Need help with FCDO advice, traffic light system or COVID cover? Find out more in our COVID Help Centre
15 months cover for the price of 12 - that’s 3 months extra
when you purchase an Annual Multi-Trip Travel Insurance policy. Terms and Conditions apply

USA Travel Insurance

Buy travel insurance for the USA that includes superior-rated Covid Cover*. Get up to unlimited medical expenses and generous cancellation cover.

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What travel insurance do I need for the USA?

From 19 July 2021, fully vaccinated travellers can travel to amber list countries from the UK without needing to self-isolate on return. Be sure to check FCDO travel advice before planning your next trip.

Trips to the USA can be expensive, so it’s important to choose the right travel insurance that fits you and your holiday.

Think about the cost of flights and accommodation when you’re choosing cancellation cover to make sure you can claim costs back should the unexpected happen.

Medical costs in the USA are notorious for being among the most expensive in the world. Declare and cover any pre-existing conditions on your travel insurance to make sure medical claims can be covered. With up to unlimited medical expenses available, we’ll be right here if you need us.

Superior-rated Covid Cover* is included in all policies and can cover you if you catch Covid-19 at home or in America. Find out how your travel insurance policy can cover you for Covid.

Can I travel to the USA now?

The USA is not currently allowing entry to most British Citizens – this advice might change quickly, so it’s worth checking the FCDO website. Although holidays are off the cards to the USA for now, future trips might be possible. With travel advice changing so quickly, it’s important you keep up-to-date with travel advice.

Before you travel, you’ll need to check:

  • The Foreign Office (FCDO) say it’s safe to travel to your destination.
  • The red, amber and green list coronavirus rules for entering the UK.
  • Your destination’s local government advice, safety guidelines and entry requirements.

FCDO travel advice and the red, amber and green list are separate. Even if a country is on the ‘green list’ you need to check the FCDO advice to be sure it’s safe to travel.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

24 hour medical emergency support

24 hour medical emergency support

We’ve given over 7m people peace of mind

We’ve given over 7m people peace of mind

Data covers 2005 to 2020
Get 10% off PCR tests for travel with a new policy

Get 10% off PCR tests for travel with a new policy

"...with Staysure you get much more than just peace of mind..."

Watch
Denise and Michael's story and see how we help
our customers

Get 10% off PCR tests

If you’re heading to the USA soon, you might be expected to test for COVID-19 using a government approved PCR test.

We’ve teamed up with Randox Health to offer you 10% off PCR tests when you buy any travel insurance policy with us.

After you’ve bought a travel insurance policy with us, we’ll email you your discount code. Your discount will lower the cost of a standard PCR test by 10% per person.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020**
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

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Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly. Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Get Quote

Optional extras

Travel Disruption Cover
This add-on covers you for cancellation or cutting your holiday short if the FCDO advises against all, or all but essential travel to your destination because of an unforeseen incident such as earthquake, fire, flood or hurricane.
Connecting Flight Cover
If you're taking more than one connecting flight to reach your destination or home, it's important you have our optional Connecting Flight add-on. This then extends your cover for connecting flights if cancelled or delayed.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £1,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Terrorism Cancellation Cover
Available on Comprehensive policies only
Be covered for choosing to cancel your holiday if there has been a terrorist act in the past 42 days within 40 miles of where you’re going on holiday. FCDO do not have to advise against travel in order to make a claim.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
"Excellent cover for myself and my husband with pre existing medical conditions. Going to USA, so terrorist cover added. Competitive prices. Discount given. Saw Staysure mentioned on Martin Lewis website. Very happy customer. "
"I used Staysure Insurance when I had an accident in the US and my claim was dealt with very quickly with no problems at all. Very good service."
"We had no problems arranging our travel insurance with Staysure. Very helpful and informative, making sure we were well covered for our journey."

*As rated by an independent consumer group
** Winner of the British Travel Awards 2016-2020
If the country you are in or travelling to changes from Green to Amber and you want to cancel or cut your trip short, any costs incurred or elements of the trip that are lost will not be covered by our policy. You should contact your airline, tour operator, accommodation provider, or other carriers to enquire about refunds, or about changing your travel plans.

Based on more Trustpilot reviews than any other travel insurance provider.