Travel Insurance for Thailand

Getting the right travel insurance for Thailand

Thailand is a firm favourite for travellers, with many visitors making return visits. From golden beaches to its favourable cuisine, it’s considered a trip of a lifetime.

To fully relax in Thailand, it’s sensible to go with proper travel insurance. Just in case a problem arises when you least expect it.

We think travel insurance is worth doing right. We let you tailor your policy to cover all your travel and medical needs just the way you want. This may be why we were voted the UK’s Most Trusted Travel Insurance Provider.*

You can also be covered for a number of extra activities, including sports and cruises, all at a level of cover that suits your pocket.

It only takes a few minutes, and then you can be all set for your adventures in what is known as the land of smiles!

You can get your tailored quote for Thailand online today, or talk to us now on 0800 033 4902.

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Why do I need travel insurance for Thailand?

Having the right insurance when going to Thailand means not only going away with excitement, but peace of mind too.

If you need medical treatment while you are away, then travelling without insurance could mean horribly expensive bills. Do be aware that Thai hospitals will ask for your travel insurance details or proof of payment before agreeing to treat you.

When you consider that 1 in 20 people needed to make claims on their Annual Travel Insurance in 2017**, is that a risk worth taking?

The standard of healthcare and emergency treatment in private hospitals and clinics is generally faultless in Thailand, but it comes at a high cost. Bear in mind that public clinics are not always up to the standards you might be used to in the UK.

A tailored policy can cover you for problems such as delayed flights or lost passports and money, and soften the blow if the worst happens.

You can get your online tailored quote for travel insurance to Thailand here now, or pick up the phone and talk to one of our friendly team on 0800 033 4902.

What does our travel insurance cover?

Can I use my EHIC in Thailand?

Thailand is not covered by an EHIC. You will need to take proper travel insurance with you, with the right medical cover.

If you do need treatment, Thai hospitals will request your travel insurance details or proof of payment before they will proceed with treatment.

Travelling to Thailand with pre-existing medical conditions

During your quote process we’ll ask you to complete a medical screening for you to declare any pre-existing medical conditions you may have.

The medical screening helps us to understand how your medical condition(s) affects you, so we can tailor your policy to your needs.

What is the medical screening?

Our medical screening process is just a few questions about your medical history. It’s easy to follow and shouldn’t take long, but we do need you to give us full and accurate answers.

If you have a medical condition but don’t declare it to us, it will affect your ability to claim later down the line.

What sort of questions are included?

The questions we ask you during the medical screening will depend on your personal medical circumstances, but the kind of questions you can expect include:

• How long have you had this medical condition?
• Have you recently been treated with surgery?
• Do you take regular medication for this?
• Have you been prescribed medication for this?

To help you during the process, it may be best to have any details of your medical history to hand to help you.

If you’d like some help, you can go through the process over the phone with a member of our friendly team. Or, if you’d prefer, the process can be done online.

You can get your tailored quote online now or call us 0800 033 4902.

What if my travel company or airline goes bust before or during my trip?

A few of our customers have mentioned the concern of failed airlines to us.

In recent years, several airlines and travel companies have collapsed, resulting in many travellers being out of pocket because their arrangements were not covered by ABTA or ATOL Licences.

But help is at hand.

Our Comprehensive Travel insurance includes the cover of End Supplier Failure. This means you can be covered for up to £3000 against the insolvency of travel and hotel companies (which do not form part of a package holiday.)

What happens if my medical condition changes after I’ve bought a policy?

If you have an update on your medical conditions or medication please call us to let us know as soon as possible. We’ll do our best to see if we can increase the coverage where necessary.

It’s really important that you tell us if something changes before you go on your trip. Otherwise the validity of your policy will be affected if you need to claim later down the line.

Please remember that while we can increase your policy coverage, we can’t reduce coverage in return for a partial refund. So do check that you’re happy with your level of cover when you buy.

What if I have to make a claim?

It’s really easy. You just call us on the number that’s on your policy, and tell us about your situation. We’ll get right onto assessing and processing your claim. You’ll be happy to hear we process 98% of our customers’ claims within 5 working days***.

If you’ve got any queries about anything related to our travel insurance, please call us – our travel insurance specialists are always happy to help.