aware: while we may be able to increase your policy coverage, we can't reduce coverage in return for a partial refund. So, please do check that you’re happy you've got the right level of cover when you book.
Whenever you need us, our 24/7 claims team is here for you.
View claims information95%
of claims paid in 5 working days^*As rated by an independent consumer group
** Winner of the British Travel Awards 2016-2020
If the country you are in or travelling to changes from Green to Amber and you want to cancel or cut your trip short, any costs incurred or elements of the trip that are lost will not be covered by our policy. You should contact your airline, tour operator, accommodation provider, or other carriers to enquire about refunds, or about changing your travel plans.
Based on more Trustpilot reviews than any other travel insurance provider.
