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Travel Insurance Against FCDO Advice

Visit Europe even when the Foreign Office advises against ‘all but essential travel’.

 

If you feel it’s safe to travel, find out how we can protect you up to your cover limits.

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Can I get travel insurance against FCDO advice?

If you need to travel to Europe but the Foreign Office (FCDO) advises against ‘all but essential travel’ to your destination because of COVID-19, we can help.

Our European FCDO Travel Advice Extension add-on allows you to travel with cover, even when travelling against FCDO advice. So, you can visit Europe, Morocco, Tunisia, Turkey and Egypt with valid travel insurance. 

All new policies (from 29 April 2021) with our European FCDO Travel Advice Extension add-on can cover you for:

  • Emergency medical expenses if you test positive and fall ill with COVID-19 on holiday (only if you’ve had the recommended COVID-19 vaccinations)
  • Up to £1,000 for additional accommodation and travel expenses if the FCDO advise travellers to return to the UK when abroad

74% of our customers paid less than £5 for this add-on, which offered extra peace of mind when travelling to Europe.*

Know before you go

Before you travel, always check:

Important: FCDO travel advice and travel rules issued by the government are two separate pieces of advice.

Find out what our coronavirus cover includes with a new travel insurance policy.

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Why Choose Staysure?

Generous cancellation cover

Generous cancellation cover

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021
Get 10% off COVID-19 tests for travel with a new policy

Get 10% off COVID-19 tests for travel with a new policy

"...with Staysure you get much more than just peace of mind..."

Watch
Denise and Michael's story and see how we help
our customers

Stay in control of your account with My Staysure

You can make changes to your policy, online and in your own time with My Staysure.

We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.

You can also find some handy travel tips on our lifestyle page, including our guide to travelling after the coronavirus lockdown.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020**
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Optional extras

100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
Connecting Flight Cover
If you're taking more than one connecting flight to reach your destination or home, it's important you have our optional Connecting Flight add-on. This then extends your cover for connecting flights if cancelled or delayed.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
European FCDO Travel Advice Extension
This add-on allows you to travel to Europe with a valid travel insurance policy, even if the FCDO have advised against ‘all but essential’ travel. Cover includes £1,000 towards extra accommodation or travel expenses if the FCDO advise travellers to return home, and cover for COVID-19 when abroad as long as you have had your recommended COVID-19 vaccinations. But you will not be covered for any other reason that caused the FCDO to change their travel advice.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £1,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Terrorism Cancellation Cover
Available on Comprehensive policies only
Be covered for choosing to cancel your holiday if there has been a terrorist act in the past 42 days within 40 miles of where you’re going on holiday. FCDO do not have to advise against travel in order to make a claim.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.
"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."
"Excellent service on phone when buying travel insurance. We have used Staysure before and had to make a claim from Singapore in an emergency situation. It was handled well, and all financial payments were dealt with efficiently and speedily. Would highly recommend!"
"Have used Staysure Travel Insurance for a few years. Have always found the staff friendly, helpful and courteous whether discussing a renewal or dealing with a claim. Would definitely recommend."

* 73.5% of European FCDO Travel Advice Extension add-ons for trips to France or Spain sold between 1st March 2021 and 31 May 2021 cost less than £5 excluding insurance premium tax
** Winner of the British Travel Awards 2016-2020

Based on more Trustpilot reviews than any other travel insurance provider.