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Can I get travel insurance if I have a hernia?
We know there are extra things to consider when taking a trip with or after a hernia – getting around, managing medicines, or the worry of an emergency or flare up abroad. But getting great travel insurance doesn’t have to be one of those challenges.
Because we’re specialists in medical travel insurance, we can often cover hernias. Just let us know about your pre-existing conditions when you get a quote, including hernias.
We may be able to cover many types of hernias, including:
femoral
hiatus
inguinal
Having proper protection means you can focus on enjoying the activities you’ve planned. And if something doesn’t go to plan? Our experienced emergency medical advisors are available 24/7 to help you get the right care and cover the costs of emergency treatment.
Why get travel insurance for a hernia with Staysure?
We’re specialists in covering medical conditions, including hernias.
We’re by your side day or night, with specialist medical advisors available 24/7 while abroad.
Includes all the benefits of our award-winning travel insurance, with cover for luggage loss, cancellation and more.
How Staysure hernia cover works in three easy steps
To get cover, you’ll need to declare your hernia and any other pre-existing conditions to us when getting a quote for travel insurance. We make it easy to tailor a quote to your trip and health.
1. Tell us about your trip
To get started, we’ll need to know:
if you need cover for one trip or multiple trips
who the insurance is for
where you’re going and how long for
2. Let us know about your hernia
Our simple medical screening helps us understand you better.
Some things we’ll ask include:
the type of hernia
any medication or surgery
Don’t forget to let us know about any other pre-existing medical conditions.
3. Get your quote
If you complete the screening and we can cover you, your tailored quote will be available to view online and emailed to you. It includes travel insurance tailored to cover your condition(s).
Explore and choose from three levels of cover to suit your needs (as below).
Choose optional add-ons to tailor your quote to your trip, including winter sports or cruise plus benefits.
When you’re travelling abroad, you want to be confident that you can still get covered for medical emergencies when you’ve had a hernia.
We’re here 24/7 if you need to access a doctor or emergency care while abroad.
Unlimited medical expenses with our Comprehensive and Signature policies .
If something goes wrong while you’re abroad, we’ll help get you in safe hands day or night, locating your nearest appropriate services and covering the expense of getting there.
When you’re travelling with a hernia, you want to know you’ve got everything you need. But it can be tricky to track down medicines abroad.
If you ever find yourself short while you're away, we’re here to help. We can assist you in locating a nearby pharmacy that stocks your medication, so you’re not left searching in an unfamiliar place.
Just so you know, the cost of replacing medication isn’t something we cover – but we’ll still do what we can to make the process easier.
If your health means you need to unexpectedly cancel or cut your trip short, we’ll get you home safely without the extra expense. That includes travel to the airport, any medical assistance or accommodation you need en route, and cancellation costs up to the agreed amount of your cover level.
We’ll help with:
coordinating care with your medical team back home
accommodation if you need to extend your stay
your transport arrangements, including travel to your local hospital if needed
rebooking flights and transfers
How much does travel insurance cost with a hernia?
Having a hernia shouldn’t have to mean paying the highest premium for travel insurance. Our offer is tailored to your individual circumstances and travel plans.
You can find out how much your tailored policy costs in minutes with our simple medical screening when you get a quote.
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Flexible cover add-ons to suit you
Tailor your insurance to your trip with optional add-ons. Everything you need, covered under one policy.
Whether it’s a relaxing break or an adventure of a lifetime, a hernia doesn’t have to be a barrier to travel.
“Many people with hernias are still able to go away, both in the UK and overseas. Taking the right precautions in advance, like getting travel insurance, can provide you with vital reassurance – helping you take those trips with confidence.
”
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Always good value for money. Trustworthy & dependable.
My first choice for travel insurance.
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Always helpful simple instructions…
Always helpful simple instructions makes life a little easier.
AnnieElliott,
Easy last minute insurance.
Last minute circumstances dictated we needed insurance for the next day. Staysure offered an easy seamless experience at a sensible price despite our pre existing medical conditions.
The Robinsons,
Other conditions we cover at Staysure
We’re experts in travel insurance for pre-existing health conditions. Just let us know your conditions when you fill out your quote, or contact us to amend an existing policy.
Whether you’ve been recently diagnosed or have managed a hernia for years, it’s always helpful to be properly prepared before travelling. Here are some tips to help your trip go as smoothly as possible.
Pre-travel checklist for travelling with a hernia
Before you book, speak to your GP about your condition to make sure you’re well enough to travel and what activities to avoid.
If you’ve recently had surgery, confirm you’ve completed all your post-operative checkups and been signed off.
Prepare enough of any medication you take to manage your symptoms for the whole trip with extras in case of delays.
Consider your plans – you may need to avoid intense physical activity like hiking, surfing, and skiing.
Research the local healthcare and emergency services in the area you’re going to and how to use them, including contact numbers.
If you’re travelling in Europe, get a GHIC – remember, this doesn’t replace travel insurance.
Beth Craig
Travel insurance expert
Some people aren’t sure if they need to declare a history of hernia when buying travel insurance.
“You should declare any pre-existing medical condition that has affected you in the last two years, be it tests, medication, treatment, appointments or hospitalisation. This includes hernias. That way, you know you’re properly protected should the worst happen abroad.
