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Travel Insurance for Cross-Channel Travel

When you’re crossing the channel from the UK, either through the tunnel or over the sea, it’s important you have travel insurance.

Even if it’s just for a day trip to Paris, travel insurance can cover your medical and travel needs.

Find out more below and when you’re ready, get a quote today.

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Train going to the Channel Tunnel passing fields

Do I need travel insurance when travelling by Eurotunnel?

However you choose to get to mainland Europe, it’s important to cover your trip with travel insurance. Even if it’s only for a day trip to Calais, travelling through the tunnel or crossing the channel on a ferry can come with the same mishaps as a long trip away.

While the UK is still part of the EU, you can still use the European Health Insurance Card (EHIC) to have access to reduced or free emergency medical care in Europe.

Having an EHIC means you may not need to hand over any Euros at local hospitals in a medical emergency. But with the current uncertainty over whether the EHIC will be valid after Brexit in countries such as France, more travellers may need to rely on their travel insurance for Europe if the EHIC or reciprocal healthcare agreement isn’t agreed (information accurate as of 11 October 2019).

Having an EHIC also doesn’t cover you for things like having to cancel your trip due to a medical emergency, helping you to get home safely if you do have a medical emergency or having your Euros stolen.

Having tailored travel insurance can give you the peace of mind you deserve, so you can relax.

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Why Choose Staysure?

#1 Most Trusted Travel Insurance Provider

#1 Most Trusted Travel Insurance Provider

Moneywise in 2017 & 2018
24 hour medical emergency support

24 hour medical emergency support

Calls are FREE to our UK Contact Centres

Calls are FREE to our UK Contact Centres

We’ve given over 7m people peace of mind

We’ve given over 7m people peace of mind

Data covers 2005 to 2020

"...with Staysure you get much more than just peace of mind..."

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Should I declare my pre-existing medical conditions on my travel insurance?

You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2019*
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an inter railing tour of Europe, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an inter railing tour of Europe, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Optional extras

100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £1,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Terrorism Cancellation Cover
Available on Comprehensive policies only
Be covered for choosing to cancel your holiday if there has been a terrorist act in the past 42 days within 40 miles of where you’re going on holiday. FCO do not have to advise against travel in order to make a claim.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy for up to 21 days cover.
Rated 4.7/5 based on 114929 reviews

"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."

"Have used Staysure Travel Insurance for a few years. Have always found the staff friendly, helpful and courteous whether discussing a renewal or dealing with a claim. Would definitely recommend."

"Always good value and easy to use and will cover medical conditions if needed"

* British Travel Awards
^ Based on all quotes given Oct-17 to Sep-18

Based on more Trustpilot reviews than any other travel insurance provider.