Need help? Find out more about our Covid Cover, how to update your policy online & the latest travel updates in our Covid Help Centre

Portugal Travel Insurance

Travel insurance for Portugal can help put your mind at ease so you can enjoy your post-lockdown holiday.

All new travel insurance policies include COVID-19 cover, to give you extra peace of mind on your next trip.

Find out more below and when you’re ready, get your quote today.

Get Quote

Thanks for making us No1
on Trustpilot

We've got more Trustpilot reviews rated 'Excellent' than any other travel insurance provider!
Trustpilot
senior couple on cruise ship smiling

Do I need travel insurance for Portugal?

Portugal travel insurance can give you the confidence you need to set foot back on a plane and embrace your next adventure. 

We understand travel feels a bit different right now, which is why all new travel insurance policies include enhanced peace of mind with COVID-19 cover as standard, including:

  • COVID-19 related medical expenses and repatriation
  • Generous cancellation cover for COVID-19 diagnosis within 14 days of travel, forced self-isolation, vaccine intolerance, denied boarding and more

So, sit back, relax and unwind on your favourite beach, knowing that should something unexpected happen, we’ve got your back.

Isn’t it worth doing right?

Know before you go

Before you travel, always check:

  • The Foreign Office (FCDO) say it’s safe to travel to your destination.
  • Your destination’s government advice, safety guidelines and entry requirements.

Important: FCDO travel advice and travel rules issued by the government are two separate pieces of advice.

Find out how your travel insurance policy covers you for coronavirus.

Get Quote

Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021
Get 10% off COVID-19 tests for travel with a new policy

Get 10% off COVID-19 tests for travel with a new policy

"...with Staysure you get much more than just peace of mind..."

Watch
Denise and Michael's story and see how we help
our customers

Stay in control of your account with My Staysure

You can make changes to your policy, online and in your own time with My Staysure.

We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.

You can also find some handy travel tips on our lifestyle page, including our guide to travelling after the coronavirus lockdown.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020**
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Optional extras

Travel Disruption Cover
This add-on covers you for cancellation or cutting your holiday short if the FCDO advises against all, or all but essential travel to your destination because of an unforeseen incident such as earthquake, fire, flood or hurricane.
100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £2,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.

Excellent

"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."
"We have been using Staysure for some years and find them very professional to deal with. Their rates are very competitive and if a claim is necessary, they deal with it fairly and quickly."
"Very happy with a straighforward process. Good range of options available and very easy to enter the pre-existing medical conditions. Great cover provided at a good price"

People also asked

To be covered, you need to have received all doses of the COVID vaccine that you’ve been offered, including any booster jabs.

You can also be covered if you can’t have the vaccine due to a medical exemption.

If you have refused any doses of the COVID vaccine or any booster jab, then you won’t be covered for COVID related claims.

It's a requirement of our travel insurance to take a GHIC (Global Health Insurance Card) or EHIC (European Health Insurance Card) with you when travelling to Portugal. But remember a GHIC or EHIC is a compliment to travel insurance, not a substitute for it.

The GHIC or EHIC entitles you to free or reduced cost health care in the state health providers in Portugal.

But remember, neither a GHIC or EHIC will cover you for non-medical related mishaps on your trip, and won't cover you if you need to be flown home. Only travel insurance can provide you with that peace of mind.

If you use your GHIC or EHIC when abroad, we will waive your travel insurance excess if you need to make a medical claim (this could amount to £100 per person on a Basic Travel Insurance policy and £65 per person for Comprehensive Travel Insurance policies).

You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your medical travel insurance.

This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Travel insurance only covers the cost of unexpected events and emergencies. COVID-19 testing has become a routine procedure for many countries, so it isn’t covered by your travel insurance.

You can get 10% off COVID-19 tests from Randox Health with new travel insurance policies, though.

Get Quote
Related Documents
Policy Documents Key Facts
Previous Versions
Claims

Whenever you need us, our 24/7 claims team is here for you.

View claims information

100%

of claims are progressed to decision stage within 2 days of receiving all documents

* As provided by our underwriter.
** Winner of the British Travel Awards 2016-2020
If the country you are in or travelling to changes from Green to Amber and you want to cancel or cut your trip short, any costs incurred or elements of the trip that are lost will not be covered by our policy. You should contact your airline, tour operator, accommodation provider, or other carriers to enquire about refunds, or about changing your travel plans.

1 - Discount applies to base price only, does not include medical or add ons. Offer ends 28/2/22

Based on more Trustpilot reviews than any other travel insurance provider.