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It’s important to declare if you’ve ever had a heart condition on your travel insurance so you’re properly covered when you’re away. We can offer travel insurance for various heart conditions, including heart diseases and heart failure.
If you have a medical condition – even if you don’t think it’s that important – and you don’t include it in your policy, then it may mean any claims won’t be accepted.
With the right travel insurance, you can be confident that you’re covered by the nation’s Most Trusted Travel Insurance Provider.*
With travel insurance that covers your heart condition, you also get peace of mind. Isn’t it worth doing right?
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It’s important you declare your heart condition and any other pre-existing medical condition you may have, when taking out a policy with us.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
Common heart conditions we can cover include:
If you have a heart condition that isn’t listed, don’t worry, we may still be able to cover you. We consider all conditions on a case by case basis.
Here are some common questions we might ask about your heart condition:
While you won’t need to declare your pacemaker on your travel insurance, you will need to let us know the condition your pacemaker was fitted for.
Even if your pacemaker was fitted over two years ago, you’ll need to let us know about it during the medical screening process.
If something changes before you go on your trip, you’ll need to let us know.
Whether you need to update us about your medical conditions, a change of medication, or adding optional extras after you’ve pre-booked your round of golf, please do speak to us.
If we can help you, we will. It's always worth doing right.
Whenever you need us, our 24/7 claims team is here for you.
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of claims paid in 5 working days^* Based on most ‘Excellent’ Trustpilot reviews of any travel insurance provider.
** Winner of the British Travel Awards 2016-2020
Based on more Trustpilot reviews than any other travel insurance provider.
