Travel Insurance for Arthritis | Staysure™.

Getting the right travel insurance for arthritis

We all deserve a great holiday, but finding travel insurance when you have arthritis isn’t always easy.

That’s where we come in.

With a tailored travel insurance policy, you can be covered for your health, travel and personal property.

The result? You can set off on your adventure secure in the knowledge that you’re protected by the UK’s Most Trusted Travel Insurance Provider*.

Why not get your tailored quote for arthritis online here now, or talk to us on 0800 033 4902.

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Why do I need travel insurance for Arthritis?

Having peace of mind is probably something you’ll want to pack in your suitcase. So you can relax on your holiday, knowing you’re covered if anything goes wrong.

That’s where we come in.

The cost of medical treatment is shockingly steep in some countries, and it can also give rise to extra costs such as having to book new flights or even medical repatriation. So it’s best to be well-prepared.

As well as health emergencies, there’s problems like delayed luggage, late flights, cancellations and loss of property such as passports or money.

1 in 20 people claimed on their travel insurance in 2017**, so things do go wrong on holiday more often than we’d like to think.

Good quality travel insurance can’t guarantee a trouble-free trip away, but it can help pick up the pieces if the worst happens.

We think you’ll agree that peace of mind comes from doing things right.

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

What types of arthritis can our travel insurance cover?

We specialise in travel insurance for pre-existing medical conditions. We can cover any of the following types of arthritis:

  • Rheumatoid arthritis
  • Osteoarthritis
  • Psoriatic arthritis
  • Septic arthritis
  • Juvenile arthritis

What is an EHIC and should I take it on my trip?

An EHIC is the European Health Insurance Card, and if you’re travelling within the European Economic Area (EEA) as well as Iceland, Switzerland, Norway and Liechtenstein, you should certainly take one with you.

It entitles you to reduced-cost or sometimes free medical treatment when you use a state healthcare provider (like our NHS). If you need to use your EHIC, and you’ve still had to pay a subsidised fee for healthcare, then we’ll remove the excess fee for medical emergency claims.

But an EHIC is not the same thing as a travel insurance policy, and the NHS strongly recommends that you get a proper travel insurance policy as well.

An EHIC only applies to emergency and related medical treatment. It won’t pay for your flight home if you miss it due to illness, or cover the costs of medical repatriation (for instance, if you need to be flown home by air ambulance.) Medical repatriation can be enormously costly.

Nor does it protect you against risks, such as cancelled or delayed flights, lost luggage, stolen money or damage to your personal belongings.

An EHIC is a good thing to have, but it’s a complement to proper travel insurance, not a stand-in for it.

What is a medical screening?

It’s just some simple questions about your arthritis and any other medical conditions you have. You can take the screening online, but if you’d rather do it over the phone with the help of our team, please call 0800 033 4902.

If you have a medical condition and it’s not disclosed to us during the screening, you won’t be covered in the event that you need to make a claim. So you need to give us as accurate answers as you can. To help you with this, it’s best to have any relevant medical documents to hand when you’re doing the screening.

Don’t worry. The process doesn’t take long, and it’s entirely confidential.

What questions will I be expected to answer in the medical screening?

Obviously this depends on your personal health circumstances, but they may include:

  • What type of arthritis do/did you have?
  • How many (if any) unplanned hospital admissions have you had for this condition in the last year?
  • How many (if any) medicines do you take for this condition?
  • How many (if any) joint replacement or joint resurfacing operations have you had?
  • If you’ve had one, has your joint replacement ever dislocated?
  • Are you waiting further joint replacement surgery?
  • Have you needed treatment for any neck or back problems?

You can get your quote for arthritis travel insurance online now, or you can call us 0800 033 4902.

I’m expecting scan results. Should I wait until I have them before I get my quote?

Because your scan results could influence the pricing and our ability to cover you, it’s best to wait until you get your results before contacting us. We can’t offer cover for any pre-existing medical conditions to anyone expecting results.

I have both rheumatoid arthritis and osteoarthritis – will you still cover me?

We consider cover for many pre-existing medical conditions including rheumatoid arthritis and osteoarthritis. Provided all medical conditions are declared, the underwriters agree to cover you and any additional premium is paid, you’ll be covered.

I use a mobility scooter. If I’m using it abroad and I have an accident, will I be insured?

You will be medically covered if you have an accident when using your mobility scooter if you have fully covered your pre-existing medical conditions.

But we can’t provide Personal Liability cover (for injury to a third party or damage to property) if an accident occurs when using a mobility scooter.

Please note: we are not able to cover the mobility scooter itself if it is lost or damaged.

Can I be covered if I’m awaiting surgery for arthritis?

If you are awaiting surgery or investigation for your arthritis, you might feel that a holiday is just what the doctor ordered.

Most surgeries, treatments and investigations related to arthritis are on our list of accepted surgeries – such as hip replacements. This means that we can offer full cover apart from cancellation and having to cut your holiday short. Please refer to our Awaiting Surgery page for full details of the procedures we can cover. You must also make sure you are not travelling against the advice of your doctor.

If you are awaiting surgery that isn’t listed, we can still offer cover but it won’t cover your arthritis, or any other pre-existing medical conditions or associated complications.

Get your travel insurance for arthritis today

Get a quote in just minutes and tailor your quote to you and your family’s medical and travel needs today.

Call us on 0800 033 4902 or tailor your quote online.

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* Moneywise Customer Service Awards 2017 & 2018, based on the biggest survey of financial consumers in Britain.
** 5.04% of people claimed on their Annual Travel Insurance Policy in 2017.