Travel Insurance with Angina

Travel insurance with angina

If you have a heart condition such as angina, it can often be difficult to secure travel insurance, with some providers actively refusing to cover you. Thankfully, at Staysure we can often provide holiday insurance for angina, as well as several other heart conditions.

Each year 20,000 people in the UK develop angina for the first time, with the condition affecting around two million people over the age of 35 in the UK – so you are not alone. Thankfully, the majority of those with angina are able to continue living life to the full as well as enjoying overseas travel.

To find out more, please call our travel insurance specialists on 0800 033 4902 or get a quote online.

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Why do I need travel insurance if I have angina?

Travel insurance for angina is designed to give you access to 24 hour medical assistance, should you need it when you are away. It also gives you peace of mind so that you can relax and enjoy your holiday, knowing you are in safe hands. Of course, no-one wants to believe that an illness could ruin their holiday, but making sure you have a great travel insurance plan in place before you jet off means you won’t have to worry about it while you’re away.

Taking out angina travel insurance means that you will be covered should something go wrong, and the 24-hour medical emergency helpline ensures you always have access to the support you need in a time of crisis – with someone on the end of the phone who speaks English.

Medical treatment can be costly while you are on holiday so it is reassuring to know you are covered should you need treatment. All our policies also cover you for loss of luggage and passports as standard as well as cover for cancellation, curtailment and trip interruption should you need to cancel or interrupt your trip unexpectedly.

Our friendly travel insurance specialists are here to help. They will be able to talk you through any angina concerns and asses your current state of health. Our easy medical screening system enables you to declare your angina and find the best holiday insurance to suit your exact needs.

Can you fly with angina?

Yes, as long as your doctor has declared you fit to travel. People with frequent angina pains or unstable angina are often advised to avoid flying. Before booking your travel insurance, make sure they have declared you fit to travel, as otherwise we won’t be able to cover you.

Tips for travelling with angina

Before booking a holiday, it’s advisable to speak to your GP first. This is especially important if you’ve recently had surgery for angina or are on medication for the condition
If you’re travelling abroad, make sure you have enough medication for the duration of your holiday – and keep it with you at all times
It’s also a good idea to bring extra medication with you just in case you are delayed or lose any. Make a list of your medications and dosages, in the unlikely event of an unforeseen, emergency situation in which you need to replace them or a doctor needs to know what you are taking
Allow plenty of time for your journey and avoid carrying heavy luggage
Try to avoid spa treatments including saunas, steam rooms and hot tubs. Sudden changes of temperatures can agitate angina, so avoid actions such as jumping into cold water after a sauna
Extreme climates can also affect those with angina, so try to stay away from very cold climates. However, if the destination is cold, make sure you wrap up warm and don’t exert yourself
On the other hand, excessive heat can put more pressure on your heart too. So if you travel to warmer climates, make sure you drink plenty of fluids and stay hydrated
In addition, high mountains and diving should be avoided as they put more pressure on the heart by making it work harder.
Give yourself plenty of time to pack so that you are not stressed out with last minute arrangements and errands
The National Health Service (NHS) advises all travellers to cover their holidays adequately, using their European Health Insurance Card (EHIC) as additional cover to a private travel insurance policy
Finally, although you may be tempted, try not to over indulge while eating and drinking. Men are advised not to exceed four units of alcohol a day, while women shouldn’t drink more than three units a day.

The majority of those with angina can still enjoy a good quality of life, which includes plenty of travelling and holidays. However, don’t go without buying angina travel insurance, as unexpected expensive medical bills are a stressful experience for most people, and they could make your angina worse.

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Common questions about angina travel insurance

Can I get travel insurance after a coronary angioplasty and getting a heart stent fitted?

Yes, we consider everyone for travel insurance including people who have had a coronary angioplasty and a heart stent fitted. Your doctor will need to state you are fit to travel, you must declare all conditions during our medical screening process and our underwriter will need accept cover, then we can provide you with travel insurance. An additional premium may be necessary..
I’ve already purchased a travel insurance policy with you, do I need to let you know if my diagnosis changes?

Yes, if your health has changed since buying a policy with Staysure you need to contact our medical screening team on 0333 014 4512 – to see if you are still covered under your existing policy. It could mean that we charge an additional premium or that you are not insured, so it’s essential to call us before a pre-booked trip.
If my medication were to get lost or stolen, what could I do?

If anything happens to your medication such as loss or theft, our Personal Assistance team (+ 44 1403 288 414) will help you replace it while you’re on holiday. It’s a good idea to make a list of all the medication you require, just in case it goes missing. Personal Assistance Services is only included with Comprehensive policies.
I’m travelling abroad next month, if I have a sudden angina related problem, what do I do?

If you have a medical emergency and have a policy with us, you can call Staysure Assistance 24-hours a day. A team of trained nurses and technical support staff can help you arrange emergency treatment with local doctors and provide translation services. Plus, you can reverse the charges when calling us.
Sometimes I get out of breath and a tight chest while walking short distances. Will this affect my insurance premium?

The best thing to do is complete an online medical screening process or call 0800 033 4902 to get a personal quote. If your doctor has said you are fit to travel, we would certainly consider covering angina. However, our underwriters will need to assess what level of cover is available for your particular needs. All travel insurance provided by Staysure is subject to agreement from our underwriter.
I’m currently waiting to see a heart specialist, will I have a problem getting insurance?

As with any condition a doctor will need to state you are fit to travel before we can insure you. Once you have seen your specialist and they’ve confirmed you are fit to travel, you can contact our travel insurance experts or get an online quote via our medical screening process.