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Can I get travel insurance after a stroke?
You may still be able to get great travel insurance with us after a stroke, whether you've had a major stroke, a mini-stroke (TIA), or are managing post-stroke conditions. Just let us know about your pre-existing conditions when you get a quote.
Why get travel insurance after a stroke with Staysure?
We’re experts in covering medical conditions, including strokes
Tailored premiums for your condition, including major stroke or mini-stroke (TIA)
24/7 emergency medical assistance abroad
How Staysure stroke cover works in three easy steps
To get cover, you’ll need to declare your history of strokes and any other pre-existing conditions to us when getting a quote for travel insurance. We make it easy to tell us about your trip and health.
1. Tell us about your trip
We’ll need a few quick details to get started:
If you need cover for one trip or multiple trips.
Who the insurance is for.
Where you’re going and how long for.
2. Let us know about your stroke history
Our simple medical screening helps us understand you better and the care you could need abroad.
Some of the things we’ll ask about include:
Your strokes and when they happened, including any TIAs (mini-strokes).
Your treatments, including medication and surgeries.
Don’t forget to let us know about any other pre-existing medical conditions.
3. Get your quote
If you complete the screening and we can cover you, your tailored quote will be available to view online, and emailed to you. It includes travel insurance tailored to cover your condition(s).
Explore and choose from three levels of cover to suit your needs (as below).
Choose optional add-ons to tailor your quote to your trip, including winter sports or cruise plus benefits.
When you’re a stroke survivor, we know how much it matters to have travel insurance you can depend on. Our cover includes:
Emergency treatment, including any necessary investigations, like brain scans or blood tests
Up to unlimited expenses on our Comprehensive and Signature policies
Round-the-clock access to 24/7 emergency specialists during your trip, who can coordinate with local medical providers
If your health means you have to cut your trip short, we’ll handle all the details to get you home safely. With 24/7 access to our medical team, we’ll find you the right care, arrange the transport, and coordinate between healthcare professionals.
If you’re travelling with medicines and something goes wrong, like a loss or theft, it can be tricky to track down replacements abroad. With our Comprehensive and Signature policies, we offer Personal Assistance Services for situations just like this. We’ll help you replace your medical items as a matter of urgency. Please note replacements are not an included expense.
How much is travel insurance after a stroke?
The cost of your travel insurance is tailored to your individual circumstances and travel plans.
Things we may consider include:
When your stroke happened.
The type of stroke you had.
Your current health and ongoing treatment.
Your age.
The length of your trip and destination.
You can find out in minutes how much your tailored premiums cost when you get a quote.
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Flexible cover add-ons to suit you
Tailor your insurance to your trip with optional add-ons. Everything you need, covered under one policy.
Strokes can have a lasting impact on your life. But travel can still be part of the picture.
“In the UK, around 100,000 people have a stroke every year. By changing the way you approach planning a trip and getting the right travel insurance policy, you can help yourself hit the road with more confidence.
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Other conditions we cover at Staysure
We’re experts in travel insurance for pre-existing health conditions. Just let us know your conditions when you fill out your quote, or contact us to amend an existing policy.
Going away can be a great way to reconnect with yourself, friends, and family after a stroke. Here’s some tips for getting ready for your trip.
Pre-travel checklist for travelling after a stroke
Before booking, talk to your GP to make sure you’re fit to travel and if you need any special arrangements, such as extra oxygen or compression garments.
Let your recovery team know you’re going away so they can help adjust your plans to suit your travels e.g. medication schedules, speech therapy activities.
If you’re taking medication like anticoagulants, leave plenty of time to prepare enough for the entire trip, with extras in case of delays.
Make copies of your prescription to carry through security, especially if your medication is liquid and over 100ml.
If you use mobility aids (canes, wheelchairs), let your airline know in advance – they should not count towards your luggage allowance.
Make any necessary travel arrangements in advance, such as help getting around the airport and with your luggage.
Learn where the local healthcare and emergency services are where you’re going and how to use them, including phone numbers.
If you’re travelling in Europe, get a GHIC – remember, this doesn’t replace travel insurance.
You might prefer to use a specialist travel agency to book your trip, especially if you have mobility problems. They can help make any special arrangements you’ll need before and during your travels, including booking accommodation and activities.
Beth Craig
Travel insurance expert
We regularly cover stroke survivors at various stages of recovery.
“People worry they won't be able to get travel insurance after experiencing a stroke. However, we regularly cover stroke survivors at various stages of recovery. What's important is being clear about your medical history during screening - including the type of stroke, when it occurred, and any ongoing symptoms or medications.”
