France Travel Insurance

Do I need travel insurance for France?

Having peace of mind is always better than living with the alternative, if something were to go wrong while you’re away.

Regardless of the location, whether it be in France or across the world, it’s always better to be safe than sorry. Claiming on travel insurance is not as uncommon as you might think, with 1 in 20 people needing to make claims on their Annual Travel Insurance in 2017*.

It could be the need to replace lost or stolen baggage, or passports. Or perhaps a health emergency, interrupting your holiday.

But these problems are all limited if you’re covered by the right insurance.

You can get your tailored quote for travel insurance for France online today, or talk to our friendly team now on 0800 033 4902.

Get a Quote

Can I upgrade my policy after I’ve bought it?

Yes, some upgrades can be made any time before your departure (as long as you have not claimed), subject to the terms and conditions of the policy. Please be advised that while we can increase your cover, we can’t reduce coverage later in return for a partial refund.

What does our travel insurance to France cover?

What is an EHIC and should I take it on my trip?

When travelling to France, it’s a condition of our insurance that you take a European Health Insurance Card (EHIC).

If you do need to use your EHIC and you’ve bought your policy with us, then if you’ve still had to pay a subsidised fee for healthcare, we’ll remove the excess fee for medical emergency claims.

But while an EHIC is useful, the NHS advises that you get proper travel cover too. An EHIC is not a travel insurance policy. An EHIC entitles you to state-provided medical treatment and is given on the same terms as French nationals, when you use a state healthcare provider.

But that’s all.

It doesn’t cover your flight home if you miss it due to illness, and it doesn’t cover medical repatriation which can be extremely expensive. Nor does it cover all the other bits associated with travel insurance such as delays and lost belongings.

What if something changes with my health before I start my trip?

You must tell us as soon as possible. We can usually increase your coverage for an additional premium. Please do let us know about any changes to your circumstances in advance and make any necessary adjustments to your policy, otherwise it will not cover you when you need it.