Travel Insurance for Angina

Getting the right travel insurance with angina

It can be a challenge to get travel insurance when you have a heart condition. But it really needn’t be.

With a tailored policy you’ll be well-protected, for both your medical conditions and your travel plans.

Whatever holiday plans you have, from a cruise to a trip to the alps, you’ll be able to set off with peace of mind. If something doesn’t go according to plan, we’ll do our best to sort it.

That may be one of the reasons we’ve been been voted the nation’s Most Trusted Travel Insurance Provider in 2017 and 2018**.

You can get your tailored quote for travel insurance for angina online here, or talk to us now on 0800 033 4902.

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Why do I need travel insurance for angina?

When you’re travelling with a medical condition such as angina, you deserve a stress-free holiday.

Things go wrong on holiday rather more often than you’d like to think. 1 in 20 people claimed on their travel insurance in 2017***.

It could be something relatively minor like damaged luggage, to something more distressing such as stolen money or you having to cancel your flights.

But what’s most serious, of course, is a medical emergency. Aside from the health worry, the cost of treatment or medical repatriation can be a strain on your wallet and life savings.

But good quality travel insurance can guard you against all these eventualities and more. So that if they do strike, we can soften the blow.

Travel insurance can save you a lot of worry, in giving you peace of mind that if something does go wrong, we’re on the end of the phone.

Isn’t it worth doing right?

You can get your quote online now, or if you have any questions why not talk to our travel insurance experts on 0800 033 4902.

What does our travel insurance cover?

Do I need to take a European Health Insurance Card (EHIC)?

If your trip is to a country within the EEA or Switzerland, then yes. In fact it’s a condition of our travel insurance that you do take an EHIC with you if you’re going to one of these places.

The EEA includes all EU countries plus Liechtenstein, Norway and Iceland. But please note: a few places inside the EEA, such as Jersey and Monaco, won’t accept an EHIC. So check carefully before-hand.

If you need to use a state healthcare provider (like our NHS) in an EHIC member country, then the card will entitle you to free or at least subsidised healthcare. If for any reason you’ve had to pay a subsidised fee for the healthcare, we’ll remove the excess fee for medical emergency claims.

But although an EHIC can be useful, it is limited. The NHS strongly recommend that you get proper travel insurance cover too. An EHIC is not an alternative to a travel insurance policy.

It will not cover costs that aren’t directly related to emergency medical treatment, including medical repatriation. If you needed to be flown home in a helicopter ambulance, it’s not covered by EHIC (and it’s likely to be very expensive).

An EHIC won’t be able to fix lost luggage or trip cancellations. So, is a trip without proper travel insurance really worth risking?

The medical screening

If you have angina or any other pre-existing medical condition, you need the go-ahead from your doctor that you’re fit to travel or at least know that your doctor wouldn’t have any concerns.

Following this, we’ll ask you to complete an online medical screening. It’s a simple multiple choice process, but if you’d rather do it over the phone with the assistance of one of your friendly team, then you’re more than welcome to on 0800 033 4902.

What’s the medical screening?

You’ll simply be asked some questions about how angina affects you, as well as any other pre-existing medical conditions you have. You may find it helps to have details of any medical conditions in front of you as you take the screening.

It’s vital that you give us full and accurate answers so we can insure you properly. If you have a medical condition and you don’t disclose it to us, it will mean you are not covered in the event of a claim.

The medical screening is completely confidential.

What questions will I be asked?

It depends on your health circumstances, but you’ll probably be asked some of the following:

• Have you ever had a heart bypass, an angioplasty or a coronary stent?
• Have you ever been a smoker?
• How long ago was your most recent procedure?
• How many (if any) heart attacks have you had?
• How long ago was the date of onset or treatment to prevent this heart problem?
• Are you waiting to see a specialist about new symptoms? Or awaiting any tests, results or surgery?

You can get your quote online now, or you can call us 0800 033 4902.

I’m currently awaiting treatment, will I have a problem getting insurance?

As with any condition, a doctor will need to state you are fit to travel before we can insure you. Once you have seen your specialist and they’ve confirmed you are fit to travel, you can contact us over the phone or get a quote online.

If you are awaiting further treatment for your condition, we can still cover you for travel delays, lost luggage and other problems that may arise during your holiday.

But unfortunately, we won’t be able to cover you for any claim relating to any of your pre-existing medical conditions.

Can I get travel insurance after a coronary angioplasty and/or heart stent fitted?

Yes, we consider everyone for travel insurance and that includes people who have had a coronary angioplasty and a heart stent fitted.

Your doctor will need to state you are fit to travel and you need to have been discharged from your post-op checks. You must declare all conditions during our medical screening process and before we are able to offer you cover. An additional premium may be necessary.

If I have a medical emergency, what should I do?

If you have a medical emergency and have a policy with us, you can call us 24-hours a day on our emergency helpline. A team of medical professionals will help you arrange emergency treatment with local doctors and provide translation services.

What happens if I need to make a claim on my travel insurance?

It’s simple. You need to give us a call and we’ll get straight to work. You’ll be pleased to hear that 98% of our customers’ claims are processed within 5 working days****.

We really recommend that you take a copy of your travel insurance policy with you on your trip. It can save you a lot of stress if you need to contact us.