”
Tips for travelling with a hernia
When you’re away from home, you might be concerned about your body’s reaction to unfamiliar foods and tastes. It can help to research the local cuisine beforehand to figure out what dishes may be triggering.
It’s a good idea to pack non-perishable foods you know you can eat, especially snacks to have on the go. Just make sure to check they’re allowed into the country you’re travelling to. You may also prefer accommodation with cooking facilities so you can prepare your own food.
Having a hernia shouldn’t stop you from indulging while away. But make sure you continue to eat a healthy, balanced plate with plenty of fibre to maintain regular digestion.
It’s worth packing a medicine bag containing antidiarrheals, laxatives, antacids, rehydration salts, and anything else you use to manage your digestive discomfort.
There are a few things to think about when you’re travelling with a hernia. Here are some we’ve put together to help your trip go as smoothly as possible.
Luggage – pack light and on wheels to avoid straining yourself.
Your seat – book an aisle seat with extra leg room so you have space to stretch out and move.
Bloating – avoid eating a large meal before you travel, especially if you’re flying, as changes in air pressure can cause gases in your body to expand.
Keep journeys short – plan plenty of rest stops on road trips, and consider flights that are short or have stopovers.
Dress comfortably – wear and pack loose-fitting cotton clothes and undergarments.
Support garments – consider wearing a hernia belt or binder to ease pain and discomfort on your hernia.
Stay hydrated – dehydration can make pain worse.
Always speak to your doctor for advice on physical activity if you’ve got a hernia or recently had hernia surgery. They’ll be able to give you tailored guidance based on your condition and overall health on:
the kind of activities you can do and how long for – for example, you may need to avoid hiking, surfing, or skiing
the correct form to use to reduce strain and discomfort
warning signs and symptoms to look out for
As a rule, you should avoid any type of physical activity that causes discomfort, pain, or puts pressure on the area around your hernia. This could be something as small as lifting a bag.
If you’ve recently had surgery, remember to check you’ve been signed off from all your post-operative checkups with your GP.
Some people with hernias find that travel accessories can help make their trip more comfortable. You might want to bring:
reusable ice packs and hot pads
cold spray
a hernia truss or abdominal binder
a travel pillow or lumbar support pillow
refillable water flask
Common questions for travelling with a hernia
If you’ve got a hiatus hernia that has led to symptoms, tests, treatment, medication, appointments or hospitalisations in the last two years, then you need to declare it to your travel insurance provider.
We cover many types of hernias here at Staysure, including:
femoral
hiatus
inguinal
incisional
umbilical
Just let us know about your hernia and any other pre-existing medical condition you may have during the medical screening process.
If we don’t know about your conditions, we might not be able to cover you if you need to claim.
If you have a hernia, it’s important to speak to your doctor about your condition before you book a trip. As long as you have your doctor’s approval, you should be able to fly.
There are a few things to think about when you’re flying with a hernia.
Luggage – pack light and on wheels to avoid strains
Your seat – book an aisle seat with extra leg room so you have space to stretch out and move.
Bloating – avoid eating a large meal before your flight as changes in air pressure on the plane can cause the gases in your body to expand which can increase discomfort.
Time – keep flights short or choose journeys with a stopover.
This depends on the type of hernia, what procedure was performed, and your doctor’s advice. Everybody is different but complete recovery can take up to 6 weeks.
Talk to your doctor before you book a trip to make sure you’re well enough to travel and enjoy the things you want to do. You must have completed all your post-operative checkups to get travel insurance.
This depends on the type of hernia, what procedure was performed, and your doctor’s advice. Everybody is different but complete recovery can take up to 6 weeks.
Talk to your doctor before you book a trip to make sure you’re well enough to travel and enjoy the things you want to do. You must have completed all your post-operative checkups to get travel insurance.
In an emergency, always contact local services first. Then, call our 24-hour emergency helpline. Our team will help arrange your care, find the most appropriate place for treatment and follow-up care.
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible. Where you have a valid claim, and your medical expenses exceed £350 we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
As good as travel insurance is, some things can’t be covered.
You’re not covered for:
travelling against your doctor’s advice
claims for pre-existing medical conditions you haven’t told us about
routine check-ups, planned treatment or non-emergency care
travel for medical procedures abroad
reimbursement for lost, damaged or stolen medicines or equipment
incidents related to alcohol or controlled substances
strike action that was common knowledge at the time of booking
choosing private treatment when suitable public facilities are available
choosing not to travel
Discover more about what travel insurance covers. Always check your policy documents carefully to understand exactly what you’re covered for.
When comparing travel insurance policies for a hernia, you’ll want to look out for what’s covered and what’s not.
The right travel insurance for hernias should:
agree to cover hernias and any other pre-existing conditions you may have
cover medical expenses, including necessary emergency travel home
have a high medical cover limit
help you replace lost, stolen or damaged medications
cover you for cancellations or interruptions during your trip
include 24/7 emergency assistance services while abroad
Learn more about what’s covered under our medical insurance for pre-existing medical conditions, or get a quote.
Up to unlimited emergency medical expenses
