Getting the right travel insurance for Crohn’s disease

Finding proper travel insurance when living with Crohn’s disease can seem daunting.

Crohn’s disease affects 115,000 people in the UK* and shouldn’t interfere with getting proper travel insurance.

With the right travel insurance, you can go on holiday with the peace of mind that if the worst happens, we’ll be there to help.

We like to do things the right way. We’re sure you do too. That may be one of the reasons we were voted the nation’s Most Trusted Travel Insurance Provider.**

As well as medical emergencies, other problems can arise unexpectedly when you’re meant to be enjoying your travels. From lost passports to flight delays, having the right travel insurance can help you feel at ease.

So, while you’re packing your shades, make sure proper travel insurance is in your suitcase too.

You can get a tailored travel insurance quote to cover your Crohn’s disease online, or talk to us today on 0800 033 4902.

Can I get travel insurance for Crohn’s disease?

Having Crohn’s disease shouldn’t be a barrier for you getting proper travel insurance.

As long as you aren’t flying against the advice of your doctor or to receive medical treatment abroad, then we should be able to cover you.
Before offering you cover, we’ll first need you to confirm it’s safe for you to travel. We’ll need you to be able to say yes to all of the following:

  • I am not travelling against the advice of my doctor.
  • I am not travelling after receiving a terminal diagnosis.
  • I am not travelling with the intention of obtaining medical treatment, tests or a consultation abroad.

You’ll then need to complete our medical screening process. It’s not a long-winded exam, but instead a few simple questions designed to help us understand how Crohn’s disease (and any other pre-existing medical condition you may have) affects you personally.

The medical screening is strictly confidential, takes little time and is there to make sure you’re fully covered.

Please make sure you disclose any pre-existing medical conditions, including Crohn’s disease, during the screening. If false information about your medical history is given, this would affect the validity of your cover, and claims could be declined.

What does our travel insurance for Crohn’s disease include?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

What questions about my Crohn’s disease will I be asked?

Of course, everyone’s medical circumstances are different. But the types of questions you can expect to be asked about Crohn’s disease include:

  • How many operations have you had to treat this condition?
  • When was your most recent operation for this condition?
  • Have you required regular drug injections or infusions to treat this condition?
  • Have you ever had a bowel obstruction?

I’m awaiting further treatment/investigations for my Crohn’s disease, can I still be covered?

If you’re awaiting further treatment or investigations, we can still offer you cover, but wouldn’t be able to cover anything related to any pre-existing medical conditions including Crohn’s disease.

We would still be able to cover you for other accidents, and medical emergencies not related to your Crohn’s disease or any other pre-existing conditions (as well as things like lost baggage and delays.) But if you had a medical emergency that was caused by your Crohn’s disease, we would not be able to cover you.

Crohn's Travel Insurance

To get a Crohn’s Disease travel insurance quote, simply apply online or speak to us today on 0800 033 4902.

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* Crohn’s and Colitis UK
** Moneywise Customer Service Awards 2017 & 2018, based on the biggest survey of financial consumers in Britain.