About Staysure

Staysure is the over 50s expert, specialising in insurance and financial services in the UK and Europe, with our UK headquarters being located in Northampton.

To find out more information about our company profile, milestones, range of products, policies and how to contact us, carry on reading below.

Company profile

Staysure.co.uk Ltd was formed in 2004 by Ryan Howsam to provide comprehensive yet reasonably-priced travel insurance for the growing number of over 50s within the UK.

Today this is still our mission, however we have expanded to include a wide range of insurance products for both UK residents and expatriates alike. In addition to our travel, home, motor, health and life insurance, Staysure also offers travel holidays and cruises through its fully ABTA-bonded travel agency. Our management team bring a wealth of experience to our high-quality products, all of which has helped us to be recognised as ‘the over 50s experts’.

Looking to the future we are constantly accessing new products and services that will benefit our customers, as we aim to become a one-stop-shop for all insurance, travel and over 50s lifestyle products, both at home in the UK and worldwide.



Staysure travel insurance

Staysure was originally launched providing travel insurance policies specifically to over 50s at the lowest possible price. Today’s policies are still low cost but now include cover for many pre-existing conditions at no extra cost and offer the option of medical screening for more serious illnesses.


Staysure holiday home insurance

Affordable building and contents insurance for clients who own a second home in Europe, Eire and the UK.

Staysure holiday money

Introduced in partnership with HIFX to provide ‘Staysure Holiday Money’ online at favourable exchange rates and delivered direct to the door.


Staysure home insurance

Staysure added home insurance to its product list, chosen for the benefits afforded to mature clients and the peace of mind from it being underwritten by a panel of leading UK insurers.

Staysure private health insurance

Private health insurance was added to the mix, with policies provided by AXA PPP, Bupa, Pru Health, General & Medical and Aviva so customers have the luxury of being able to compare all suppliers in one place for their convenience and ease. The Staysure range has been chosen with specific over 50s benefits and value for money in mind.

Staysure car insurance

Clients can benefit from a choice of great value policies available from several providers plus free legal cover.

Staysure Lifestyle

Initially published as a magazine in October 2009, Staysure Lifestyle provides specialist lifestyle, health and showbiz articles, plus product information aimed at the over 50s. In August 2010 the 2nd edition of the magazine was released due to the popularity and demand of the 1st edition. It is now accessible online, and incorporates expert travel tips, advice and news and includes a section to inspire your next adventure.


Staysure expat insurance

Designed to provide expats living in Europe access to insurance policies with all documents provided in English. We have an English speaking claims department and a 24-hour helpline, plus a Spanish contact centre based in Marbella on the Costa del Sol. Our Spanish office is also staffed with bi-lingual UK expat staff and is open 7 days a week.

Travel division

In response to a growing demand from our customers, we now provide travel and cruise deals. Excellent prices, weekly special offers and holidays are available with all the top and specialist brands in the travel and cruising industries.

Range of Products

Travel Insurance

Our travel insurance provides customers with high-quality cover at a reasonable price, both for UK residents and expats. We offer a range of policies including single trip, annual multi trip and long stay travel insurance, each designed to meet our customer’s specific needs.

Health Insurance and Life Insurance

We work with many leading health and life insurers such as Aviva, BUPA, PruHealth and many more to bring our customers a wide range of choice and a policy that is right for them. Providing many different options means that we have something to suit all needs and budgets, as well as being able to offer exclusive deals and discounts not available directly through the provider.

Motor Insurance

Our motor insurance is designed to reward customers for their years of driving experience by offering quality cover at competitive prices. We work with many leading insurers to ensure that our customers always receive the best policy, as well as including perks such as a free courtesy car and free windscreen cover on all comprehensive policies.

Home Insurance

We provide first-class buildings and contents insurance to make sure that all your possessions have adequate cover. By using a consortium of insurers we make sure that you receive high quality cover at a reasonable price.

Holidays and Cruises

As a fully ABTA-bonded travel agency, Staysure Travel has a multitude of holidays and cruises to suit all tastes and budgets. Our expert travel agents are able to offer as much or as little help as needed, so are perfect both for those who know exactly what they want and those with an idea of their dream holiday that they want to turn into a reality.


Staysure travel insurance

Staysure.co.uk travel insurance is underwritten by ERV as of 26th of June 2013.

Staysure holiday home insurance

Underwritten by: Lloyd’s Syndicates 4444 and 958 are managed by Canopius Managing Agents Limited. Firm Reference Number 204847. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Canopius Managing Agents Limited is registered in the United Kingdom No. 01514453. Registered office Gallery 9, One Lime Street, London EC3M 7HA.

Towergate Underwriting and Towergate Underwriting Holiday Homes are trading names of Towergate Underwriting Goup Ltd. Registered address: Towergate House, Eclipse Park, Sittingbourne Road, Maidsone, Kent, ME14 3EN. Registered in England No 4043759. Authorised and regulated by the Financial Conduct Authority.

Impartial service

Staysure will not make recommendations or advise customers on the products provided. However, we may ask some questions in order to compile a selection of products to allow you to make your own decision.


You will receive a quotation, clearly stating the prices in relation to the specified insurance policies.

Status Disclosure

Inspired by the growing market and economic power of the over 50s, Staysure.co.uk Limited was formed in 2004 as an insurance intermediary specialising in the senior sector.

Regulated by the Financial Conduct Authority, the management team has over 50 years collective industry experience and a keen interest in new media as a means of providing the best quality at the lowest possible prices. This has been instrumental in allowing the company to achieve rapid growth.

Staysure’s core proposition is the availability of low cost travel insurance.

In 2008 Staysure Holiday Home Insurance was added to our repertoire providing affordable protection to clients with a second property in Europe, together with an expat scheme for clients who reside permanently overseas.

This year saw the introduction of Staysure Holiday Money in partnership with HiFX.