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If you need to travel to Europe but the Foreign Office (FCDO) advises against ‘all but essential travel’ to your destination because of COVID-19, we can help.
Our European FCDO Travel Advice Extension add-on allows you to travel with cover, even when travelling against FCDO advice. So, you can visit Europe, Morocco, Tunisia, Turkey and Egypt with valid travel insurance.
All new policies (from 29 April 2021) with our European FCDO Travel Advice Extension add-on can cover you for:
Extra peace of mind starts from just £5 per policy, but may vary depending on your cover needs.
With travel advice changing so quickly, it’s important you keep up-to-date with travel advice.
Before you travel, you’ll need to check:
FCDO travel advice and the red, amber and green list are separate. Even if a country is on the ‘green list’ you need to check the FCDO advice to be sure it’s safe to travel.
Find out what our coronavirus cover includes with a new travel insurance policy.
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Generous cancellation cover
24 hour medical emergency support
We’ve given over 7m people peace of mind
Data covers 2005 to 2020
Get 10% off PCR tests for travel with a new policy
If you’re heading abroad anytime soon, chances are you’ll be expected to test for COVID-19 using a government approved PCR test.
We’ve teamed up with Randox Health to offer you 10% off PCR tests when you buy any travel insurance policy with us.
Simply buy a travel insurance policy with us and receive your discount code by email. Your discount will lower the cost of a standard PCR test by 10% per person.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
You won’t be covered to cancel your trip if Foreign Office advice changes and you decide not to travel.
But if you need to cancel your holiday because of something unexpected, you can still be covered up to your cancellation limits. So, if you have a medical emergency before you go that means you can’t travel, you can be covered to cancel your trip.
All new policies (from 29 April 2021) with our European FCDO Travel Advice Extension add-on can cover you for:
- Emergency medical expenses if you test positive and fall ill with COVID-19 on holiday (only if you’ve had the recommended COVID-19 vaccinations)
- Up to £1,000 for additional accommodation and travel expenses if the FCDO advise travellers to return to the UK when abroad
You won’t be covered for anything caused by or related to COVID-19 while you’re away if you bought your policy before 29 April 2021.
The European FCDO Travel Advice Extension can cover destinations in Europe, as well as Morocco, Tunisia, Turkey and Egypt.
You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance.
This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
Whenever you need us, our 24/7 claims team is here for you.
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