Getting the travel insurance you need when you have depression

All medical conditions need to be declared for travel insurance and depression is no different. This will mean that if you have a medical emergency when you’re away, or if you need to cancel your holiday (because of medical circumstances), then you’ll be covered.

Declaring your condition can give you peace of mind when you’re away. That’s probably why we were voted the UK’s Most Trusted Travel Insurance Provider for 2018.**

When travelling with depression, it’s important to be covered with the right travel insurance. Tailoring your insurance to your conditions will give you 24-hour emergency medical assistance, should you need it.

Why do I need travel insurance for depression?

Regardless of what condition you have, it is the sensible choice to make sure you’re covered for it.

We take every condition seriously and want to leave you feeling safe and secure. Just in case something goes wrong at the very time you’re meant to be relaxed and carefree.

It’s always best to be covered if something unexpected happens when you’re away. Claiming on your insurance is more common than you might think, with 1 in 20 people claiming on their Annual Travel Insurance in 2017.***

You can be confident that you’ve less to worry about if the worst happens. If it does, we’ll have everything under control so you can be rest assured that you’ll be in the best of hands.

After all, we like to do things the right way and we’re sure you do too.

By declaring your conditions during the medical screening, you can be reassured that you’re covered properly while on your travels. The process is strictly confidential, takes only minutes and can be done over the phone with our friendly team, or online.

You might want to have your medical details to hand during the screening process. If you do have a medical condition and you don’t let us know about it, it would mean you’re not covered. Is that really worth risking?

What does our travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

What will I be asked during the medical screening?

During your medical screening, you may be asked the following about your depression:

  • Have you ever had a compulsory admission to hospital as a result of this condition?
  • How many hospital admissions have you had for this condition in the last 2 years?
  • Have you been referred to or treated by a psychiatrist for this condition?
  • Has this condition ever caused you to cancel or cut short any travel plans?

What if my medical situation or travel plans change?

If your circumstances or condition changes after you’ve bought your policy, such as being prescribed a new medication, or even adding an exciting activity to your holiday, we’ll always try to help.

You need to let us know as soon as possible, as we’ll need to update your policy and there may be a premium to pay. Just so you’re properly covered for anything that could happen.

Better to be safe than sorry.

If your policy is missing relevant information it would mean we can’t cover you if you need to claim. It’s best to do things right, so please let us know.

Please note that although we can increase your policy coverage, we can’t reduce it in return for a partial refund. So please do check that you’re happy with the level of cover offered to you when you book.

Our customers are all different and our tailored policies reflect that. We consider you and your needs personally to make your holiday a happy one.

To choose the level of cover that suits you, simply talk to us for free on 0800 033 4902 or get a quote online today.

Get your travel insurance for depression today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

Get Quote

*Subject to further underwriting criteria and available on Comprehensive policies only. T&C apply.
**Moneywise Customer Service Awards 2017 & 2018, based on the biggest survey of financial consumers in Britain.
*** 5.04% of people claimed on their Annual Travel Insurance Policy in 2017.