Telephone Hours
Looking for travel insurance with back pain problems and sciatica can be a hassle, but it really needn’t be.
With a tailored policy, you can choose the level of protection you want to suit your medical and travel needs.
Things going wrong on holiday is more common than you might have thought. In fact, 1 in 20 people had to claim on their Annual Travel Insurance in 2018.*
Proper travel insurance to cover your pre-existing medical conditions can help ease the worry when you need it most. Whether it’s medical-related, losing your luggage or a stolen passport.
You can get your quote online, or if you have any questions give us a call today on 0800 033 4902.
Get Quote
Emergency medical cover abroad for COVID-19
24 hour medical emergency support
We’ve given over 7m people peace of mind
Data covers 2005 to 2020
Calls are FREE to our UK Contact Centres
It’s important you declare your back problem and any other pre-existing medical condition you may have, when taking out a policy with us.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
If you need travel insurance for a back pain problem, we can offer cover for:
If you are awaiting surgery, we may still be able to offer you cover but it wouldn’t include cover for incidents related to any of your pre-existing medical conditions directly or indirectly.
Of course, everyone’s medical history is different. But the type of questions you can expect to be asked about back problems include:
If you need to claim on your travel insurance, you need to call us as soon as possible (definitely within 48 hours of the incident.)
You may be pleased to know that 100% of claims are progressed to decision stage within 2 days of receiving all documents.
It's always a good idea to take a copy of your travel insurance policy with you on your trip.
Whenever you need us, our 24/7 claims team is here for you.
View claims information95%
of claims paid in 5 working days^* As provided by our underwriter
** Winner of the British Travel Awards 2016-2020
Based on more Trustpilot reviews than any other travel insurance provider.
