Up to £15,000 cancellation cover per person on Signature policies
Unlimited medical cover and emergency expenseson Comprehensive and Signature policies
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Our Signature and Comprehensive policies are Which? Best Buys
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Travel insurance for Egypt at a glance
Staysure’s travel insurance for Egypt holidays offers cancellation cover of up to £15,000, unlimited medical and repatriation expenses (on Comprehensive and Signature policies) and up to £5,000 baggage cover (on Signature policies). We can cover more than 1,300 pre-existing medical conditions, and all ages. With more 5-star Trustpilot reviews than any other UK travel insurance provider, we’ve won the Best Company for Travel Insurance for 9 years in a row (2016-2025). Get a quick quote online or call our friendly team to set yours up today.
Egypt has been at the top of many travellers’ “to visit” lists for decades, and rightly so. There is nowhere quite like it. But it’s also a destination where having the right support really matters.
Legally, no one at Cairo Airport will ask to see an insurance certificate, yet the UK’s Foreign, Commonwealth & Development Office makes its view clear: travel with cover. Egypt has no reciprocal healthcare agreement with the UK, so your GHIC won’t help you here. Medical treatment is pay-as-you-go, costs can be significant, and if specialist care isn’t available locally, getting home may mean a medically staffed flight. Beyond medical hiccups, there’s your trip itself to protect.
Staysure’s travel insurance for Egypt covers all ages and more than 1,300 medical conditions, with unlimited emergency medical expenses on Comprehensive and Signature policies, cancellation cover up to £15,000 per person on Signature policies and even offers optional Cruise Plus protection for trips down the world’s longest river.
Does my EHIC or GHIC cover me for travel to Egypt?
EHICs and GHICs only work in certain European countries, and Egypt is not on that list. If you fall ill in Cairo or Hurghada, you’ll pay every pound of the bill yourself unless you have travel insurance. The UK Foreign, Commonwealth & Development Office makes the point clearly: healthcare in Egypt is not free, standards vary between hospitals and you should have adequate travel insurance in place. A medically staffed flight back to the UK can cost in the region of £30,500, and even routine treatment can be expensive.
A Staysure policy can step in where these cards can't, with unlimited emergency-medical cover on Comprehensive and Signature policies, direct billing wherever possible, and the funds for an air-ambulance flight home should you need it (up to policy limits).
Why choose Staysure?
Up to unlimited medical emergency expenses
Generous cancellation cover up to £15,000
We’ve given over 13m people peace of mind
Most pre-existing medical conditions covered
Easy to access and amend your policy online
What does Egypt travel insurance cover?
What’s covered?
emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.
cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
lost, stolen or damaged belongings – including your baggage, passport and personal money.
pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.
Example: While snorkelling, one of the 100+ activities Staysure covers as standard, you slip on the boat’s ladder and fracture your ankle. A call to the 24-hour helpline gets you whisked to an English-speaking clinic, where we issue a Guarantee of Payment so treatment starts straight away. We also refund the prepaid Luxor day-tour you have to miss.
What isn’t covered?
cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
missed flights – unless it’s due to a strike* severe weather, or mechanical breakdowns.
undeclared medical conditions – always let us know about any health issues when you get a quote.
unattended items – valuables left alone may not be covered.
activities not listed on your policy – like extreme sports, unless you’ve added them.
travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all travel.
incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
going against medical advice – for example, flying too soon after an operation or illness.
travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
Example: A spur-of-the-moment sunset safari sees you hire a quad bike from a beach hawker and roar into the dunes without helmets or paperwork. The bike somersaults, leaving you with a broken collarbone. Off-road quad biking with an unlicensed operator isn’t on our activity list, so Staysure can’t pay the clinic bill.
Beth Craig
Travel insurance expert
Will travel insurance cover Nile river cruises?
What our expert says…
“One of the best ways to see Egypt is from the Nile. The good news is that a Staysure policy already travels with you on board: medical emergencies on the ship, lost baggage and trip-cancellation costs are all protected as long as Egypt is listed on your certificate. If you want cruise-specific back-up, like cover for cabin confinement if the ship’s doctor orders you to rest, reimbursement for a missed Luxor shore excursion or costs if low water forces the itinerary to skip Aswan, add Cruise Plus (available on Comprehensive and Signature policies) when you get your quote. It can pay up for missed ports and itinerary changes and even refunds pre-paid tips.
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Egypt travel insurance for pre existing medical conditions
We’ve been specialising in travel insurance for people with medical conditions since 2004, longer than almost any other UK provider. That means we’ve put years into making our screening process as simple as possible, our underwriters have lots of experience with complex cases, and the claims team understand the realities of travelling with a health condition. In fact, 97% of customers are able to get medical cover with us.
