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When living with fibromyalgia, it’s important to declare it, and any other pre-existing medical conditions you may have on your travel insurance policy. That way, if the worst happens when you’re travelling with fibromyalgia, you’ve got our support.
After all, we see it that being covered by a tailored travel insurance policy is the key to a happy holiday.
Things going wrong when you’re away happen more often than you might have realised, with 1 in 20 people claimed on their travel insurance in 2018.* So, it’s not as uncommon as you might have thought.
It could be a medical emergency, where you need to be flown home by air ambulance, or even something as simple as lost luggage or flight delays. Whatever the issue, having the right cover in place can help reduce unnecessary worries and the impact on your savings too.
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It’s important you declare fibromyalgia and any other pre-existing medical condition you may have, when taking out a policy with us.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
Of course, the questions we ask you during the medical screening will vary depending on your circumstances, but the kind of thing you can expect us to ask about your fibromyalgia include:
If you’re awaiting further treatment or investigations, we can still offer you cover, but wouldn’t be able to cover anything related to any pre-existing medical conditions you’ve disclosed, including fibromyalgia.
Click here for more information on getting a policy when you’re awaiting surgery.
We would still be able to cover you for other accidents, and medical emergencies not related to your fibromyalgia or any other pre-existing conditions (as well as things like lost baggage and delays.)
Whenever you need us, our 24/7 claims team is here for you.
View claims information95%
of claims paid in 5 working days^* As provided by our underwriter
** 2019 British Travel Awards
Based on more Trustpilot reviews than any other travel insurance provider.
