Up to £15,000 cancellation cover per person on Signature policies
Unlimited medical cover and emergency expenseson Comprehensive and Signature policies
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Our Signature and Comprehensive policies are Which? Best Buys
Excellent 4.7 | 550,691 reviews
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Travel insurance for Cyprus at a glance
Staysure’s travel insurance for Cyprus holidays offers cancellation cover, unlimited medical expenses on Comprehensive and Signature policies and up to £5,000 baggage cover on Signature policies. We can cover more than 1,300 pre-existing medical conditions, and all ages. With more 5-star Trustpilot reviews than any other UK travel insurance provider, we’ve won the Best Company for Travel Insurance for 9 years in a row (2016-2025). Get a quick quote online or call our friendly team to set yours up today.
Cyprus has been one of Britain’s favourite holiday destinations for decades, and with good reason. Golden beaches, ancient ruins, exceptional food, and more sunshine than almost anywhere else in Europe.
Travel insurance isn’t a legal requirement to visit, but Cyprus has a few quirks that catch people out more than they expect. The island is divided: most British visitors holiday in the Republic of Cyprus in the south, but many cross the UN-monitored Green Line to spend time in the north too, and the rules around healthcare, cover, and costs change significantly when they do. Throw in villa deposits, golf tee-times and island-hopping ferries that are non-refundable once booked, and the case for travel insurance writes itself.
With Staysure travel insurance for Cyprus behind you, you can explore the island and keep your focus where it belongs: on the holiday. We cover every age and more than 1,300 medical conditions, offer unlimited emergency-medical on Comprehensive and Signature policies, and have a 24/7 English-speaking helpline for emergencies.
Does my EHIC or GHIC cover me for travel to Cyprus?
Yes, but only in the southern, Republic-controlled part of the island and only for state-run care. Show your card at a public hospital in Limassol or a government pharmacy in Paphos and you’ll pay the same subsidised rate as local residents (currently about €3 for a GP visit and €6 per prescription). You may still be asked for a small co-payment when you leave.
Your GHIC won’t, however, arrange or fund an air ambulance if you need to be flown form Cyprus to the UK, the costs of which can top £20,000. And the moment you cross into Northern Cyprus, it stops working entirely. A Staysure policy works alongside your GHIC — and if you use it to access state care while you’re away, we’ll waive your excess on any related medical claim.
Why choose Staysure?
Up to unlimited medical emergency expenses
Generous cancellation cover up to £15,000
We’ve given over 13m people peace of mind
Most pre-existing medical conditions covered
Easy to access and amend your policy online
What does Cyprus travel insurance cover?
What’s covered?
emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.
cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
lost, stolen or damaged belongings – including your baggage, passport and personal money.
pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.
Example: You’ve planned a four-day taste-tour of Limassol’s wine villages when a fall on the cobblestones leaves you with a fractured wrist. The clinic that X-rays and casts you charges you. Because you declared osteoporosis and chose Signature cover, Staysure pays the medical bill, funds an upgraded flight home with the extra leg-room deemed medically necessary by your doctor, and refunds the pre-booked vineyard tour you missed.
What isn’t covered?
cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
missed flights – unless it’s due to a strike* severe weather, or mechanical breakdowns.
undeclared medical conditions – always let us know about any health issues when you get a quote.
unattended items – valuables left alone may not be covered.
activities not listed on your policy – like extreme sports, unless you’ve added them.
travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all or all but essential travel.
incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
going against medical advice – for example, flying too soon after an operation or illness.
travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
Example: Two weeks before departure you visit your GP about occasional chest pain but forget to mention it during your Staysure medical screening. Mid-holiday, the pain returns while climbing the steps to Kourion and you are taken by ambulance to Limassol General for tests and an overnight stay. Because the earlier GP consultation showed the condition was known yet undeclared, we won’t be able to help with any of the costs.
Beth Craig
Travel insurance expert
Is Cyprus in Europe for travel insurance?
What our expert says…
“Cyprus may sit closer to Lebanon than London, but for insurance purposes, it’s in Europe. Select Cyprus on a single-trip quote or Europe on an annual policy. Just remember that the EHIC or GHIC will only work in the Republic.