By being open about your medical history and your current health conditions, we can make sure your policy gives you all the support you need to Dream Big.
Medical conditions we regularly cover
We cover a vast number of medical conditions, including:
If you can’t find your condition here, don’t fret. You can browse more medical conditions on our website or contact our team for support.
Proud to be a part of BIBA's medical directory
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Free English-speaking medical help abroad
Travel Doctor, our new online service, connects you with an English-speaking doctor if you need medical support while you are abroad.*** It lets you book a video-based consultation to discuss your health needs with a doctor right from your sun lounger.
You can choose a slot that works for you, go through your symptoms, get your prescription and even use Travel Doctor to find your nearest pharmacy, so you can get your meds and get on with enjoying your holiday.
Pick a travel insurance policy and tailor it to you
Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
Your trip length depends on the policy you choose, where you’re travelling to, and your age. A single-trip policy can cover a one-off holiday for up to 550 days. If you’re a frequent flyer, an annual multi-trip policy can cover all your holidays for 12 months, with limits on how long each individual trip can be.
Single-trip policy maximum trip durations
Age
Region 1&2
Region 3
Region 4
0-65
550 days
66-70
366 days
276 days
184 days
71-75
366 days
184 days
123 days
76+
104 days
Annual multi-trip policy maximum trip durations
Age
Maximum length per trip
Maximum total days abroad per year
Up to 70
50 days
183 days
71+
35 days
183 days
How to buy travel insurance for Egypt
Whether you prefer getting a quick online quote or speaking to a real human over the phone, we make buying travel insurance both easy and effortless.
1. Run us through your travel plans
To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover.
For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port.
2. Tell us about your medical history
Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years.
3. Get your personalised quote
Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.
You’ll be able to choose your level of cover and add any optional extras that suit your trip, such as cruise travel insurance or winter sports cover. If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time.
Many experts agree that buying travel insurance as soon as you’ve booked your holiday is the best way to go. By doing this, you’ll be covered during the run-up to your holiday and while you’re abroad.
Despite the benefits of buying early, lots of people leave it to the last minute. Our sales data from July 2025 to January 2026 shows that the majority of travellers purchased their policy within 30 days of leaving, with a significant proportion doing so within just a few days of departure.
Travel insurance can’t be backdated, so it’s best to get it locked in before you are on holiday. If you still have to get your policy in place for future travels, it’s not too late. Simply get in touch with our friendly team to get a quote.
How much is travel insurance for Egypt?
Here’s a pleasant surprise: even though Egypt sits geographically in North Africa, Staysure prices it in our Europe zone. That usually keeps the starting figure lower than what you would pay for a “Worldwide” destination, while still giving you the same generous medical limits and 24/7 support. From that base, four things shape the final quote:
Age and health - We cover all ages and more than 1,300 medical conditions, but if you travel with an ongoing condition the policy has to be ready to pick up any medical bills. That extra safety net can add a little, but it saves you worrying about hospital invoices later.
Trip length - A 5-night Cairo city break usually costs less to protect than a month-long itinerary that runs from Alexandria down to Abu Simbel, simply because your policy will be active for fewer days.
Policy level and add-ons - Adding optional extras like Cruise Plus, golf cover, or gadget cover widens your safety net, but will nudge up your final quote.
How to get cheaper travel insurance for Egypt?
Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy:
buy your policy early – taking out travel insurance soon after booking your trip can keep you covered if you need to cancel before you travel.
choose a higher excess – a higher excess will help to lower your premium, but be sure to choose an amount you’re comfortable paying if needed.
skip the add-ons – by not adding things like cruise or gadget cover if you don’t need them, you can lower your overall cover cost.
declare your medical conditions – being open about your health history helps to ensure the right cover is in place.
combine travellers on one policy – make sure all your travel companions are on the same policy, such as our family travel insurance, to save on cover costs.
keep your baggage light – by taking only what you need, you can lower the baggage limit on your policy and bring your premium down.
find a discount – make sure you swing by our discounts page before you buy so you can save on your policy.
Beth Craig
Travel insurance expert
Is Egypt safe to visit?
What our expert says…
“Check the FCDO website before you book and fly, but in most years, the advice is straightforward. Major tourist areas like Cairo and Giza, Luxor and Aswan, and Red Sea resorts such as Hurghada and Sharm el Sheikh, are usually green-lit for normal travel. The FCDO consistently advises against all travel to North Sinai and against all but essential travel within roughly 20 km of the Libya border. Stay outside those zones and you’ll find security well organised and highly visible at airports, hotels and archaeological sites. The everyday risks are much like any big city. Keep bags zipped, use a hotel safe, and carry a photocopy of your passport and visa; you’ll need a police report to replace them if they disappear. Stay alert in crowds, follow local authority instructions and keep an eye on FCDO updates throughout your trip.
