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Portugal travel insurance can give you the boost you need to embrace your next adventure. Smell the sea air and relax on your favourite beaches, knowing should something unexpected crop up, you’ll have our support.
We understand travel may feel a bit different right now, but travel insurance for Portugal can give you confidence.
With FCDO guidance changing regularly right now, it’s vital that you make sure it’s safe for you to go to Portugal before you fly. If you go on holiday while your destination is unsafe, your cover would be made invalid. Even if advice changes while you’re away, you won’t be covered if your destination was listed as unsafe when you travelled.
Travel insurance that covers coronavirus is there to give you confidence, so you can relax on your holiday. COVID-19 cover is included with all new policies at no extra cost. So, if you were diagnosed with COVID-19 at home or while on holiday, you can be covered for cancellation and emergency medical expenses abroad.
Isn’t it worth doing right?
With travel advice changing so quickly, it’s important you keep up-to-date with travel advice.
Before you travel, you’ll need to know:
We want you to have a safe and relaxing holiday. If you travel against government advice and don’t have the European FCDO Travel Advice Extension, you won’t be covered if you need to claim. Even if advice changes while you’re on holiday, you won’t be covered if your destination was listed as unsafe when you travelled.
Find out how your travel insurance policy can cover you for coronavirus.
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Emergency medical cover abroad for COVID-19
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We’ve given over 7m people peace of mind
Data covers 2005 to 2020When you’re off to Portugal, you’ll want to enjoy your holiday comfortably, confident that you’re well covered by your travel insurance if you have a medical emergency.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
It's a requirement of our travel insurance to take a GHIC (Global Health Insurance Card) or EHIC (European Health Insurance Card) with you when travelling to Portugal. But remember a GHIC or EHIC is a compliment to travel insurance, not a substitute for it.
The GHIC or EHIC entitles you to free or reduced cost health care in the state health providers in Portugal.
But remember, neither a GHIC or EHIC will cover you for non-medical related mishaps on your trip, and won't cover you if you need to be flown home. Only travel insurance can provide you with that peace of mind.
If you use your GHIC or EHIC when abroad, we will waive your travel insurance excess if you need to make a medical claim (this could amount to £100 per person on a Basic Travel Insurance policy and £65 per person for Comprehensive Travel Insurance policies).
Whenever you need us, our 24/7 claims team is here for you.
View claims information95%
of claims paid in 5 working days^* As provided by our underwriter.
** Winner of the British Travel Awards 2016-2020
Based on more Trustpilot reviews than any other travel insurance provider.
