Mental health travel insurance
If you have a mental illness, a holiday can be a great way to relax and with 1 in 4 people in the UK experiencing a mental health problem every year, it’s common for people to be travelling with one problem or another.
Whether you have anxiety, depression or any other mental illness the important thing to remember is that it shouldn’t prevent you from travelling, and with the right travel insurance policy in place, you can do so with the peace of mind that you are covered should you have a medical emergency while away.
If you have any questions regarding mental health travel insurance, our specialists will gladly help – simply call 0800 033 4902 or click below to get a quote online.
Why do I need travel insurance for a mental illness?
Many insurers exclude cover for mental health problems. However at Staysure we consider everyone for cover irrelevant of their medical condition.
Travel insurance is a must if you want to be fully covered for medical treatment and other emergencies while on your holidays. You will need to declare all pre-existing medical conditions you might have during our simple screening process, that way your policy will be valid should you need to make a claim.
Carers and travel companions can also be added to your policy. This means that if you had to cancel your holiday due to your mental health problem, anyone named on the same policy is also covered.
Tips for travelling with a mental health condition
- Travelling can be stressful so an awareness of what can disrupt stable mental health, management strategies and relaxation techniques is often advised
- Effective planning, a flexible and simple itinerary and packing well in advance can all help to lower stress levels
- Get a European Health Insurance Card (EHIC) in addition to your travel insurance so that you can receive free or low cost state healthcare in the EEA (European Economic Area) and Switzerland
- If you have a carer, discuss your holiday plans with them as well as your doctor and ensure they are also insured
- Copy your travel documents, carry spares with you in a safe place and leave some with your carer in case you lose them
- Contact your carrier airline in advance and let them know about your illness. This ensures that crew are aware and able to help if needed.
- If you need medication for your illness, carry enough to last your whole trip and spares in the event of delays. Get a doctor’s letter with details of your medical condition and a list of medicines you are taking with their doses. Keep this in your wallet or purse so that if you lose them, you’ll also be able to replace them more easily. You may need a licence for taking some medicines abroad which can be obtained from your hospital, GP or hospice, but this will often need to be applied for well in advance.
Common questions about mental health travel insurance
Do I need to declare my mental illness when getting travel insurance?
- Yes, when applying for travel insurance you need to declare all of your medical conditions, including any mental health problems.
Which mental health conditions do you cover?
- At Staysure, we consider everyone for cover no matter their medical condition. We know that mental illness covers a number of conditions and we consider each on a case-by-case basis. Provided you have been declared fit to travel by your doctor, you have declared all conditions during our medical screening process and our underwriter has accepted cover, we can provide you with insurance. An additional premium may be necessary.
Mental Health Travel Insurance
Get a travel insurance quote that covers mental illness online or call our travel insurance team on 0800 033 4902.