Tips for travelling after a stroke
It’s a good idea to keep medication in its original packaging with a copy of your prescription. You might want to pack in both your hand and hold luggage in case any luggage is lost or delayed.
If you’re taking anticoagulants or statins, you may be taking them on a schedule. If you’re travelling to a new time zone, speak to your nurse for help on matching your schedule to the local time.
If you’re taking warfarin, you may need to avoid certain foods and drinks, such as foods high in vitamin K. Research the local cuisine and discuss with your care team before you go.
If you use mobility aids, you may find it helpful to bring manuals, care instructions, and customer support details, especially if you’re taking a wheelchair.
Long-haul travelling can be a source of worry after having a stroke. Here are steps to consider if you’re at risk of blood clots and deep vein thrombosis (DVT):
Ask your GP if you need to wear a compression garment
Get up and move around – book an aisle seat if flying, or plan plenty of rest stops if driving
Do simple exercises and stretches at your seat to increase blood flow, like pointing your feet and wiggling your toes
Drink enough water – air cabins can be very dry
Consider loose, breathable cotton clothing and lightweight breathable shoes with a well-cushioned sole
Have a look at some easy exercises we’ve put together to prevent blood clots and DVT.
Whether it’s your first time going away after a stroke, or one of many, travel can be tiring. Here are some things to keep in mind to help you stay well-rested on your trip:
Plan how to get to and from places in advance
Leave plenty of time for travel so you’re not rushed
If you have an early morning flight, consider staying at the airport hotel the night before
Avoid cramming everything into one day – space out your activities throughout your trip with plenty of downtime
Stay in a room away from busy main streets so you can get a good night’s rest
You should always talk to your care team before you travel so they can give advice tailored to your needs. But here are a couple of pointers that you might find helpful:
A picture dictionary on your phone - especially if you have trouble communicating and don’t speak the local language
If you need it, stay somewhere with step-free access to public areas, wheelchair-accessible lifts, and adapted rooms
Keep luggage light and on wheels – consider luggage you can push instead of pull
Book accommodation close to things like restaurants and shops
Common questions for travelling after a stroke
If your doctor says you’re fit to travel, then don’t let a history of stroke hold you back. But bear in mind you might need to adjust the type of trips you take and plan things in more detail.
Always talk to your doctor and care team to make sure you’re fit enough to make the most out of your trip and your trip is adapted to suit your needs.
Your care team can give you more information on what to pack. But here are some items to consider if you’re travelling after a stroke:
If you need it, compression garments
Your medications and copies of your prescriptions
Proof of health and travel insurance, plus contact information
Printouts of any agreed special travel arrangements
Loose-fitting, comfortable clothes and walking shoes with good support
Hopefully, your travel won’t be interrupted by an emergency. But it’s important to refresh yourself on what to look out for and what to do. If in doubt, always contact emergency services.
If you’re away and feel like you or someone you love is having a stroke, remember FAST.
Face – has it fallen on one side?
Arms – can they raise them?
Speech – are they slurring?
Time – call emergency services ASAP
Contact local emergency services immediately. Follow advice on what to do as you wait for them to arrive.
Then, call our 24-hour emergency helpline. Our team can help arrange your care, and find the most appropriate place for treatment and follow-up care.
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible. Where you have a valid claim, and your medical expenses exceed £350 we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
As good as travel insurance is, some things can’t be covered.
You’re not covered for:
Travelling against your doctor’s advice
Claims for pre-existing medical conditions you haven’t told us about
Routine check-ups, planned treatment or non-emergency care
Travel for medical procedures abroad
Reimbursement for lost, damaged or stolen medicines or equipment
Incidents related to alcohol or controlled substances
Strike action that was common knowledge at the time of booking
Choosing private treatment when suitable public facilities are available
Choosing not to travel
Learn more about what travel insurance covers. Always check your policy documents carefully to understand exactly what you’re covered for.
When comparing travel insurance policies for stroke, you’ll want to look out for what’s covered and what’s not.
The right travel insurance for stroke should:
Agree to cover your history of stroke and any other pre-existing conditions you have
Cover medical expenses, including necessary emergency travel home
Have a high medical cover limit
Help you replace lost, stolen or damaged medications
Cover you for cancellations or interruptions during your trip
Include 24/7 emergency assistance services abroad
Learn more about what’s covered under our medical insurance for pre-existing medical conditions, or get a quote.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It’s quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that’s details are staying the same, just visit your My Staysure account.
By your side in an emergency abroad, day or night
