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Travel Insurance for Cross-Channel Travel

When you’re crossing the channel from the UK, either through the tunnel or over the sea, it’s important you have travel insurance.

Even if it’s just for a day trip to Paris, travel insurance can cover your medical and travel needs.

Find out more below and when you’re ready, get a quote today.

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Train going to the Channel Tunnel passing fields

Do I need travel insurance when travelling by Eurotunnel?

However you choose to get to mainland Europe, it’s important to cover your trip with travel insurance. Even if it’s only for a day trip to Calais, travelling through the tunnel or crossing the channel on a ferry can come with the same mishaps as a long trip away.

Having a GHIC or valid EHIC means you may not need to hand over any Euros at local hospitals in a medical emergency (excluding Norway, Iceland, Liechtenstein and Switzerland). 

However, having a GHIC or valid EHIC doesn’t cover you for things like having to cancel your trip due to a medical emergency, helping you to get home safely if you do have a medical emergency or having your Euros stolen.

Having tailored travel insurance can give you the peace of mind you deserve, so you can relax.

Know before you go

Before you travel, always check:

  • The Foreign Office (FCDO) say it’s safe to travel to your destination.
  • Your destination’s government advice, safety guidelines and entry requirements.

Important: FCDO travel advice and travel rules issued by the government are two separate pieces of advice.

Find out how your travel insurance policy can cover you for coronavirus.

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Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

Calls are FREE to our UK Contact Centres

Calls are FREE to our UK Contact Centres

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021

"...with Staysure you get much more than just peace of mind..."

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Denise and Michael's story and see how we help
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Stay in control of your account with My Staysure

You can make changes to your policy, online and in your own time with My Staysure.

We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.

You can also find some handy travel tips on our lifestyle page, including our guide to travelling after the coronavirus lockdown.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020*
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an inter railing tour of Europe, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an inter railing tour of Europe, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Optional extras

100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £2,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.

Excellent

"Having used Staysure Insurance before they were my first choice when booking another trip. Very happy with the cover provided and how easy the website is to navigate. Would highly recommend."
"Have used Staysure Travel Insurance for a few years. Have always found the staff friendly, helpful and courteous whether discussing a renewal or dealing with a claim. Would definitely recommend."
"Always good value and easy to use and will cover medical conditions if needed"

People also asked

To be covered, you need to have received all doses of the COVID vaccine that you’ve been offered, including any booster jabs.

You can also be covered if you can’t have the vaccine due to a medical exemption.

If you have refused any doses of the COVID vaccine or any booster jab, then you won’t be covered for COVID related claims.

It’s important that you make sure any pre-existing medical conditions are declared on your travel insurance.

Even if you’re only going to Paris for a weekend through the tunnel, or hopping over to Calais over the channel on a ferry, having cover for your medical condition is vital.

Emergency medical treatment abroad can be costly, so when it comes to travel insurance it’s worth doing right.

If your train, or ferry across the channel is delayed for over 12 hours, then you can be covered to claim on your travel insurance.

Our travel insurance policies cover these unforeseen eventualities which may cause delay to your journey across the channel:

  • strike and industrial action
  • adverse weather conditions
  • failure of air traffic control systems
  • mechanical breakdown of aircraft, sea vessel, coach or train.

If your travel is delayed by over 12 hours from the planned departure time, then you can also choose to abandon your trip and claim for the cancellation of your holiday.

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Whenever you need us, our 24/7 claims team is here for you.

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100%

of claims are progressed to decision stage within 2 days of receiving all documents

* Winner of the British Travel Awards 2016-2020
If the country you are in or travelling to changes from Green to Amber and you want to cancel or cut your trip short, any costs incurred or elements of the trip that are lost will not be covered by our policy. You should contact your airline, tour operator, accommodation provider, or other carriers to enquire about refunds, or about changing your travel plans.

1 - Discount applies to base price only, does not include medical or add ons. Offer ends 28/2/22

Based on more Trustpilot reviews than any other travel insurance provider.