Why do I need travel insurance that covers golf?

When you’re off on a holiday and planning to play golf, it’s important to make sure you’re properly covered by your travel insurance. After all, the unfortunate risk of injury is more of a possibility than if you were relaxing by the pool in the sun.

Being covered for golf with your travel insurance can reduce the expenses of medical bills if you have an accident while playing golf, loss or damage of golf equipment and other costs that you weren’t prepared for.

With the right travel insurance that covers golf, you can be reassured that if the worst does happen when you’re playing golf, you have our support.

In 2017, 1 in 20 people made claims on their Annual Travel Insurance**. So, it’s more common than you might have realised to need to claim.

Is golf covered as an activity with travel insurance?

Golf is an accepted activity and is included as standard with all our travel insurance policies. This means that you will be covered for personal liability and personal accident when playing a round of golf. While you can upgrade your Basic policy to include personal liability, you will have to choose a Comprehensive policy if you want to include personal accident cover with your travel insurance. If you want that extra peace of mind, you may want to consider adding our additional golf cover to your policy.

How do I add golf cover to my travel insurance policy?

To add golf cover, choose a Comprehensive Travel Insurance policy and add our optional golf cover for each person you wish to cover. Our golf cover add-on is an option for both single and annual multi-trip policies, as long as you’re playing non-professionally.

Forgot to add golf travel insurance? If you’ve already purchased your policy, you can call us to upgrade at any time before you travel as long as you haven’t made a claim.

What’s included with our golf travel insurance add-on?

Comprehensive Comprehensive + Golf cover add-on
Unlimited medical emergency and repatriation cover
Cancellation cover up to £15,000**
Cutting your trip short up to £15,000**
Baggage up to £2,500
Cash lost or stolen up to £500
Legal protection up to £25,000  ✔
Golf equipment up to £5,000 (single article £500)
Golf equipment hire up to £500
Non-refundable golfing fees up to £1,500
Hole-in-one cover up to £300
Excess up to £65

What’s covered by our golf travel insurance add-on:

Golf equipment:

If your personal golf equipment is stolen, accidentally lost or damaged, we will cover up to £5,000, depending on the age of your equipment and original purchase price.

Golf equipment hire:

If your own golf equipment is lost, stolen or damaged, or certified by the carrier to have been lost or misplaced on the outward journey of your trip for a period in excess of 12 hours, we will pay you the sum of £50 per complete 24 hours, up to a maximum of £500.

Non-refundable golfing fees:

We will pay £75 per complete 24 hours up to £1,500 for the proportionate value of any nonrefundable, pre-paid green fees, or tuition fees unused due to the following:

  • you being unable to play golf due to your accidental injury, or illness, or adverse weather conditions causing the closure of the golf course
  • loss or theft of your documentation which prevents your participation in the pre-paid golfing activity

Hole-in-one cover:

As well as covering for mishaps, we can also cover your best moments!

We will pay you £300 if you score a hole-in-one (gross) during your trip to help reimburse your celebratory round at the bar.

Get your travel insurance for golf holidays today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

Get Quote

*Based on 5.04% of Annual Travel Insurance policy holders claiming in 2017.
Activity is not covered for Personal Accident or Personal Liability.
**Available on Comprehensive policies and subject to further underwriting criteria.