Travel Insurance for COPD

Getting the best travel insurance when you have COPD

When you’re living with COPD, it’s important to make sure your travel insurance covers your holiday plans.

With our tailored policies, you can be protected properly.

That means you can take a relaxing break knowing that if something does go wrong, we’ll be here to help.

That’s one of the reasons why we’ve been voted as the Most Trusted Travel Insurance Provider for two years running by Moneywise in 2017 and 2018.

Get your tailored quote in minutes online, or talk to us on 0800 033 4902.

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Why do I need travel insurance when I have COPD?

When it comes to holiday insurance, it’s worth doing right.

For you, this will mean making sure that COPD is declared and covered on your policy.
With our Comprehensive policy, you’ll be covered for up to £10m for medical expenses.

You can then go on holiday with peace of mind, knowing that should the worst happen, that we’ll be here to help.

We’ll also cover unexpected holiday mishaps – such as losing your baggage and passports.

What does our travel insurance cover?

Cover your one-off holiday or a year’s worth of travel plans

If you’re planning a one-off holiday this year, then our Single Trip Travel Insurance policy may be the best choice for you. You can travel for up to three months and it has no upper age limit so you can take the whole family!

But if you take more than one holiday a year and are under 86 years old, then our Annual Travel Insurance policy may be better suited. You can travel as often as you like – as long as you aren’t away from home for more than half the year.

Both our Single and Annual policies are available with either a Basic or Comprehensive level of cover to suit your needs.

What questions will we ask about your respiratory conditions?

When applying for our cover, we’ll ask you a few multiple choice questions to help understand how your COPD affects you. We’ll always respect your confidentiality and use the information to help cover you properly.

Here’s a few questions we ask:

• How many medicines are prescribed for your breathing condition?
• How many hospital admissions have you had in the past year?
• How short of breath do you get when walking on the flat?
• Have you ever been prescribed oxygen other than when you were at hospital?
• Have you ever been a smoker?
• In the last year, have you had a chest infection or an episode of pneumonia?
  • How many episodes have you had in the past year that have required antibiotics?
  • Has the infection fully resolved?
• Do you have any other respiratory conditions other than COPD?

Do I need COPD travel insurance if I have an EHIC?

Having a European Health Insurance Card (EHIC) is really helpful if you’re going on holiday to Europe, but it isn’t a substitute for having good travel insurance.

It allows you to get free, or subsidised healthcare in state-funded hospitals and medical facilities where they are available.

If you’re travelling to Europe, then it’s a condition of our insurance that you have a free European Health Insurance Card (EHIC).

Where you’ve had to use your EHIC, we’ll remove the excess from any medical claim.