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Cyprus travel insurance for pre-existing medical conditions
We’ve been specialising in travel insurance for people with medical conditions since 2004, longer than almost any other UK provider. That means we’ve put years into making our screening process as simple as possible, our underwriters have lots of experience with complex cases, and the claims team understand the realities of travelling with a health condition. In fact, 97% of customers are able to get medical cover with us.
By being open about your medical history and your current health conditions, we can make sure your policy gives you all the support you need to Dream Big.
Medical conditions we regularly cover
We cover a vast number of medical conditions, including:
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Free English-speaking medical help abroad
Travel Doctor, our new online service, connects you with an English-speaking doctor if you need medical support while you are abroad.*** It lets you book a video-based consultation to discuss your health needs with a doctor right from your sun lounger.
You can choose a slot that works for you, go through your symptoms, get your prescription and even use Travel Doctor to find your nearest pharmacy, so you can get your meds and get on with enjoying your holiday.
Pick a travel insurance policy and tailor it to you
Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
Whether you prefer getting a quick online quote or speaking to a real human over the phone, we make buying travel insurance both easy and effortless.
1. Run us through your travel plans
To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover.
For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port.
2. Tell us about your medical history
Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years
3. Get your personalised quote
Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.
You’ll be able to choose your level of cover and add any optional extras that suit your trip, such as cruise travel insurance or winter sports cover. If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time.
Many experts agree that buying travel insurance as soon as you’ve booked your holiday is the best way to go. By doing this, you’ll be covered during the run-up to your holiday and while you’re abroad.
Despite the benefits of buying early, lots of people leave it to the last minute. Our sales data from July 2025 to January 2026 shows that the majority of travellers purchased their policy within 30 days of leaving, with a significant proportion doing so within just a few days of departure.
Travel insurance can’t be backdated, so it’s best to get it locked in before you are on holiday. If you still have to get your policy in place for future travels, it’s not too late. Simply get in touch with our friendly team to get a quote.
How much is travel insurance to Cyprus?
There is no one-price-fits-all ticket to Cyprus. Your quote moves with the shape of your holiday and the protection you want in place. A few key factors tend to make the biggest difference:
Age and health - We cover all ages and more than 1,300 medical conditions, but if you travel with an ongoing condition the policy has to be ready to pick up any medical bills. That extra safety net can add a little, but it saves you worrying about hospital invoices later.
Trip length - A 4-night city break costs less to insure than a 6-week island-hopping adventure because the policy is on duty for fewer days.
Policy level and add-ons - Adding optional extras like Cruise Plus, golf cover, or gadget cover widens your safety net, but will nudge up your final quote.
How to get cheaper holiday insurance for Cyprus?
Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy:
buy your policy early – taking out travel insurance soon after booking your trip can keep you covered if you need to cancel before you travel.
choose a higher excess – a higher excess will help to lower your premium, but be sure to choose an amount you’re comfortable paying if needed.
skip the add-ons – by not adding things like cruise or gadget cover if you don’t need them, you can lower your overall cover cost.
declare your medical conditions – being open about your health history helps to ensure the right cover is in place.
combine travellers on one policy – make sure all your travel companions are on the same policy, such as our family travel insurance, to save on cover costs.
keep your baggage light – by taking only what you need, you can lower the baggage limit on your policy and bring your premium down.
find a discount – make sure you swing by our discounts page before you buy so you can save on your policy.
Beth Craig
Travel insurance expert
Is Cyprus safe to travel to?
What our expert says…
“Cyprus has been welcoming British sun-seekers for decades. In fact, last year we made up over a third of all arrivals. For the most part, it remains a welcoming, well-run holiday destination. The island does host British military bases, and sits closer to the Middle East than some people realise. Recently, regional tensions have arisen, affecting things like flight schedules. For this reason, you should always check the FCDO’s travel advice for Cyprus before you book and before you travel – and think carefully about your insurance. Our standard policies cover delays caused by things like strikes and bad weather,** but doesn’t extend to war or conflict. For that, you might want to take out our travel disruption add-on (included as standard in Signature policies). Keep in mind: it only covers events that weren’t already happening or widely expected when you bought your policy.
