Need help? Find out more about our Covid Cover, how to update your policy online & the latest travel updates in our Covid Help Centre

Back Problems & Sciatica Travel Insurance

Be covered properly for your next holiday when you have back problems, sciatica or experience back pain. With up to unlimited medical cover, you can travel with peace of mind.

 

When you’re ready, get a quote online or give us a call today on 0800 033 4902.

Get Quote

Thanks for making us No1
on Trustpilot

We've got more Trustpilot reviews rated 'Excellent' than any other travel insurance provider!
Trustpilot
senior couple walking on beach at sunset

Do I need travel insurance for a back problem?

Looking for travel insurance with back pain problems and sciatica can be a hassle, but it really needn’t be.

With a tailored policy, you can choose the level of protection you want to suit your medical and travel needs.

Things going wrong on holiday is more common than you might have thought. In fact, 1 in 20 people had to claim on their Annual Travel Insurance in 2018.*

Proper travel insurance to cover your pre-existing medical conditions can help ease the worry when you need it most. Whether it’s medical-related, losing your luggage or a stolen passport.

You can get your quote online, or if you have any questions give us a call today on 0800 033 4902.

Get Quote

Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021
Calls are FREE to our UK Contact Centres

Calls are FREE to our UK Contact Centres

“Without Staysure, we would’ve lost so many precious memories as a family.”

Watch
Melissa's story

Should I declare my pre-existing medical conditions on my travel insurance?

It’s important you declare your back problem and any other pre-existing medical condition you may have, when taking out a policy with us.

You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2020**
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Optional extras

100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.

Excellent

"Excellent service on phone when buying travel insurance. We have used Staysure before and had to make a claim from Singapore in an emergency situation. It was handled well, and all financial payments were dealt with efficiently and speedily. Would highly recommend!"
"Have used Staysure for a number of years. 2 yrs ago had to cancel our holiday because my husband needed an urgent operation. Staysure sorted our claim with no fuss or hassle and quickly."
"Very easy to find and go through quote and questions online. Price was better that the competition. Felt like I was human, particularly when answering questions on pre-existing medical conditions. Some other insurers make you feel that you are a third rate citizen because you have medical conditions."

People also asked

If you need travel insurance for a back pain problem, we can offer cover for:

  • Slipped disc
  • Sciatica
  • Sciatic nerve damage
  • Osteoarthritis
  • Osteopenia or Osteoporosis
  • Rheumatoid arthritis
  • Spinal stenosis
  • Degenerative disc disease
  • Spondylolisthesis
  • Collapsed disc
  • Fractures to the back

If you are awaiting surgery, we may still be able to offer you cover but it wouldn’t include cover for incidents related to any of your pre-existing medical conditions directly or indirectly.

Of course, everyone’s medical history is different. But the type of questions you can expect to be asked about back problems include:

  • In the last 5 years, has this condition affected your ability to wash, dress or feed yourself?
  • Do you take pain relief daily for this condition?
  • Have you had any of these treatments for your back or neck in the last 12 months?
  • Are you awaiting further treatment for this condition?

If you need to claim on your travel insurance, you need to call us as soon as possible (definitely within 48 hours of the incident.)

You may be pleased to know that 100% of claims are progressed to decision stage within 2 days of receiving all documents.

It's always a good idea to take a copy of your travel insurance policy with you on your trip.

Get Quote
Related Documents
Policy Documents Key Facts
Previous Versions
Claims

Whenever you need us, our 24/7 claims team is here for you.

View claims information

100%

of claims are progressed to decision stage within 2 days of receiving all documents

* As provided by our underwriter
** Winner of the British Travel Awards 2016-2020

1 - Discount applies to base price only, does not include medical or add ons. Offer ends 28/2/22

Based on more Trustpilot reviews than any other travel insurance provider.