Travel insurance for France

Stay protected from the unexpected with Staysure’s travel insurance for France and Paris. Our customisable policy options cover emergency medical costs, cancellation costs up to £15,000 per person (on Signature policies), and lost baggage across single-trip and annual multi-trip policies. We offer policies for pre-existing medical conditions and all ages. Getting a quote is simple online or over the phone. 

Staysure has specialised in travel insurance for pre-existing medical conditions since 2004. 97% of customers are able to get medical cover with us. We hold a Defaqto 5-star rating for our Comprehensive and Signature policies, and have more 5-star Trustpilot reviews than any other UK travel insurance provider. 

Your Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC) covers publicly funded medical care while in France. But it doesn’t replace travel insurance. If you need to go to a hospital, your GHIC card won’t cover forfait journalier hospitalier, which is a fixed daily fee that covers non-medical costs like your room and board. 

Your EHIC or GHIC also won't cover upfront payments some clinics and pharmacies sometimes require. Travel insurance can help with both of these costs and cover things like trip cancellations, cutting your trip short, stolen baggage, personal liability or emergency medical tests.

For complete protection, it’s generally ideal to rely on both your EHIC or GHIC and travel insurance, so you’re covered from all angles.

If you’re planning on travelling to France, our award-winning travel insurance makes it easy to explore worry-free. With the right policy, you will be covered for things like pickpocketing in Paris, Eurostar strikes** that cause travel disruptions, emergency cancellations, and more.

• emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.  

• getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.  

• cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.  

• cutting your trip short – cover if something serious happens mid-holiday and you need to return early.  

• lost, stolen or damaged belongings – including your baggage, passport and personal money.  

• pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy. 

Example: You're biting into a golden-brown croissant while soaking in the sun at a Parisian café when an angry bee lands on your nose and stings you. You’ve never been stung before, and it turns out, you’re allergic. We’ll be able to cover your doctor’s visit and prescription, or hospital stay in case of a severe reaction.  

• cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons. 

• missed flights – unless it’s due to a strike** severe weather, or mechanical breakdowns. 

• undeclared medical conditions – always let us know about any health issues when you get a quote. 

• unattended items – valuables left alone may not be covered. 

• activities not listed on your policy – like extreme sports, unless you’ve added them. 

• travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all travel. 

• incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted. 

• going against medical advice – for example, flying too soon after an operation or illness. 

• travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad. 

Example: You’re enjoying your holiday, and although it’s almost time to go home, you can’t deny yourself another week of French bliss. You cancel your flight back home to stay a bit longer. Unfortunately, we can’t cover any fees related to your flight change because it wasn’t caused by an unexpected event or policy-approved reason. 

With Staysure, buying travel insurance has never been easier. Simply give us a call or get a quick quote online to start the process.

To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover. 

For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port. 

Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years. 

Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.  

You’ll be able to choose your level of cover and add any optional extras that suit your trip, like Cruise Plus if you’d like more cover while you’re at sea. 

If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time. 

Get a quote

Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy: 

• get covered early – if you buy your cover as soon as you book your trip, you will have all the protection you need should you need to cancel because of a policy-approved reason. 

• go for a higher excess – one of the best ways to lower your premium is to increase your excess. Just be sure to settle on an excess you are comfortable paying should you need to.  

• consider another policy – if you are going to travel more than twice per year, an annual multi-trip policy might be cheaper than multiple single-trip policies. 

• leave the add-ons – only get add-ons, like gadget cover, that you need. 

• get group cover – our group travel insurance lets you save on costs by covering everyone under one policy. 

• find a discount – make sure you drop by our discounts page before buying so you can save on your policy.

France was rated the second most popular European destination among UK travellers in the last 12 months, according to the trade association for UK travel agents (ABTA)’s Holiday Habits 2025 – 2026 report. But as with any holiday destination, there are still some common travel risks to be mindful of when visiting France, so your holiday goes without a hitch. 

For the most part, France is considered safe for travel, but the Foreign, Commonwealth and Development Office (FCDO) does ask travellers to be vigilant when it comes to theft in busy areas. Pickpockets, especially on the Paris Métro, on RER train lines and at mainline stations, often work in gangs, with one distracting you while the other tries to steal your belongings. 

To make sure this doesn’t happen, be sure to keep valuables, like bank cards and your passport, inside bag compartments. Keep your bag close, preferably slung across your body rather than over your shoulder, especially in restaurants and bars. Don’t leave valuables in your car, and keep a vigilant eye when drawing money from an ATM. 

If something gets stolen, report it to the police as soon as you can and keep any police reference number safe so you can claim back the costs. If you did everything you could to keep your belongings safe and you were still pickpocketed, we’ll cover the costs up to £5,000 on our Signature policies. 

Strikes and demonstrations can happen with little warning across France, according to the FCDO. This can sometimes cause delays on roads and public transport.  

If you are travelling in your own car and miss your flight because of industrial action, and the protest or demonstration wasn’t common knowledge when you bought your cover, we’ll be able to cover you up to your policy limit.  

If your public transport is delayed, the operator or transport provider is your first port of call for rebooking your travels. If you need to make a claim, you will need to get written confirmation from the carrier explaining why and for how long the delay took place. We may be able to help with some additional costs, depending on your policy. 

If you plan on trekking through the French Alps or want to plan a ski holiday, then it’s important to go prepared. Be sure to check the weather forecast ahead of your outdoor activities and don’t brave any steep slopes alone.  

If you are hiking in the Savoie and Haute-Savoie regions, you may need to be transferred to Switzerland for treatment if something goes wrong. This can get quite costly without the right travel insurance policy in place. With Staysure, you have access to emergency evacuation for non-competitive hiking or trekking at altitudes below 2,500 metres on all our insurance policies. 

Our winter sports add-on covers reasonable extra accommodation, travel expenses, or ski pass costs if avalanches or landslides affect access to your ski resort or cause public transport services to be cancelled. Just don’t go skiing in areas with an avalanche rating of 3 or higher, as we won’t be able to cover you should something go wrong. 

The FCDO advises on extra safety measures when skiing, like wearing a helmet, but should you get injured, our winter sports add-on will be able to cover you for medical emergencies and evacuation up to your policy limit.