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The big-ticket costs travel insurance can help with
From October 2024 to October 2025, emergency medical expenses were our most common claim, and for good reason. Hospitalisation for a stomach bug in the USA with medical repatriation back to the UK could set you back £150,000+, according to the UK government.
In reality, the biggest claims are often more costly. While the average emergency medical claim on our worldwide policies was about £3,000, the highest we paid was closer to an eye-watering £350,000.^
Over the same period, our second most common claim on worldwide policies was cancellation. If you need to pull the plug on your holiday, we can help you recover the prepaid costs – with the average cancellation claim on our worldwide policies coming in at around £2,000, and the highest reaching more than £50,000.
Voted Best Travel Insurance 9 years running
The British Travel Awards have recognised us as the Best Company for Travel Insurance nine years in a row (2016-2025). This achievement is based on the votes of real customers, showing the trust travellers place in us.
This award is only given to travel companies that provide stellar service to their customers. It shows that we prioritise customer service, round-the-clock support when you need it most, and a reliable and speedy claims process.
Excellent 4.7 | 550,691 reviews
The UK’s favourite travel insurance provider
ith more 5-star reviews than any other provider.†
The caller Mini explained everything…
The caller Mini explained everything clearly to me.
Thank you.
Mrs Patricia Musgrove,
Was very easy do
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Customer,
Holiday insurance
Well explained all good
Gordon Park,
Other Cyprus travellers often ask...
Cover can apply across the island if the destination is declared and the trip doesn’t go against FCDO advice, subject to the policy terms and local entry requirements. Many visitors holiday in the Republic of Cyprus in the south and cross the UN-monitored Green Line checkpoint for a day trip into the north to explore Kyrenia’s harbour, the old walled city of Nicosia, or the medieval castles in the Kyrenia mountains. It’s a popular and perfectly legal thing to do.
What’s worth knowing is that it only works straightforwardly in that direction. If you fly into Ercan Airport in Northern Cyprus, which operates via Turkey and is not recognised by the Republic of Cyprus, and then cross south, the Republic of Cyprus may treat your entry as illegal. You could face a fine or be refused entry altogether.
Standard day cruises and ferry crossings are wrapped into every Staysure policy, so a day sailing or ferry enjoys the same key medical, baggage and cancellation protection as time on shore.
Planning an overnight voyage where you sleep in your own cabin? That’s usually classed as a cruise. Add our Cruise Plus upgrade, built into Signature, optional on Basic and Comprehensive, and you unlock cover for cabin confinement, missed ports, itinerary changes and unused shore excursions.
Yes – Staysure travel insurance can cover flight cancellations if your trip is cancelled for an insured reason, such as unexpected illness, injury, severe weather or mechanical failure. You may be able to claim for unused travel and accommodation costs.
Some flight disruptions (such as airline strikes, weather delays or breakdowns on the way to the airport) may also be covered under the travel delay, missed departure or missed connection sections of your policy, depending on your level of cover.
Make sure you allow enough time for your journey, as claims won’t be covered if you haven’t allowed sufficient time to reach your departure point or have less than two hours between connecting flights.
Always check your policy documents for full details of what’s included.
Cyprus sits in an active seismic zone, so tremors are relatively common, and the FCDO notes that earthquakes and wildfires are part of the island’s risk profile. Whether you’re covered for disruption caused by a natural disaster depends on the level of cover you have.
Standard Staysure travel insurance for Cyprus includes travel disruption cover for events like floods, fires and earthquakes specifically if the FCDO advises against ‘all’ or ‘all but essential’ travel to your destination as a result. But for broader protection, including cancellation, cutting your trip short, extra accommodation costs, or disruption caused by events at your hotel, our travel disruption extension can go further. It covers unexpected events including earthquakes, tsunamis, floods, fires and explosions, and it comes as standard on our Signature policy, or can be added to Basic and Comprehensive.
