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If you’ve ever had high blood pressure or high cholesterol, it’s important to cover it as a pre-existing medical condition when you buy travel insurance. That way, if something goes wrong, you’re in safe hands.
Although having high cholesterol or high blood pressure may not affect your physical ability, it can increase the chance of developing other conditions. That’s why it’s essential to declare it on your policy.
The last thing you’ll want to associate with a holiday is the need to make an insurance claim.
But it’s more common than you might think – 1 in 20 people claimed on their Annual Travel Insurance in 2018*.
Whether you’ve got sun, sea or a city-break on your travel horizon, we’re sure you’ll agree: it’s worth doing right.
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It’s important you declare high blood pressure or high cholesterol and any other pre-existing medical condition you may have, when taking out a policy with us.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
Questions we may ask you include:
You can fly with high blood pressure, so long as your doctor hasn’t said that you’re unfit to travel.
If you’re concerned about whether your condition will affect your ability to fly, it’s always best to check with your doctor or medical professional before your trip.
If your circumstances change after you've bought your policy – such as being prescribed a new medication, or adding an activity to your holiday – we'll always try to help. But you must let us know as soon as possible, and we may need to add a premium to your insurance. That way you're properly covered.
If your policy is missing some relevant information it could mean we can't cover you if you need to claim. It's best to do things right, so please call us.
Whenever you need us, our 24/7 claims team is here for you.
View claims information95%
of claims paid in 5 working days^* As provided by our underwriter
** Winner of the British Travel Awards 2016-2020
Based on more Trustpilot reviews than any other travel insurance provider.
