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However you choose to get to mainland Europe, it’s important to cover your trip with travel insurance. Even if it’s only for a day trip to Calais, travelling through the tunnel or crossing the channel on a ferry can come with the same mishaps as a long trip away.
Having a GHIC or valid EHIC means you may not need to hand over any Euros at local hospitals in a medical emergency (excluding Norway, Iceland, Liechtenstein and Switzerland).
However, having a GHIC or valid EHIC doesn’t cover you for things like having to cancel your trip due to a medical emergency, helping you to get home safely if you do have a medical emergency or having your Euros stolen.
Having tailored travel insurance can give you the peace of mind you deserve, so you can relax.
With travel advice changing so quickly, it’s important you keep up-to-date with travel advice.
Before you travel, you’ll need to know:
We want you to have a safe and relaxing holiday. If you travel against government advice and don’t have the European FCDO Travel Advice Extension, you won’t be covered if you need to claim. Even if advice changes while you’re on holiday, you won’t be covered if your destination was listed as unsafe when you travelled.
Find out how your travel insurance policy can cover you for coronavirus.
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Data covers 2005 to 2020You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an inter railing tour of Europe, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an inter railing tour of Europe, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
It’s important that you make sure any pre-existing medical conditions are declared on your travel insurance.
Even if you’re only going to Paris for a weekend through the tunnel, or hopping over to Calais over the channel on a ferry, having cover for your medical condition is vital.
Emergency medical treatment abroad can be costly, so when it comes to travel insurance it’s worth doing right.
If your train, or ferry across the channel is delayed for over 12 hours, then you can be covered to claim on your travel insurance.
Our travel insurance policies cover these unforeseen eventualities which may cause delay to your journey across the channel:
If your travel is delayed by over 12 hours from the planned departure time, then you can also choose to abandon your trip and claim for the cancellation of your holiday.
Whenever you need us, our 24/7 claims team is here for you.
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