The key thing to keep in mind is that our travel disruption extension only covers events that weren’t already happening or widely expected when you bought your policy.
Wildfires are a real and growing part of the Cypriot summer. The risk usually runs from April through to October. 2025 was one of Cyprus’ worst years on recent record for wildfires, with over 13,000 hectares burned.
If you need emergency medical treatment as a result of a wildfire or heatwave for things like smoke inhalation, burns, heat exhaustion, you’ll be covered in the normal way under your emergency medical benefit.
If the FCDO advises against travel to a specific area due to wildfires and you travel there anyway, claims related to that wildfire won’t be covered. Always check the latest FCDO advice before you depart.
For broader wildfire disruption, like a cancelled trip, an early return home, extra accommodation costs because you’ve been evacuated, our travel disruption extension can help. Included as standard on Signature, and available as an add-on on Basic and Comprehensive, it covers trip cancellations if the FCDO or WHO advise against travel to your destination, cutting your trip short if you’re advised to return home, extra travel and accommodation costs caused by unexpected events including fires, and pre-booked activities and scheduled transport delays that are affected as a result.
The key condition, as with all disruption cover, is that the event must be unforeseen at the time you bought your policy.
A casual 9 holes on the hotel pitch-and-putt is already included in every Staysure policy, so you are covered for medical costs if a wayward swing tweaks your back. Serious golfers heading for the island’s championship layouts, like Aphrodite Hills with its canyon carry on the 7th, the tree-lined fairways at Secret Valley, or Nick Faldo’s water-laced Elea Estate, usually want a little extra security.
Our golf cover add-on (available on Comprehensive and Signature policies) pays to replace or hire clubs if they go astray in transit, refunds non-refundable tee times, and even picks up the celebratory tab (up to £300)^^ if you sink that once-in-a-lifetime ace. Simply select the add-on while you get your quote and every fairway is safely in play.
Staysure’s family travel insurance policies will ensure everyone is protected under one convenient plan, which is often more cost-effective and simpler to manage than buying individual policies for each family member. It covers one or two parents and their dependent children (under 18, or under 21 if in full-time education) – and if one person needs to cancel or cut the holiday short due to a medical emergency, everyone else can be covered too.
If your break includes grandparents, cousins or best friends, a group policy is the way to go. You can buy cover for up to nine people online, or up to 30 over the phone, even if you don’t all live at the same address.
In an emergency, contact the local emergency services first, and then call our 24-hour emergency helpline. Our team will help arrange your care and find the most appropriate place for treatment and follow-up care.
Our helpline is open 24/7, 365 days a year:
Calling from outside the UK: +44 1403 288 414
Calling from USA or Canada: +1 844 780 0639
Calling from Mexico: +1 819 780 0639
Calling from the UK: 01403 288 414
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible.
Where you have a valid claim and your medical expenses exceed £350, we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
At Staysure, we believe that age shouldn't be a barrier to adventure, which is why we specialise in travel insurance for pre-existing conditions, and all ages. Our policies are designed to provide the tailored protection you need to travel with confidence at any stage of life, whether you are in your 50s, 60s, 70s, 80s, or beyond.
Simply get in touch with our friendly team over the phone, or get a quick online quote, so you can make the most of your trip.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that's details are staying the same, just visit your My Staysure account.
Written by: Claudine Nortje, travel insurance expert
Last updated: 30/09/2026
*As long as strike action wasn’t common knowledge at the time of booking your trip or taking out your policy – whichever came later.
**Travel Doctor is powered by Air Doctor. Up to 3 appointments per insured person, per policy. Geographical restrictions and T&Cs apply.
†UK’s favourite based on more 5-star Trustpilot reviews than any other provider.
‡These activities will exclude all cover under the personal accident and personal liability sections of your policy.
^Based on Staysure sales and claims data.
^^To claim hole-in-one cover, you must be a member of a recognised golf club affiliated to a national golfing union. You must hold an official national golfing union handicap. The relevant golf course must be affiliated to the golfing union of the country it’s in. Please see our policy documents for more details.
Up to £15,000 cancellation cover per person on Signature policies
