Travel Insurance for Portugal and Madeira

Travel insurance for Portugal, Madeira and the Azores can help put your mind at ease so you can enjoy your next holiday.

  • Up to unlimited emergency medical expenses
  • Cover for cancelling or cutting your holiday short
  • Trusted by over 10 million people since 2005
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318,852 reviews
4.7 out of five star rating on Trustpilot
318,852 reviews
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What does travel insurance for Portugal cover?

Whether you’re exploring the streets of Lisbon, relaxing on a beach in the Algarve or discovering Madeira’s stunning scenery, Portugal travel insurance can give you the confidence you need to embrace your next adventure. 

Sit, back, relax and unwind, knowing that if things don’t go as planned your policy covers:

  • All ages, with no upper age limit
  • A 24/7 medical support line – who’ll help translate for your doctors if language is a barrier
  • Most pre-existing medical conditions – plus we’ll pick up the bill directly if emergency medical treatment comes to £350 or more
  • Cancellations or cutting your trip short

Know before you go

Before you travel, always check:

  • The Foreign Office (FCDO) say it’s safe to travel to your destination
  • Your destination’s government advice, safety guidelines and entry requirements
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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 10m people peace of mind

We’ve given over 10m people peace of mind

Data covers Jan 2005 - Jan 2023
Generous cancellation cover up to £10,000

Generous cancellation cover up to £10,000

"Without Staysure, we would’ve lost so many precious memories as a family..."

Watch Melissa's story and see how we help our customers

What's Covered?

Basic
Medical emergencies and repatriation Up to £5m
Cancellation Up to £500
Cutting your holiday short Up to £500
Baggage Up to £300
Travel delay Up to £300
Money and passport Up to £300
COVID-19
Excess £129
Comprehensive
Medical emergencies and repatriation Unlimited
Cancellation Up to £5k
Cutting your holiday short Up to £5k
Baggage Up to £2.5k
Travel delay Up to £1.5k
Money and passport Up to £500
COVID-19
Excess £99
Signature
Medical emergencies and repatriation Unlimited
Cancellation Up to £10k
Cutting your holiday short Up to £10k
Baggage Up to £5k
Travel delay Up to £1.5k
Money and passport Up to £500
COVID-19
Excess £0
Basic Comprehensive Signature
Medical emergencies and repatriation Up to £5m Unlimited Unlimited
Cancellation Up to £500 Up to £5k Up to £10k
Cutting your holiday short Up to £500 Up to £5k Up to £10k
Baggage Up to £300 Up to £2.5k Up to £5k
Travel delay Up to £300 Up to £1.5k Up to £1.5k
Money and passport Up to £300 Up to £500 Up to £500
COVID-19
Excess £129 £99 £0

These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.

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Optional extras

Travel Disruption Cover
- Add cover to any policy

Additional cover for cancelling or cutting your trip short if the FCDO advises against all or all but essential travel to your destination due to an unforeseen event such as earthquake, fire, flood, or hurricane.
100 Day Upgrade
- Add cover to your Comprehensive or Signature Annual policy

If you’re 70 and under, you can increase your standard 50 day trip duration up to 100 days for one round-trip.
Cruise Plus Cover
- Add cover to your Comprehensive or Signature policy

Off on a cruise? This covers extras like not being able to dock at a scheduled port due to bad weather and cabin confinement.
Excess Waiver
- Cover included on a Signature policy
- Add cover to your Comprehensive policy

Add Excess Waiver to your policy and there’s no excess to pay for any claims you make. This can’t be added retrospectively and does not apply to Gadget cover or Car Hire Excess Waiver.
Gadget Cover
- Cover included on a Signature policy
- Add cover to your Comprehensive policy

Protect your gadgets (phones, tablets, cameras, e-readers, etc.) for up to £2,000 per person when you’re on holiday. Cover against accidental loss, damage, theft, and unauthorised usage.
Golf Cover
- Add cover to your Comprehensive or Signature policy

Cover for your golf equipment, emergency equipment hire fees, non-refundable golfing fees, and hole-in-ones when playing for leisure.
Winter Sports
- Cover included on Comprehensive and Signature Annual policies
- Add cover to your Comprehensive or Signature Single Trip policy

Cover for winter sports holidays. Cover your ski equipment against accidental damage or loss, and claim back the costs of any unused ski passes. Plus compensation for piste closures and avalanches.
Staysure Travel Insurance

Excellent

4.7 Based on 318,462 reviews on
5.0 -
"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."
5.0 -
"We have been using Staysure for some years and find them very professional to deal with. Their rates are very competitive and if a claim is necessary, they deal with it fairly and quickly."
5.0 -
"Very happy with a straighforward process. Good range of options available and very easy to enter the pre-existing medical conditions. Great cover provided at a good price"

People also asked

It's a requirement of our Europe travel insurance to take a GHIC (Global Health Insurance Card) or EHIC (European Health Insurance Card) with you when travelling to Portugal. But remember a GHIC or EHIC is a compliment to travel insurance, not a substitute for it.

The GHIC or EHIC entitles you to free or reduced cost health care in the state health providers in Portugal.

But remember, neither a GHIC or EHIC will cover you for non-medical related mishaps on your trip, and won't cover you if you need to be flown home. Only travel insurance can provide you with that peace of mind.

If you use your GHIC or EHIC when abroad, we will waive your travel insurance excess if you need to make a medical claim (this could amount to £100 per person on a Basic Travel Insurance policy and £65 per person for Comprehensive Travel Insurance policies).

You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your medical travel insurance.

This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

As a Portuguese territory, Madeira is listed as part of Europe for travel insurance. For Annual Multi-trip Travel insurance, you’ll need to pick the region that covers the destination that’s furthest away in your travel plans. If that’s Madeira, choose Region 2 - Europe excluding Cyprus, Greece, Malta, Spain, Turkey, Egypt, Morocco and Tunisia.

For single trip policies, just let us know you’re going to Madeira.

How much travel insurance for Portugal and Madeira costs depends on how long you're travelling for and the level of cover you need.

Things that can affect the price of travel insurance to Portugal includes:
- If you have any pre-existing medical conditions
- Whether you need cover for a one-off trip or several
- If you choose any policy add-ons

Discover more about what affects the price of travel insurance in our guide.

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