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USA Travel Insurance

When travelling to the USA, it’s important that you have proper travel insurance. After all, America is one of the most expensive places to have a medical emergency. With no upper age limit and all medical conditions considered, we can help tailor a policy to suit your needs.

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The UK's Most Trusted
Travel Insurance Provider*

Rated 5 out of 5 by over 20,000 customers
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Do I need travel insurance for the USA?

It’s important to have travel insurance for the USA because medical care in the United States can be very expensive. Whether you’re going for a city break in New York, celebrating in Las Vegas, or having an extended holiday in Florida, the right cover can give you peace of mind when you need it most.

If you are not a US citizen you won’t be eligible for free healthcare. Even ER (our A&E) is charged for.

With the right travel insurance policy, you can be well protected if the worst happens when you’re in the USA. When it comes to your travel insurance for the USA, isn’t it worth doing right?

We like to do things the right way, helping to cover your pre-existing medical conditions, so you can relax on holiday. Maybe that’s one of the reasons we were voted the UK’s Most Trusted Travel Insurance Provider in 2018 by Moneywise.

You can get your tailored quote online, or talk to us now on 0800 033 4902.

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Why Choose Staysure?

#1 Most Trusted Travel Insurance Provider

#1 Most Trusted Travel Insurance Provider

Moneywise in 2017 & 2018
24 hour medical emergency support

24 hour medical emergency support

We’ve given over 6m people peace of mind

We’ve given over 6m people peace of mind

Data covers 2005 to 2019
UK Contact Centres open 7 days a week

UK Contact Centres open 7 days a week

"...with Staysure you get much more than just peace of mind..."

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Denise and Michael's story and see how we help
our customers

Travel insurance for the USA with pre-existing medical conditions

When you’re off to the USA, you’ll want to enjoy your holiday comfortably, confident that you’re well covered by your travel insurance if you have a medical emergency.

You can declare your medical conditions through our online medical screening process, which is a set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that you declare all pre-existing medical conditions on your medical travel insurance policy. This may avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2018 **
  • Rated as excellent by over 50,000 people on Trustpilot
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

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Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

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Optional extras

Connecting Flight Cover
If you're taking more than one connecting flight to reach your destination or home, it's important you have our optional Connecting Flight add-on. This then extends your cover for connecting flights if cancelled or delayed.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £1,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Terrorism Cancellation Cover
Available on Comprehensive policies only
Be covered for choosing to cancel your holiday if there has been a terrorist act in the past 42 days within 40 miles of where you’re going on holiday. FCO do not have to advise against travel in order to make a claim.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. It’s available for those aged 70 and under and is already included as standard when you choose a Comprehensive Annual policy for up to 21 days cover.
Travel Disruption Extension
This option provides up to £5,000 additional cover per person against travel disruption where it’s not safe for you to travel, or where you’re stuck on holiday, due to natural disasters or terrorism incidents that have been declared as unsafe to travel by the Government.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Trustpilot Image

"Excellent cover for myself and my husband with pre existing medical conditions. Going to USA, so terrorist cover added. Competitive prices. Discount given. Saw Staysure mentioned on Martin Lewis website. Very happy customer. "

"I used Staysure Insurance when I had an accident in the US and my claim was dealt with very quickly with no problems at all. Very good service."

"We had no problems arranging our travel insurance with Staysure. Very helpful and informative, making sure we were well covered for our journey."

Rated 5 star after 71147 reviews - See more great reviews on Trustpilot

* 2018 Moneywise Customer Service Awards
** British Travel Awards 2018
^ Based on all quotes given Oct-17 to Sep-18

Number 1 travel insurance as rated by over 50,000 people on Trustpilot.