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Voted Best Travel Insurance 9 years running
The British Travel Awards have recognised us as the Best Company for Travel Insurance nine years in a row (2016-2025). This achievement is based on the votes of real customers, showing the trust travellers place in us.
This award is only given to travel companies that provide stellar service to their customers. It shows that we prioritise customer service, round-the-clock support when you need it most, and a reliable and speedy claims process.
Other Egypt travellers often ask...
When it comes to travel insurance, although Egypt is in Africa, it's classed as being no greater risk than travelling to wider European destinations like Cyprus.
If you're looking for an annual policy, pick our Europe travel insurance cover to include Egypt in your travel plans.
Your GHIC offers no protection in Egypt, which means from the moment you land in Cairo or Hurghada, every element of medical treatment, from consultations to hospital stays and emergency surgery, comes at full cost.
Which? currently recommends at least £5 million of emergency medical cover for all trips overseas. That figure isn’t plucked from thin air. In 2024, UK insurers paid £262 million in overseas medical bills, averaging £1,528 each. Staysure’s Comprehensive and Signature tiers remove the guesswork entirely with up to unlimited emergency medical expenses.
Beyond medical expenses, the types of trip people take to Egypt make other things like cancellation cover important. Whether you’ve pre-booked a hot air balloon flight over Luxor, a private guide through the Valley of the Kings, or simply 2 weeks of all-inclusive accommodation, your experience (and savings) are worth protecting. Cancellation cover of up to £15,000 on Signature policies means that if something stops your trip before it starts, or cuts it short, you’re not left carrying the costs.
Our policies cover over 100 fun-filled activities as standard, so you can make the most of your next adventure. From beach volleyball, whale and dolphin watching, and other water sports like snorkelling, paddleboarding, jet skiing, boogie boarding, surfing, windsurfing, swimming, rowing, catamaran cruising and waterpark adventures.
We also cover hiking below altitudes of 2,500 metres, tree canopy walking, cycling, Pilates, roller blading, and ziplining, with some exceptions when it comes to personal accident and liability cover. Golf is included in all our policies, but we also provide extra golf cover, which can help protect your equipment and non-refundable golfing fees.
You can find the full list of included activities in our policy documents.
Yes. Any non-refundable excursion you book before departure, such as a private guide for the Valley of the Kings or timed pyramid tickets, is treated like a prepaid hotel night. If illness, injury or a transport delay covered by your policy stops you attending, you can usually claim the unused cost under cancellation. Keep written confirmation from the tour operator that the booking was non-refundable and that you didn’t attend.
The same applies to excursions booked after you arrive, provided you paid for them before the event that forces you to cancel. Activities that fall outside our covered list, for example, quad biking, remain excluded even if prepaid, so always check your itinerary against the policy documents first.
Cover continues for areas the Foreign, Commonwealth & Development Office (FDCO) rates as “safe to travel”, but it stops for any region where the FCDO advises against all travel or all but essential travel at the time you enter it.
Northern Sinai and the Libyan border are longstanding examples. If your itinerary changes and suddenly includes an advisory zone, call us before you go; we can usually move your cover to alternative destinations at no extra cost. Always check the latest FCDO Egypt page and keep screenshots for your records.
The Red Sea (Sharm el Sheikh, Hurghada, Elphinstone Reef, Marsa Alam) is one of the world’s top diving destinations. Its world-class reefs are within scope when you dive within certification limits and with a qualified buddy. PADI Open Water divers are covered to 18 metres, BSAC Ocean Divers to 20 metres and advanced certifications to 30 metres.
Beginners taking an accredited course are protected to 18 metres under an instructor’s supervision.
Remember, flying within twenty-four hours of your final dive voids cover for decompression sickness, so plan surface intervals carefully. We don’t insure technical dives, solo dives or trips beyond 30 metres.
Yes. Whether it’s a camel trek around the pyramids or a short ride in a Bedouin camp, camel trekking is covered as standard in all of our policies.
What we won’t cover are personal accident or personal liability claims arising from camel riding, which means we won’t be able to help for example, if the camel causes injury or damage to someone else’s property.
In an emergency, contact the local emergency services first, and then call our 24-hour emergency helpline. Our team will help arrange your care and find the most appropriate place for treatment and follow-up care.
Our helpline is open 24/7, 365 days a year:
Calling from outside the UK: +44 1403 288 414
Calling from USA or Canada: +1 844 780 0639
Calling from Mexico: +1 819 780 0639
Calling from the UK: 01403 288 414
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible.
Where you have a valid claim and your medical expenses exceed £350, we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that's details are staying the same, just visit your My Staysure account.
Up to £15,000 cancellation cover per person on Signature policies
